Workplace injury Compensation Act Flashcards
Who is covered under the workplace injury compensation act?
a) employee (contract of service)
b) contract of apprenticeship
c) salary
d) none of the above
e) all of the above
E
Which categories of people are not covered under WICA?
a) Independent contractor or self-employed person
b) Domestic worker
c) Uniformed personnel – members of the Singapore Armed Forces, Singapore
Police Force, Singapore Civil Defence Force, Central Narcotics Bureau and Singapore Prisons Service
d) all of the above
e) None of the above
D
What accident does cover under WICA?
a) Commuting accidents during work and for work purposes (e.g. travel from the workplace to venue for the meeting), regardless of the mode of transport. – Employee did not make any personal detour.
b) Employee met with a traffic accident while taking company transport between home and workplace. The vehicle was not public transport.
c) Employee, who is employed by a Singapore employer during his course of employment, suffered a work-related injury during an overseas assignment.
d) Seaman suffered a work-related injury while onboard a Singapore-registered vessel, regardless of the location of the vessel.
e) Employee was injured in the work-related fight – but was a victim and did not participate in the fight, or he was injured while exercising private defence, or instructed to break up the fight, safeguard life/property or maintain law and order.
f) none of the above
g) all of the above
G
What accident does cnot over under WICA?
a) Employee met with traffic accident while travelling in his own car/his friend’s car/public transport between home and workplace.
b) Commuting accidents during work and for work purpose (e.g. travel from workplace to venue for meeting), regardless of the mode of transport. – Employee met with the accident while making a personal detour.
c) Employee’s injury was due to him being under influence of alcohol or a prescription drug which was not prescribed by a doctor.
d) Deliberate self-injury or self-aggravation of an existing injury.
e) Employee was injured in work-related fight.
f) all of the above
g) none of the above
F
Which persons are entitled to compensation?
a) Employee
b) Deceased Employee’s dependents
c) If unclaimed, compensation to be paid to Workers’ Fund
d) all of the above
e) none of the above
D
Under the law, the Employer is required to purchase work injury compensation (WIC) insurance for_____? How much is the insurance claim?
a) manual employees ($1,600/)
b) manual employees ($2,600/)
c) manual employees ($4,600/)
A
The Employer must have insurance for both local and Foreign Employees.
The Employer should take note of the following when buying or renewing his company’s work injury compensation insurance policy:
a) Employees must be covered under an approved WIC insurance policy
b) Check the coverage of employees and validity of the policy
c) Employer’s designated insurer is liable to pay when there are multiple insurance policies
d) all of the above
e) none of the above
D
Employees must be covered under an approved WIC insurance policy
o Employers should only purchase approved WIC insurance policies
from designated insurers approved by MOM
o Employers are encouraged to insure all employees of specific job
category with only one designated insurer
o WIC insurance policies should cover all the benefits under WICA
2019. These include medical leave wages, medical expenses, and compensation for permanent incapacity or death.
2. Check the coverage of employees and validity of the policy
o Policies should accurately reflect the occupation, salary and the
employees who should be covered
o Policies must be renewed before expiry
Do not under-declare the number of employees to the insurer. This will cause some of the employees to be uninsured.
3. Employer’s designated insurer is liable to pay when there are multiple insurance policies
o When multiple contractors have separate insurances that cover an injured employee, the employer’s designated insurer will be the first to respond in the event of a valid claim
Under the Work Injury Compensation Act, the Employer is required to report a work-related accident to MOM under the following scenarios:
“ An employee died during work or at a workplace as a result of work”
What should the reporting method be?
a) Notify the Commissioner as soon as reasonably practicable at mom_oshd@mom.gov.sg and submit an incident report online within 10 days
b) Submit an incident report online:
- Fatal accidents: Within 10
days of the accident
- Non-fatal accidents: Within
10 days of employer’s first
notice of accident
- If the employee subsequently
died from injury/disease, notify the Commissioner immediately at mom_oshd@mom.gov.sg
A
Under the Work Injury Compensation Act, the Employer is required to report a work-related accident to MOM under the following scenarios:
“ An employee was injured in a work accident or contracted a disease due to work exposure to biological/chemical agent, resulting in any of the following:
- Outpatient/hospitalisation leave
- Light duty - Death
- Occupational disease”
What should the reporting method be?
a) Notify the Commissioner as soon as reasonably practicable at mom_oshd@mom.gov.sg and submit an incident report online within 10 days
b) Submit an incident report online:
- Fatal accidents: Within 10
days of the accident
- Non-fatal accidents: Within
10 days of employer’s first
notice of accident
- If the employee subsequently
died from injury/disease, notify the Commissioner immediately at mom_oshd@mom.gov.sg
B
Under the Work Injury Compensation Act (WICA), an employee can claim for the following types of compensation?
