money - int Flashcards
The money spent on something (výdavok, náklady)
Expense. Rent is our biggest expense.
The total amount of money a company makes before expenses (hrubý príjem, výnosy)
Revenue. The company’s revenue grew by 20% this year.
The money left after expenses are deducted (čistý zisk)
Net Profit. After paying taxes and salaries, the net profit was lower than expected.
The money needed to start and run a business (kapitál)
Capital. The startup raised capital from investors.
A financial penalty for breaking a contract (zmluvná pokuta, penále)
Penalty Fee. If you miss a loan payment, a penalty fee will be charged.
The official currency of a country (mena)
Currency. The euro is the official currency of Slovakia.
A strong decrease in the value of money (inflácia, rast cien)
Inflation. Inflation causes prices to rise over time.
Money that remains after paying debts and expenses (disponibilný príjem, voľné finančné prostriedky)
Disposable Income. Higher salaries increase disposable income.
A period of economic decline (recesia, hospodársky pokles)
Recession. Many businesses closed during the recession.
A person who lends money at a high interest rate (úžerník, nelegálny veriteľ)
Loan Shark. Loan sharks charge extremely high interest rates.
A way to measure a country’s economy (hrubý domáci produkt - HDP)
Gross Domestic Product (GDP). The country’s GDP grew by 5% last year.
A risk-free way of investing, often in government bonds (konzervatívna investícia)
Safe Haven Investment. Gold is considered a safe haven investment.
The ability to quickly turn an asset into cash (likvidita, schopnosť premeny na hotovosť)
Liquidity. Stocks have higher liquidity than real estate.
Money transferred automatically from an account (pravidelná platba, inkaso)
Direct Debit. My rent is paid by direct debit every month.
A person who receives an inheritance (dedič, osoba dostávajúca dedičstvo)
Beneficiary. He was the main beneficiary of his father’s will.
A type of tax on property or goods (spotrebná daň)
Excise Tax. The excise tax on alcohol increased.
A person who buys and sells stocks for a living (burzový maklér, obchodník s akciami)
Stockbroker. The stockbroker advised me to sell my shares.
A risky investment with the hope of high returns (špekulácia, riziková investícia)
Speculation. His speculation in cryptocurrency paid off.
The loss of a job due to company downsizing (odstupné, kompenzácia za prepustenie)
Severance Pay. He received severance pay after being laid off.
An account that holds money for specific purposes (depozit, zábezpeka)
Escrow. The payment is in escrow until the contract is signed.
A loan where the borrower’s house is used as security ( založenie nehnuteľnosti)
Equity Release. Elderly homeowners can use equity release to access cash.
A promise to pay a debt, backed by collateral (ručiteľstvo, záruka)
Guarantor. My father was my guarantor for the apartment lease.
An illegal activity to hide money from taxes (daňový únik, obchádzanie daní)
Tax Evasion. He was fined for tax evasion.
A tax levied on a person’s estate after death (dedičská daň, daň z dedičstva)
Inheritance Tax. The inheritance tax on large estates is very high.
A plan for managing debt payments (splátkový plán, dohoda o splácaní)
Debt Restructuring. The company underwent debt restructuring to avoid bankruptcy.
The process of evaluating financial risks (úverové hodnotenie, posudzovanie rizík)
Risk Assessment. The bank performed a risk assessment before approving my loan.
A loan where the borrower offers an asset as security (zabezpečený úver, krytá pôžička)
Secured Loan. A mortgage is a secured loan.
A type of investment fund managed by professionals (podielový fond, investičný fond)
Mutual Fund. I invested in a mutual fund for retirement.
A government plan to support the unemployed (sociálne dávky, podpora v nezamestnanosti)
Welfare Benefits. She receives welfare benefits while looking for a job.
