Key Issues For Society Flashcards
Relative poverty
having resources below the average individual or family, so that one is in effect excluded from what we would consider ordinary living patterns and activities
Absolute poverty
a state below which is not possible to live a healthy life, being unable to afford sufficient food, clothing, warmth and shelter
Poverty trap
once in poverty, it is difficult to get out of it
Cycle of deprivation
where children are born into poor families with backgrounds of social problems, who then go on to cohabit or marry one another, have children and the cycle begins
Employment
a persons regular trade or profession - in other words the job that they do
Economically active
people aged 16 years or over who are either employed or are unemployed but want to work
Economically inactive
those aged 16 years or over who are of work, and are either not seeking work or unavailable to start work
Social stigma
severe social disapproval of personal characteristics or beliefs that are against cultural norms
Food desert
a poor urban area where residents cannot afford to buy or have a limited choice of healthy food
Employment service advisor
gives advice to an unemployed person usually at a job centre
Disability Discrimination Act 1995
makes it unlawful to discriminate against disabled people in connection with employment
Unemployment
the lack of employment; the inability to find work
Scapegoat
a person or group of people who are blamed for something that is not their fault
New Deal
a wide number of schemes for different groups of people who are unemployed and claiming benefit. they offer intensive support to find work, give subsided employment opportunities and specialist training.
Social exclusion
??
Jobseeker’s Allowance
available for those under retirement age who are out of work or working less than 16 hours a week on average. to qualify, claimants must be available for work, able to work and actively seeking work.
Workless households
contain at least one person of working age but no one is in employment
Discrimination
the unfair treatment of a person or group on the basis of prejudice
Repossession
when the lender reclaims the property due to failure by the borrower to pay mortgage instalments
The homeless
someone who has no home or haven
Homeless
Having no home or haven
Maisonette
an apartment or flat on two levels with internal stairs, or which has its own entrance at street level
Owner occupied
a property owned by the owner occupier or is in the process of buying it
Registered social landlord
independent and non-profit-making landlords. they receive some government funding to build homes and provide specialist housing for vulnerable groups
Tenure
used to describe the type of property held or lived in; this could be owner occupied or rented
Assured short-hold tenancy
a type of agreement, usually with a private landlord
Social housing
the term used to describe affordable homes provided by councils and Registered Social Landlords
Private landlord
??
Mortgage
a loan from a bank, building society or finance company, used to buy a home
New build HomeBuy
allows families or individuals to buy a share of a property, typically 50%, from a housing association and pay rent on the rest
Key worker
someone who works in the public sector in an area where there is a high demand for housing
Social HomeBuy Scheme
??
Open market HomeBuy
a government supported scheme. It aims to help certain groups of people who cannot afford to buy a home on the open market to purchase a home. it provides access to additional money called equity loan, which runs alongside a conventional mortgage.
Tenant
A person renting a property
Flat
A room or set of rooms located in a larger building
Sheltered accommodation
Flats or bungalows designed for elderly or disabled people. There is usually some type of warden system allowing people to live as independently as possible
Very sheltered accomodation
Housing for people with disabilities or the very frail who feel unable to live completely independently
Lifetime homes
Have sixteen design features that ensure the home will be flexible enough to meet the existing and changing needs of households eg. The need for wheelchair or pushchair access
Cavity wall insulation
Involves insulating the walls of the home
Draught proofing
Blocking the gaps to stop the draught entering the home
Repossed
When the lender reclaims the property due to failure by the borrower to pay mortgage instalments
Poverty
The state of being poor and lack of the means of providing material needs or comforts. It is a situation where resources are insufficient to meet needs
