Self-funded

Question 1

So the majority of the savings is being driven by the plan buydown? What’s the value of Garner then?

Answer 1

Garner capitalizes on the plan buydown value

AND

Enhances benefits vs being a straight up negative for members (ie traditional cost sharing measures)

Question 2

What is the HRA funding fee?

Answer 2

Jake’s response in slack

Kirk said like level funded