Sales FAQ Flashcards

1
Q

Garner vs. Care Navigation Tools

A

What makes Garner different:
Focus on provider performance (bottom-up approach)
-
Engagement: Drive by our financial incentives
-45% average with Garner
-5% average with care navigation tools b/c no clear incentive to engage
-
Member experience: Garner helps with directory, finding appointments, and talking through care issues
-
Main Takeaway: Combo of all three is a truly unique product

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2
Q

Garner vs. Embold

A

Data
-Garner has 4x-5x more data (mulit-payer claims dataset)
-Embold gets most of their data from the Blues, locked into set of commercial payer

Episodes of care
-Embold still using episode groups
-Do have a few quality metrics

Implementation
-Embold causes disruption, creates physician network
-Garner works with existing plans and carriers

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3
Q

Garner vs. Healthcare Bluebook

A

Data
-HBB only looks at CMS data (Medicare and Medicaid), not as relevant to employers
-Garner looks at commercial data too

Incentive
HBB cuts member check if they engage in middle of episode of care, light incentive
-Ex: Use HBB to find cheapest MRI, they will cover portion
-Issue: people don’t engage in middle of episode of care

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4
Q

Care Navigation apps like: Castlight/Rightway/Alight

A

-Can augment vendors you have to work with Garner

-However, recommend you don’t deploy Garner alongside CNA b/c creates confusing employee experience

-When we deploy, employers realize: “Bought this thing 5 or 10 years ago, not getting the engagement or the savings I thought it would, so let’s replace with Garner”

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5
Q

Telephonic Concierge Services (e.g. Accolade or Quantum)

A

-Ton of groups that deploy some type of Accolade or Quantum alongside Garner

-They handle other functions of health plan that Garner doesn’t: member ID cards, dealing with things at prior authorization

-Garner can make our search results available to concierge teams at A or Q

-Some get tired of high PEPM cost, will use Garner to replace those programs, but not required to make Garner work

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6
Q

A Standard HRA - How does Garner work with this?

A

Most employers decide to replace existing HRA with Garner

-You can do both, but we don’t recommend it
-Creates confusing member experience
(I have this HRA over here, and then I also have Garner but I need to engage first)

-When replaced, employers can offer HRA usually 2x-4x richer
-while getting cost savings on the backend (claims reduction, plan buydown)

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7
Q

Centers of Excellence / Bundled Payments

A

Can embed those programs right into our search results
-Ex: Surgery Plus program: member searches “bariatric surgery”, in search tell member they have access to COE program
-However, Garner can help find high quality, low cost options in existing local market rather than paying additional fees with these solutions, and pull them out

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8
Q

Point Solutions

A

Currently have 60+ point solutions mapped out inside Garners platform
-Can make them show up in our search results
-Ex: Mental health solution - “stress” or “anxiety” bring it up in search bar, link right out to vendor

Other examples: Musculoskeletal, cardiometabolic, telemedicine
-Benefits of Garner: Some seen doubling of use in point solutions just by layering Garner on

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9
Q

What’s the difference between Garner and a tiered network?

A

Data:
-Garner has 4x-5x more data, and we use bottom-up approach
-Tiered networks: old analytics, have high constraints from state regulators, and hospitals really won’t let them evolve how they use data
-B/c: Most expensive, frankly lowest-quality hospitals have such good negotiating leverage for all the BUCA’s they can require that their facilities be ranked at Tier 1
-Garner doesn’t have those conflict

Plan Design & Engagement:
-Tiered networks are messy for employees
-Tier 1 doctor might refer someone to a Tier 2 hospital and member is left with huge bill, doesn’t get benefit of program
-Garner works with existing plans, really easy for employees to use

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10
Q

What do the carriers think of you?

A

-Good relationships with vast majority of health plans across the country

-Have claims feeds set up with most of the large BUCA’s/large regional plans too

Carriers are starting to push Garner to FI book because:
-health plans have constraints on physician ranking
-View Garner as way to improve underwriting margins without breaking eggs

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11
Q

What do Top Providers think of you? Do you have any relationship with them?

A

-Garner doesn’t have direct contact or preferred relationship with TP’s
-We do call the majority routinely to validate appointment availability
-Most TP’s know we exist, but we have no direct relationship beyond that

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12
Q

What do providers think of you?

A

Don’t have direct relationship with clients
* * * * * 1. 1. * * -Wehz

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13
Q

Does Garner factor in hospital performance into rankings?

