Key Issues For Society

Question 1

Relative poverty

Answer 1

having resources below the average individual or family, so that one is in effect excluded from what we would consider ordinary living patterns and activities

Question 2

Absolute poverty

Answer 2

a state below which is not possible to live a healthy life, being unable to afford sufficient food, clothing, warmth and shelter

Question 3

Poverty trap

Answer 3

once in poverty, it is difficult to get out of it

Question 4

Cycle of deprivation

Answer 4

where children are born into poor families with backgrounds of social problems, who then go on to cohabit or marry one another, have children and the cycle begins

Question 5

Employment

Answer 5

a persons regular trade or profession - in other words the job that they do

Question 6

Economically active

Answer 6

people aged 16 years or over who are either employed or are unemployed but want to work

Question 7

Economically inactive

Answer 7

those aged 16 years or over who are of work, and are either not seeking work or unavailable to start work

Question 8

Social stigma

Answer 8

severe social disapproval of personal characteristics or beliefs that are against cultural norms

Question 9

Food desert

Answer 9

a poor urban area where residents cannot afford to buy or have a limited choice of healthy food

Question 10

Employment service advisor

Answer 10

gives advice to an unemployed person usually at a job centre

Question 11

Disability Discrimination Act 1995

Answer 11

makes it unlawful to discriminate against disabled people in connection with employment

Question 12

Unemployment

Answer 12

the lack of employment; the inability to find work

Question 13

Scapegoat

Answer 13

a person or group of people who are blamed for something that is not their fault

Question 14

New Deal

Answer 14

a wide number of schemes for different groups of people who are unemployed and claiming benefit. they offer intensive support to find work, give subsided employment opportunities and specialist training.

Question 15

Social exclusion

Answer 15

??

Question 16

Jobseeker’s Allowance

Answer 16

available for those under retirement age who are out of work or working less than 16 hours a week on average. to qualify, claimants must be available for work, able to work and actively seeking work.

Question 17

Workless households

Answer 17

contain at least one person of working age but no one is in employment

Question 18

Discrimination

Answer 18

the unfair treatment of a person or group on the basis of prejudice

Question 19

Repossession

Answer 19

when the lender reclaims the property due to failure by the borrower to pay mortgage instalments

Question 20

The homeless

Answer 20

someone who has no home or haven

Question 21

Homeless

Answer 21

Having no home or haven

Question 22

Maisonette

Answer 22

an apartment or flat on two levels with internal stairs, or which has its own entrance at street level

Question 23

Owner occupied

Answer 23

a property owned by the owner occupier or is in the process of buying it

Question 24

Registered social landlord

Answer 24

independent and non-profit-making landlords. they receive some government funding to build homes and provide specialist housing for vulnerable groups

Question 25

Tenure

Answer 25

used to describe the type of property held or lived in; this could be owner occupied or rented

Question 26

Assured short-hold tenancy

Answer 26

a type of agreement, usually with a private landlord

Question 27

Social housing

Answer 27

the term used to describe affordable homes provided by councils and Registered Social Landlords

Question 28

Private landlord

Answer 28

??

Question 29

Mortgage

Answer 29

a loan from a bank, building society or finance company, used to buy a home

Question 30

New build HomeBuy

Answer 30

allows families or individuals to buy a share of a property, typically 50%, from a housing association and pay rent on the rest

Question 31

Key worker

Answer 31

someone who works in the public sector in an area where there is a high demand for housing

Question 32

Social HomeBuy Scheme

Answer 32

??

Question 33

Open market HomeBuy

Answer 33

a government supported scheme. It aims to help certain groups of people who cannot afford to buy a home on the open market to purchase a home. it provides access to additional money called equity loan, which runs alongside a conventional mortgage.

Question 34

Tenant

Answer 34

A person renting a property

Question 35

Flat

Answer 35

A room or set of rooms located in a larger building

Question 36

Sheltered accommodation

Answer 36

Flats or bungalows designed for elderly or disabled people. There is usually some type of warden system allowing people to live as independently as possible

Question 37

Very sheltered accomodation

Answer 37

Housing for people with disabilities or the very frail who feel unable to live completely independently

Question 38

Lifetime homes

Answer 38

Have sixteen design features that ensure the home will be flexible enough to meet the existing and changing needs of households eg. The need for wheelchair or pushchair access

Question 39

Cavity wall insulation

Answer 39

Involves insulating the walls of the home

Question 40

Draught proofing

Answer 40

Blocking the gaps to stop the draught entering the home

Question 41

Repossed

Answer 41

When the lender reclaims the property due to failure by the borrower to pay mortgage instalments

Question 42

Poverty

Answer 42

The state of being poor and lack of the means of providing material needs or comforts. It is a situation where resources are insufficient to meet needs