The Distribution of Poverty and Wealth and Income Flashcards

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1
Q

What’s the poverty line?

A

The estimated minimum income needed to secure the necessities of life. More then one in 5 people in the UK were bellow it in 2021/22.

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2
Q

What’s the minimum standard of living standard?

A

The minimum income for defining relative poverty within the UK.

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3
Q

What’s a dependency culture?

A

A shared set of values which makes people reliant on the state to provide for them.

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4
Q

What’s a nanny state?

A

A new right idea that the government interferes too much with peoples lives.

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5
Q

What did Oscar Lewis study?

A

He was the first person to study the attitudes of the poor in his research in México and Puerto Rico in the 1950s.

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6
Q

What did Oscar Lewis study find?

A

The poor has their own culture of poverty, with distinct norms and values which makes them different from the rest of society. Children that grow up with these people are socialized into these values: 1. They don’t take opportunities to change their situation. 2. They have a sense of fatalism. 3. They are reluctant to work. 4. They don’t plan for the future. 5. They see themselves as marginalized and not part of mainstream culture.

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7
Q

What did Marsland argue?

A

He was a new right thinker. Poverty persists because of the generosity of the welfare state, the nanny state creates a dependency culture. Universal benefits which are available to all regardless of income are wrong as they stop money being invested into the economy. Universal benefits should be stopped and only given to the disabled or long term sick (the deserving poor.)

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8
Q

What did Murray argue?

A

There was an emerging under class, responsible for raising crime rates and unemployment. They were happy to claim welfare benefits and live in deviant family structures - perverse incentives. This leads to a dependency culture, children brought up in single parent family’s were more likely to become criminal due to lack of proper socialization.

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9
Q

What are two examples of perverse incentives?

A
  1. Council houses for teenage mums. 2. Benefits for the unemployed.
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10
Q

What did Rutter and Mage find?

A

There is no clear evidence that children inherit their parents behaviours as at least half of children born into poverty do not repeat that behaviour.

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11
Q

What did Shildrick find?

A

He argued that there is no evidence of dependency culture as he found only 0.5% of households had a culture of worklessness.

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12
Q

What do Marxists argue about poverty?

A

Its easier to blame the poor then the government.

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13
Q

What did Baumberg, Bell and Gaffney suggest?

A

That the New Right view of the underclass is based on a constant polluting flow of misinformation from the government and media.

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14
Q

What are material explanations for poverty?

A

Theories which blame the lack of material support, an inadequate welfare state and a basic lack of funding for those in poverty. The hopelessness of the future is what leave them to live in the moment. The poor’s attitude is a response to being poor not the reason for it.

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15
Q

What did Coates and Silburn find?

A

They found how the poor are trapped due to circumstance, the cycle of deprivation.

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16
Q

What is an example of a recent law to stop deprivation?

A

There was a hardship fund to provide council tax relief to venerable people and those effected by Covid-19.

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17
Q

Why do the poor pay more?

A
  1. They often live in poor quality homes which are expensive to heat more and maintain, also making people sick. 2. The cost of home and car insurance is higher due to crime rates. 3. They have to buy cheaper clothing which doesn’t last. 4. They have to pay more for food as they cant afford to buy it in small quantities. 5. They may have to shop at a corner shop as its more expensive then a super market. 6. They have to pay more for credit as they have to go to loan sharks. 7. They suffer more ill health and have to pay for non prescription medicines such as painkillers. This can be used to evaluate cultural explanations.
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18
Q

What’s the social democratic view of the under class?

A

The underclass are the people who are excluded from taking part in society. Field suggests this contains the elderly, the lone parents, long term unemployed, the disabled, the low paid and the long term sick. They’re focused to rely on inadequate state benefits which don’t give them an acceptable standard of living. It may also include migrant workers who are forced to work low paid jobs as they cannot receive benefits. Many are forced into the poverty trap.

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19
Q

What’s the Marxist view of the underclass?

A

Marxists such as Milliband do not believe that the poor are the underclass, they don’t see them as separate just worse off. All working class people could end up joining the under class if they became sick, unemployed or disabled. To solve this, we need to destroy the capitalist system.

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20
Q

What are 3 critisms of both the social democratic and Marxist view of the underclass?

A
  1. It doesn’t take into account the people who do take advantage of the system. 2. Marxists ignore anything that hasn’t got to do with class such as gender. 3. The only solution being revolution is unrealistic.
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21
Q

Why do Marxists believe wealth is unequally distributed?

A

The proletariat are poor because the bourgeoise exploit them.

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22
Q

Why do Weberians’ believe wealth is unequally distributed?

A

The poor lack the skills and power to gain wealth.

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23
Q

Why do functionalists believe wealth is unequally distributed?

A

They serve a purpose in maintaining society.

24
Q

What’s wealth?

A

Property in form of assets.

25
Q

What’s disposable income?

A

What you have left after paying tax.

26
Q

What’s discretionary income?

A

What is left after tax, bills, food and travel costs.

27
Q

What areas in the UK had the most and least disposable income in 2016?

A

Most was London and least was Northern Ireland.

28
Q

What’s inheritance tax?

A

Tax payable on money inherited when a relative dies.

29
Q

What’s capital gains tax?

A

Its intended to reduce profits from dealing in property and shares and is payable when these are sold.

30
Q

What’s income tax?

A

Payable on both earned and unearned income and it increases when your wages increase.

31
Q

What’s social welfare benefits?

