2.2 : Direct data entry and associated devices Flashcards
what are magnetic stripe readers ?
- they are used to read magnetic stripes on the back of cards.
what are the uses of a magnetic stripe readers?
- bank cards : contains bank account details
- hotels : to allow entry or access to rooms, buildings etc.
- gift cards ( voucher ) : contains the amount of voucher
- arcades : contains balance
what are the advantages of magnetic stripe readers ?
- can be easily updated
- robust and not affected by water or dust
- can be an alternative to chip and pin
- allows faster data entry than typing the data in manually
- ## eliminates typing errors
what are the disadvantages of magnetic stripe readers ?
- can not be read from a distance
- can become unreadable from use and scratches
- can be clones easily ( card fraud )
- can store small amounts of data
- can be easily lost or misplaced
- can be easily damaged by magnetic fields
what is chip and pin readers ?
- they are used by inserting debit / credit cards inside them and then a numeric keypad is used to type in your PIN which is used to verify that this is the owner of the card , then the data in the chip on the card can be read , there main use is to make secure payments using debit / credit cards , but they are also used in ID’s and some passports , public transport tickets etc.
what are the advantages of Chip and Pin readers ?
- they are not damaged as easily as magnetic stripe cards
- they can store a lot more data
- more secure as the owner has to provide his PIN
- they are harder to copy compared to magnetic stripe cards
what are the disadvantages of Chip and Pin readers ?
- owner can forget his PIN
- PIN can be observed by somebody , for fraud reasons
- not available in some countries
- there are fraudulent machines that can copy card details
what are contactless cards ?
- they are cards that allow data to be transferred without the need to type a PIN , it works by a chip that is embedded on the card that emits radio waves , so when the card is close enough to the terminal it will pick up the signals. Mostly used for credit and debt cards , for security reasons there will be a limit on spending
what are the advantages of a contactless card ?
- takes less time at the POS terminal
- there will be no errors as there is no need to type in the PIN
- more secure as it uses encryption for the data
- it uses a secure unique transaction number rather than transferring the account number
what are the disadvantages of a contactless cards ?
- they are more expensive
- there is a limited amount
- if there is a person close to you with a suitable reader they can record the whole transaction and scan the card
- if a person uses the card as a Chip and Pin he will risk the card being read twice , which means he will buy two times for the product.
what is a RFID tag ?
- it uses the same technology as the contactless card , it uses radio waves to read the information stored in the tag, data can be read from several meters away , it is made up of two separate components which are a microchip where the data is stored and processed and an antenna to receive and send informations
what are the advantages of RFID tags ?
- they can be read from a distance
- they are read really fast
- they pretty robust and reliable
- data can be read and written
- it is more efficient as the reader can detect multiple RFID tags at onc e
what are the disadvantages of RFID readers ?
- it is expensive to set-up a RFID system
- it is easy to hack the signals
- tag collision can occur which is when signals from more than one RFID tag collide with eachothre
- RFID waves can be easily jammed
what are the uses of RFID tags ?
track movements : of livestock or people
stock control : scan stock items for quantity
airport Luggage : to make sure nothing is lost
contactless cards : to make payments
what does QR means ?
Quick response