Aflac® Accident Indemnity Advantage (AC2) Flashcards
ACCIDENT EMERGENCY TREATMENT
$120 once per 24-hour period and only once per covered accident, per Covered Person
WELLNESS
$60 once per policy, per 12-month period, payable after the policy has been in force for 12 months
X-RAY
$25 once per covered accident, per covered person.
ACCIDENT FOLLOW-UP TREATMENT
$35 for one treatment per day, up to a maximum of six treatments per covered accident, per Covered Person
INITIAL ACCIDENT HOSPITALIZATION
$1,000 once per period of Hospital Confinement or $2,000 once when a Covered Person is admitted directly to an intensive care unit; payable once per calendar year, per Covered Person
ACCIDENT HOSPITAL CONFINEMENT
$250 per day up to 365 days per covered accident, per Covered Person
INTENSIVE CARE UNIT CONFINEMENT
An additional $400 per day for up to 15 days per covered accident, per Covered Person
ACCIDENT SPECIFIC-SUM INJURIES
$35-$12,500 (according to the policy) for: Dislocations Burns Skin Grafts Eye Injuries Lacerations Fractures Concussions Coma Paralysis Surgical Procedures
MAJOR DIAGNOSTIC EXAMS
$200 once per calendar year, per Covered Person
EPIDURAL PAIN MANAGEMENT
$100 paid no more than twice per covered accident, per Covered Person
PHYSICAL THERAPY
$35 per treatment for one treatment per day, up to a maximum of ten treatments per covered accident, per Covered Person
REHABILITATION UNIT
$150 per day, limited to 30 days for each Covered Person per period of Hospital Confinement and limited to a calendar year maximum of 60 days
APPLIANCES
$125 once per covered accident, per Covered Person
PROSTHESIS
$750 once per covered accident, per Covered Person
BLOOD/PLASMA/PLATELETS
$200 once per covered accident, per Covered Person
AMBULANCE
$200 when a Covered Person requires ambulance transportation
$1,500 when a Covered Person requires air ambulance transportation
TRANSPORTATION
$600 per round trip, up to three round trips per calendar year, per Covered Person
FAMILY LODGING
$125 per night, limited to one motel/hotel room per night, up to 30 days per covered accident
ACCIDENTAL DEATH
Common-Carrier Accident:
Insured $150,000
Spouse $150,000
Child $25,000
Other Accident:
Insured $40,000
Spouse $40,000
Child $12,500
Hazardous Activity Accident:
Insured $10,000
Spouse $10,000
Child $3,125
ACCIDENTAL DISMEMBERMENT
$625-$40,000
CONTINUATION OF COVERAGE
Waive all monthly premiums for up to two months
AFFECTED BY SIC RATING
Yes
NEEDS HEALTH INSURANCE
No
CAN BE OFFERED ON DIRECT
Yes