Financial Responsibility, Insurance Requirements, and Collisions

Question 1

DMV may suspend your driver’s license if:

Answer 1

• you are involved in a collision and do not have insurance
• a vehicle you own is involved in a collision and DMV isn’t sure who is driving
• collusion isn’t covered by insurance

Question 2

Your insurance must cover at least:

Answer 2

• 15,000 for a single death or injury
• 30,000 for death or injury to more than one person
  5,000 for property damage