Unit 21

Question 1

True or False:
Failure to comply with Fair Housing laws is both a civil and criminal violation and constitutes grounds for disciplinary action against licensee

Answer 1

TRUE

Question 2

In IL, Real Estate Licensee Act 2000 when judgment made against licensee for illegally discriminating, license must be suspended or revoked unless there’s an appeal

Answer 2

TRUE

Question 3

Federal Laws

Fair Housing Act (1988)

Answer 3

Prohibits discrimination based on 
race
color
religion
sex
disability
familial status
national origin

Question 4

Disability

Answer 4

physical or mental impairment. People with AIDS are protected

Landlords must make reasonable accommodations or allow tenants at their expense. May not increase security deposit for people with disabilities

Question 5

Multi Family buildings with elevator and 4 or more units must make common areas accessible

Answer 5

TRUE

Question 6

Familial Status

Answer 6

protections extend to families with children including pregnant women

Question 7

Exemptions

Answer 7

None involve race or licensee involved in transaction

• owner-occupied with no more than 4 units
• single family sold or rented without licensee
• housing operated by organization or private clubs

Question 8

Single Family Homes exempt when:

Answer 8

• home is owned by person who does not own more than 3 homes at one time
• licensee not involved
• discriminatory advertising not used

Question 9

Housing for Older Persons

Answer 9

62+ or 1 person 55+ is exempt from familial status

Question 10

Megan’s Law

Answer 10

sex offenders must register (can create stigmatized property)

Question 11

Equal Credit Opportunity Act

Answer 11

Can’t discriminate in granting of credit (included marital status and age)

Question 12

ADA

Answer 12

applies because real estate licensees are employers and have public spaces. Applies to 15 or more employees

Question 13

Blockbusting

Answer 13

encouraging people to sell or rent claiming entrance of protected class will have negative impact

Question 14

Steering

Answer 14

Channeling homeseekers to certain neighborhoods. An illegal limitation of a purchaser’s options

Question 15

Redlining

Answer 15

Lenders refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than financial qualifications

Question 16

Advertising

Answer 16

Can’t use language indicating a preference or limitation

Question 17

Fair Housing Act complaints

Answer 17

Investigated by HUD

Question 18

Conciliation

Answer 18

resolution of complaint by obtaining assurance the respondent will remedy any violation and prevent those practices in the future

Question 19

IL Human Rights Act

Answer 19

Same as Fair Housing:
Race
Color
Religion
Natural Origin
Sex
Disability
Familial Status

Different than Fair Housing:
Ancestry
Age
Marital Status
Military Service
Sexual Orientation