A

These are from the state and are a way of using taxes from the wealthy to support the poorest in society.

32
Q

What are 4 reasons why attempts to redistribute wealth haven’t worked?

A
  1. Tax evasion. 2. Tax relief. 3. Problems with the benefit system. 4. Taxes not being high enough.
33
Q

hat did Kenway and Palmer find about EMG and poverty?

A

Almost half of children from EMG live in poverty compared to a quarter of white British children. There are also differences between EMG, groups.

34
Q

Why might low pay be a factor that explains the differences between poverty in different EMGs?

A

This may be a large factor in Pakistani and Bangladeshi households where the male works and the women does not. This may be due to the practice of purdah where women are kept separately from men.

35
Q

Why might unemployment be a factor that explains the differences between poverty in different EMGs?

A

This higher among Bangladeshis, Pakistanis, Black Africans and Black Caribbean’s.

36
Q

Why might family types be a factor that explains the differences between poverty in different EMGs?

A

Pakistanis and Bangladeshis tend to have large families and combined with low pay this increases the chances of being in poverty. Modood says that there are more single parent families and he also suggested that south Asian families are more likely to be more traditional with only men working.

37
Q

Why might underachievement in education be a factor that explains the differences between poverty in different EMGs?

A

Pakistanis, Bangladeshis and Caribbean boys are more likely to underachieve at school, perhaps due to the ethnocentric curriculum according to Ball.

38
Q

Why might racism in employment be a factor that explains the differences between poverty in different EMGs?

A

Wood found when he sent two applications with the same qualifications but the names Evans and Patel, he got more interviews with the name Evans highlighting discrimination in the selection process.

39
Q

What age group is most likely to live in poverty?

A

Pensioners.

40
Q

What age group is more likely to live in a low income household?

A

Children. Child poverty is higher in the UK then most other European countries.

41
Q

What percent of children live in poverty in the UK?

A

33.6%

42
Q

What did Hirsch say about poverty?

A

Poverty causes material and social hardships, this effects educational achievement and leaves children with lasting effects on their physical and emotional health, leaving them at greater risks of poverty as adults. It can also cause wider social problems such as bullying as they cant afford certain items. Factors such as: lone parenthood, lack of work or low paid parents, disability of parents, lack of benefits and lack of support from those who want to work but want children cause poverty.

43
Q

What did Palmer find about disability and poverty?

A

Poverty rate for disabled adults is double for that of non disabled adults. Around 33% of disabled adults are in poverty. They also often face social exclusion.

44
Q

Why does Palmer suggest is the reason why so many disabled people are in poverty? (5.)

A
  1. Inability to take unpaid employment. 2. Unemployment. 3. Low pay. 4. Discrimination from employers. 5. Inadequate welfare benefits.
45
Q

Why would functionalists argue that the disabled being in poverty is good for society?

A

It creates jobs in the health and social care sector.

46
Q

Why are elderly women more likely to be in poverty then elderly men? (5)

A
  1. The glass ceiling. 2. Ferri and Smiths idea of the dual women shows why women are more likely to be employed in part time and low paid work. 3. Women are the majority of home workers. 4. Women are more likely to be lone parents. 5. Women live longer then men. 6. Women are more likely to sacrifice their own standard of living to provide.
47
Q

What ethnic group of women have the highest rate of poverty?

A

Bangladeshi and Pakistani at around 50%

48
Q

What did Middleton find?

A

In many low income houses it is the mother who bears the burden of making ends meet and who sacrifice going without food, new clothes and holidays to provide for their children.

49
Q

Why do functionalists argue poverty is needed to keep society going?

A

It works as motivation to keep people working.

50
Q

What did Davis and Moore find?

A

Inequalities in wealth and income are needed to maintain society. Some positions in society are more socially important than others, they require specialist skills which not everyone in society has the ability to acquire. Those who have the ability to do jobs must be motivated and encouraged to undertake the lengthy training with the promise of a future with higher wages. There therefore must be a system of unequal rewards to make sure the most able people get the high positions.

51
Q

What did Gans find?

A

The existence of poverty is important for the stability of society. It makes sure that the most undesirable, dangerous jobs are done because they have no other choice. Poverty creates job opportunities such as social workers. The threat of poverty keeps people working, reinforcing the idea of a hard days work. Some sectors thrive on having a high number of people in these low paid jobs such as the clothing industry.

52
Q

What recent example can be used to critic Davis and Moore?

A

During the covid lockdown, it became apparent that the key workers weren’t always the highest paid. Instead the people with the highest income are the ones who became lucky, had the best education and connections.

53
Q

How can new right ideas of the welfare state be used to critic the idea that people are motivated to work through the fear of poverty?

A

The underclass show that people prefer to live on the limited money of the welfare state rather than working.

54
Q

What did Weber believe about the cause of poverty?

A

The inequalities come about due to the difference in market positions, they may lack the skills needed to earn a higher reward of pay or barriers stopping them. Those with skills talents and abilities have a higher market ability.

55
Q

Why does Weber’s theory fail to explain those who have inherited wealth?

A

They didn’t have any specific skills or talents, they were just handed the money which gave them more chances to remain in the higher class giving them a higher market position.

56
Q

What’s a strength of Weberian theory?

A

It is considers social mobility.

57
Q

What does the Marxist Miliband believe poverty comes from?

A

It lies in the private ownership of the means of production. The concentration of ownership leads to the bougeraise having a lot of unearned income.