Health care in Australia

Question 1

What is PBS?

Answer 1

Stands for pharmaceutical benefits scheme and they offer discounts on medicine that is often used

Question 2

What is Medicare?

Answer 2

Public insurance which provides access to public healthcare, makes it more affordable

Question 3

What does Medicare cover?

Answer 3

X rays
GP’s and specialist
Accommodation in public hospital
Eye test

Question 4

What doesn’t Medicare cover?

Answer 4

Cosmetic surgery
Home nursing/treatment
Glasses
Hearing aids
Artificial limbs

Question 5

What is a schedule fee?

Answer 5

Amount set by the federal government for each medical service

Question 6

What is co-payment?

Answer 6

Payment made by the consumer for health products or services in addition to the amount paid by the governments

Question 7

What is Medicare levy?

Answer 7

Additional 2% tax places in the taxable income of most taxpayers

Question 8

What does Medicare supercharge?

Answer 8

People earing more than 90,000 a year pay an extra tax if they do not purchase private hospital insurance

Question 9

What is private health insurance?

Answer 9

A type of insurance where members pay a premium in return for payment towards health-related cost covered.

Question 10

What is some private health insurance incentives?

Answer 10

Private health insurance rebate
Lifetime health cover
Medicare levy supercharge
Age based discount

Question 11

What are factors effecting access to health services?

Answer 11

Geographic location

Socioeconomic status - Employment, income, education

Health Literacy

Cultural Factors

Gender

Question 12

What are 6 community services?

Answer 12

Docters/dentist

Maternal and child health services

Sports or recreational clubs

Headspace

Places of worship

Volunteer organizations

Question 13

What rights are expected from the Australian health system?

Answer 13

Access - right to access healthcare

Safety- right to receive safe and high-quality care

Respect - right to be shown with respect dignity and consideration

Communication - right to be informed about services, treatment, options, and cost

Participation- right to be included in decisions and choices about my care

Privacy - right to privacy and confidentiality of my personal info

Comment - right to comment on my care and have my concerns addressed

Question 14

What are some patient responsibilities?

Answer 14

Provide info information about their past illnesses and health

Ask questions about cost before treatment

Treat medical staff with respect

Report any safety concerns immediately to doctor

Question 15

What are some digital media providing health and wellbeing information?

Answer 15

Technology-based patient consultations

Symptom checkers

Genral health and wellbeing websites and mobile apps: Healthdirect - gov
The Better Health Chanel - gov
MyDr - non gov

Google search

Question 16

What are some challenges for health and wellbeing?

Answer 16

Receiving non reliable information online

Low health literacy

Self-diagnosis (based of online research)

Self-medicating (based of self-diagnosis)

Cyberchondria (people who research all symptoms of rare disease and give themselves a state of stress)

Question 17

What are some registered practitioners?

Answer 17

Anyone who has a license to do their practice
Docters
Dentist
Nurses
Surgeons
Physiotherapist

Question 18

What are some non-registered practitioners?

Answer 18

Dietitians
Counceller’s
Alternative therapist
Paramedics

Question 19

What is Bulk Billing

Answer 19

When the doctor charges only the schedule fee, the payment is claimed directly by Medicare

Question 20

What is Cyberchondria

Answer 20

Term used to describe people who search medical symptoms online and believe they have the worse-case scenario

Question 21

What is Equity

Answer 21

In health’s relates to everyone having fair opportunity to achieve their full health potential

Question 22

What is Health services

Answer 22

Services associated with the diagnosis and treatment of disease or the promotion of health and wellbeing

Question 23

What are Incentive

Answer 23

Something that motivates or encourages someone to do something

Question 24

What is Income test (means testing)

Answer 24

A determination of whether an individual or family is eligible for government assistance based on their level of income

Question 25

What are In-hospital expenses (Medicare)

Answer 25

Cost for treatment and accommodation in a public hospital

Question 26

What is Medicare safety-Net

Answer 26

Ensures that people who require frequent services covered by Medicare, such as doctor visits and test receive financial support

Question 27

What are out-of-hospital expenses (Medicare)

Answer 27

Cost for services such as doters, specialist, test and x-rays

Question 28

What are out-of-pocket expenses

Answer 28

Cost patients must pay themselves, ,Medicare doesn’t cover

Question 29

What is Patient co-payment

Answer 29

The payment made by the consumer for health products or services in addition to the amount of money paid by the government

Question 30

What is PBS saftey net

Answer 30

Ensures that people who spend amount of money on pharmaceutical benefits scheme medications receives financial supports

Question 31

What is Private health insurance

Answer 31

Insurance policy that helps pay for services not covered by Medicare

Question 32

What is Premium

Answer 32

The amount paid for insurance

Question 33

What is Redress

Answer 33

To remedy something that has been judged to be wrong and compensate for it

Question 34

What is Schedule fee

Answer 34

Amount that Medicare contributes towards certain consolations and treatments