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Drivers Ed > Unit 16 > Flashcards

Unit 16 Flashcards

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1
Q

What is purchase price?

A

The amount the person is charged and willing to pay for a vehicle

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2
Q

What is depreciation?

A

A vehicle’s value drops steadily over time

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3
Q

What are 4 things to consider about affording a vehicle?

A

Purchase price
Depreciation
Financing
Other costs

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4
Q

What is a transmission?

A

Automatic in most cars
More fuel efficient
Higher repairs

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5
Q

What is the alternative to purchasing a vehicle?

A

Leasing- you do not own it

Often have limits on miles

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6
Q

What is a warranty?

A

Written guarantee that the seller will make certain repairs for a stated period of time

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7
Q

What are blue-book prices?

A

Average market value for the model and age of the vehicle

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8
Q

A valuable resource for learning about features of your new car and maintenance needs…

A

Owners manual

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9
Q

What is the financial responsibility law?

A

Prove that you can pay for damages you cause that result in death, injury, or property damage
Liability insurance at least

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10
Q

What is a premium?

A

Used to buy insurance from a company

A specified amount of money for coverage over a period of time, to the company

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11
Q

What is a policy?

A

A written contract between you and the insurance company about the terms and conditions of the insurance coverage

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12
Q

What is liability insurance?

A

Required by every state
Protects the driver who caused the collision
Compensation for harm or wrong to third party
Covers others when you are at fault

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13
Q

What is bodily-injury insurance?

A

Type of liability
Covers the driver who is at fault against claims
If someone is killed or injured and the owner is at fault

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14
Q

What is property-damage insurance?

A

Protects against claims due to property damage

Type of liability

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15
Q

Medical Payment insurance?

A

Medical and funeral expenses are payed regardless of fault

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16
Q

No-fault insurance?

A

Not concerned with who is to blame

17
Q

Collision insurance

A

If you are at fault for the collision or cannot collect from the one who is
Coverage to the costs of repair

18
Q

Deductible

A

Amount you agreed to pay towards the repair

Higher deductible- lower premium

19
Q

What is comprehensive insurance?

A

non-collision insurance for repairs

20
Q

What affects insurance rates?

A 
Driving record
Age
Miles driven
Gender
Marital status
Type of vehicle
Where you live and drive
Claim record
21
Q

What is assigned-risk insurance?

A

Due to poor driving and habits- cancel insurance

Property and bodily damage insurance

22
Q

What does carbon dioxide do/what is it?

A

Exhaust fumes

Greenhouse effect

23
Q

CFC

A

Hurts the atmosphere
In AC
Refrigerant recovery systems

Drivers Ed (12 decks)

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