A

We believe facility and facility cost matter

We include hospital performance in:
1. cost-per procedure
2. health outcomes (Ex: infection rate) into our rankings

Ex:
-Garner factors in where a doc performs surgery into overall view
-Ex: When doc changes practice from high-cost, low quality hospital to a low-cost high-quality hospital, our view on that physicians will change
-When doctors split between 2 hospitals, we take a weighted average

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14
Q

What is the composition of your data?

A

-Commercial: 50%
-Medicare: 40%
-Medicaid and other payer types: 10%

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15
Q

Why does having Medicare data help you assess patients in a commercial population?

A

We go rule by rule, apply it where it’s relevant and exclude it where it’s not

Look at CMS dataset of 70-75 year olds helps us understand how doctors treat patients between 50-60 in commercial population

However, won’t use CMS data to understand:
-pediatrics
-maternity care
-sports medicine (most patients 30-40)
-many other things

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16
Q

Do you sell your data to providers?

A

Garner product called DataPro
-helps PCP’s make high-quality referrals to specialists

17
Q

Does Garner work with a high deductible plan with an HSA?

A

One-third of Garners’s entire membership is on a HDHP with an HSA options

2 ways to structure it:
-work on this one later

18
Q

Are there certain types of groups that you work better with?

A

Work with pretty much all employers from 50-life fully insured to largest of Fortune 500

Sweet spot: 2 main characteristics:
1. Wrestling with rising claims costs, look for solution that lets them keep their carrier, improve benefits, and get cost savings
2. Groups focused on quality and health outcomes
-Fortune 500 groups that really care about the data

Groups we don’t work with:
-Kaiser
-Intermountain
-Single-system health plan

19
Q

Is there a minimum group size?

A

-50 eligible-employees
-Can work with smaller, but will still charge based on 50 lives

20
Q

What about rural locations? Does Garner not work well in these locations?

A

Might be counterintuitive, some rural locations are our best market. Why?
-We vary our drive time based on employee location and care they need
-Ex: Draw a circle of 60-70 minutes: Rather than driving 45 min. East to see current doctor, there’s a better one 55 minutes north that much better performer
-Because rural locations have larger radius of drive time, we can incorporate multiple towns and locations

Issues with:
-West Texas
-Alaska

We can create a savings estimate (Geoaccess) come back to this one

21
Q

How do you handle appointment availability?

A

Our self-service data directory accuracy is above 90%, meaning:
-Over 90% of the time, you can call doctors on TP list and get in when you need

22
Q

Are there enough Top Providers near my employees? Are there care deserts with no Top Providers?

A

We take a each employer network, basically perform our own geoaccess process
-Draw radius around where each ee lives on map
-make sure there’s enough high quality docs (both PCP and specialist), who are in network, with appt. availability
-
On average across the country, about 25%-30% of all doctors will be shown as TP
-But, that depends on location and specialty
-Ex: Dense urban city, PCP: Only need 10%-15% to give members plenty of great options
-Ex: Rural location, subspecialty surgeon: Surface 60% of providers b/c there’s only 5 available
-
On average, members get 10-12 TP options
-very remote locations, could only be 3 or 4

23
Q

How do you handle ER care?

A

-Typically, ER is not covered by Garner incentive
-Can add as an option, especially for employers with large benefit buy down
Ex: Employee had Copay plan, we swapped out for HDHP. Truly had to go to ER before needing to engage with Garner (and unlocking funds)
-Optional coverage

24
Q

What if a member has a provider that they want to keep?

A

Garner offers option to add coverage for existing PCP’s
-still have access to Garner incentives
-
Why do we do that?
-PCP’s, pediatricians, OBGYN’s, only account for 6%-7% of total cost of healthcare
-Yet, they make up 95% of long-term emotional relationships
-But, still get savings of Garner program b/c of 93% cost is outside of PCP’s walls, and we’ll connect them with those higher quality specialists

25
Q

What are Garner’s concierge hours of operation?

A

8 a.m - 8 p.m. ET
M - F

26
Q

How do you measure engagement?

A

Engagement not well standardized
-most folks mean “sign up rate”
-Turns out it’s not hard to get sign up when program launches

Engagement at Garner means:
-count the number of members that actually use the tool, did a search to find a doctor
-Doesn’t have issue with folks signing up/not using it

27
Q

How does your financial guarantee work? (Savings Guarantee)

A
28
Q

What is the typical turnover rate of the Concierge team members?

A

-23% in the last 6 months

29
Q

What is the training period?

A

-2 weeks in classroom
-3 week ramp period and regular coaching