Lecture 3 Flashcards
explain the difference between the EMS system in the united states and in france
french EMS = SAMU
in US, ambulance teams are paramedics. transported to the closest hospital
in france, the patient is treated at the scene and transported to a speciality hospital – one that best suits their condition. not necessarily just the one in closest vicinity like they do in US
differentiate between the per capita healthcare spending of the french and of americans
french — around $3400/person a year
america – around $11000/person a year
and there’s STILL 46 million americans that are uninsured
why are smart cards easier to implement in france than the united states?
we haven’t done it for security reasons. also, france has a single payer (for the most part. there is a private sector but very small) so it’s easier to link everything
explain what an insurance rider is.
are they prominent in the US?
YES they are prominent in the US.
adjustment or add on to a basic insurance policy. person gets to purchase additional coverage.
in our system. dental, vision, alt health, behavioral health are ALL insurance riders to us
what is the insurance rider of medicare?
medigap
what was the 1st law to require all health insurance policies to meet basic requirements, namely MENTAL HEALTH COVERAGE at a basic level?
obamacare
true or false
behavioral healthcare goes beyond mental health care
true
true or false
in america, behavioral healthcare is already included in most plans
FALSE – mostly sold as a rider
true or false
france has a lower infant mortality, a higher average life expectancy, and lower rehospitalization rate than the United States
TRUE
what can attribute to France having a lower rehospitalization rate than the United States?
better access to primary care
true or false
in France, citizens have coverage from the age of 7 years old
false – from birth
what do the french call their healthcare system?
social security — but it is NOT socialized medicine
does france have a long wait list to see a specialist? do they have gatekeeping?
no to both
does france have a network system?
no
explain what a facility fee is.
do they exist in america?
facility fee – charge that has to be paid when you see a dr at a clinic that isn’t owned by the DR. only applies when the patient is utilizing an INPATIENT facility.
yes, they are legal in America and it is a major problem. it can be up to 20%.
the cost of the actual service isn’t that expensive, but the facility fee can get exorbitant