“Includes cost of medical consultation fees, charges for physiotherapy, cost of medicines and occupational & speech therapy etc.”
a) Medical Expenses (hospital bills, medication and other charges, due to the work injury)
b) Medical Leave Wages
(for days he was issued with medical leave due to the work injury or disease)
c) Lump Sum Compensation
for permanent incapacity or death
A
Under the Work Injury Compensation Act (WICA), an employee can claim for the following types of compensation?
“Medical leave wages are payable if the employee is given outpatient and/or hospitalisation leave by a doctor, due to the work injury or medical condition. It is payable for days which employee would normally be at work (working days), and not for rest days and public holidays.”
a) Medical Expenses (hospital bills, medication and other charges, due to the work injury)
b) Medical Leave Wages
(for days he was issued with medical leave due to the work injury or disease)
c) Lump Sum Compensation
for permanent incapacity or death
B
Under the Work Injury Compensation Act (WICA), an employee can claim for the following types of compensation?
“-Permanent Incapacity Compensation.
-Fatal Compensation
-Doctor to assess the degree of permanent
incapacity, if any
-Maximum and minimum compensation limits
apply.”
a) Medical Expenses (hospital bills, medication and other charges, due to the work injury)
b) Medical Leave Wages
(for days he was issued with medical leave due to the work injury or disease)
c) Lump Sum Compensation
for permanent incapacity or death
C
The Employer will be required to pay for medical expenses related to a work accident up to the maximum limit, which is $_____or ___year from the date of the accident, whichever is reached first.
a) $45,000, 1 year
b) $25,000, 2year
c) $15,000, 1 year
A
WICA entitles an employee injured at work to the following rates and limits:
“For this amount of outpatient medical leave (MC) 14 days, how much amount of hospitalisation leave are they entitled to”? How is the employee’s medical leave wages are calculated based on?
a) Up to 60 days, Your full average monthly earnings
b) 61st day onwards, up to 1 year from the accident, 2/3 of your average monthly earnings
A
WICA entitles an employee injured at work to the following rates and limits:
“15th day onwards, up to 1 year from the accident”?
how much amount of hospitalisation leave are they entitled to”? How is the employee’s medical leave wages are calculated based on?
a) Up to 60 days, Your full average monthly earnings
b) 61st day onwards, up to 1 year from the accident, 2/3 of your average monthly earnings
B
The lump-sum compensation is payable in case of
a) Permanent Incapacity (PI)
b) Death.
c) both
d) none
C
Permanent incapacity (% PI) is based on a _____after the worker’s medical condition stabilises. It is based on a set of Guidelines in the “Guide to the Assessment of Traumatic Injuries and Occupational Diseases for Workmen’s Compensation (GATIOD)”
a) medical doctor’s assessment
b) nurse’s assessment
c) Clinic assistant’s assessment
A
When a claim is payable (workplace injury)?
a) When an injury or medical condition has a permanent effect on an employee’s ability to work
b) When a mental or medical condition has a temporary effect on an employee’s ability to work
A
Who receives the compensation?
a) Injured Employee
b) non-injured employee
c) Injured Employee and employer
A
How compensation is calculated? (workplace injury)
a) Amount payable = Employee’s average monthly earnings x age multiplying factor x % permanent incapacity
b) Amount payable = Employee’s average yearly earnings x age multiplying factor x % temporary incapacity
A
When a claim is payable if an employee dies?
a) When an injury causes the death of an employee
b) When an injury causes permanent brain damage to an employee
A
Who receives the compensation?
a) Family members
b) dependants of deceased Employee
c) both
d) none
C
