The Clearing House's Real-Time Payments Network

Question 1

Who are eligible for The clearing House’s real Time payments platform?

Answer 1

All federally insured U.S. depository institutions

Question 2

Provides hosted RTP connectivity to FI participants. RTP connectivity terminates at the providers data center.

Answer 2

Third-party Service provider TPSP

Question 3

A TPSPs who assists in the RTP sign up and service of smaller FIs

Answer 3

Channel Provider

Question 4

Licenses an application that FI Participants use in their data centers to connect to RTP; RTP connectivity terminates at the FI’s data center.

Answer 4

Gateway Provider

Question 5

Some companies may develop an RTP simulator, which clients can use to ensure that they are able to exchange messages that are properly formatted based on the RTP specifications.

Answer 5

Testing