1.2 Moral and Financial Drivers for Health and Safety Management

Question 1

Society exerts pressure through three overlapping and interacting spheres of influence, they are:

Answer 1

Moral

Legal

Financial

Question 2

Some H&S costs can be insured against, come cannot. Which is the greater cost, insured or un-insured?

Answer 2

Uninsured (ten times greater than insured).

Question 3

Is the following a list of insured or uninsured costs?

■ Lost time
■ Extra wages / overtime
■ Sick pay
■ Production delays
■ Fines
■ Loss of contracts
■ Legal costs
■ Damage to product, plant,buildings, tools and equipment
■ Clearing the site
■ Investigation time
■ Excess on insurance claims
■ Loss of business reputation

Answer 3

Uninsured

Question 4

What costs are covered by insurance (such as Employers Liability Insurance)?

Answer 4

Injury, ill-health and damage