Aflac® Accident Indemnity Advantage (AC1) Flashcards
ACCIDENT EMERGENCY TREATMENT
$120 once per 24-hour period and only once per covered accident, per Covered Person
WELLNESS
$60 once per policy, per 12-month period, payable after the policy has been in force for 12 months
X-RAY
$25 once per covered accident, per covered person.
ACCIDENT FOLLOW-UP TREATMENT
$25 for one treatment per day, up to a maximum of six treatments per covered accident, per Covered Person
INITIAL ACCIDENT HOSPITALIZATION
$1,000 once per period of Hospital Confinement or $1,500 once when a Covered Person is admitted directly to an intensive care unit; payable once per calendar year, per Covered Person
ACCIDENT HOSPITAL CONFINEMENT
$200 per day up to 365 days per covered accident, per Covered Person
INTENSIVE CARE UNIT CONFINEMENT
An additional $400 per day for up to 15 days per covered accident, per Covered Person
ACCIDENT SPECIFIC-SUM INJURIES
$25-$10,000 (according to the policy) for: Dislocations Burns Skin Grafts Eye Injuries Lacerations Fractures Concussions Coma Paralysis Surgical Procedures
MAJOR DIAGNOSTIC EXAMS
$150 once per calendar year, per Covered Person
EPIDURAL PAIN MANAGEMENT
$100 paid no more than twice per covered accident, per Covered Person
PHYSICAL THERAPY
$25 per treatment for one treatment per day, up to a maximum of ten treatments per covered accident, per Covered Person
REHABILITATION UNIT
$100 per day, limited to 30 days for each Covered Person per period of Hospital Confinement and limited to a calendar year maximum of 60 days
APPLIANCES
$100 once per covered accident, per Covered Person
PROSTHESIS
$500 once per covered accident, per Covered Person
BLOOD/PLASMA/PLATELETS
$100 once per covered accident, per Covered Person
AMBULANCE
$150 when a Covered Person requires ambulance transportation
$1,000 when a Covered Person requires air ambulance transportation
TRANSPORTATION
$400 per round trip, up to three round trips per calendar year, per Covered Person
FAMILY LODGING
$100 per night, limited to one motel/hotel room per night, up to 30 days per covered accident
ACCIDENTAL DEATH
Common-Carrier Accident:
Insured $100,000
Spouse $100,000
Child $15,000
Other Accident:
Insured $25,000
Spouse $25,000
Child $7,500
Hazardous Activity Accident:
Insured $6,250
Spouse $6,250
Child $1,875
ACCIDENTAL DISMEMBERMENT
$500-$25,000
CONTINUATION OF COVERAGE
Waive all monthly premiums for up to two months
AFFECTED BY SIC RATING
Yes
NEEDS HEALTH INSURANCE
No
CAN BE OFFERED ON DIRECT
Yes