Financial Flashcards

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1
Q

Accountant

A

Contador

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2
Q

actual cash value

A

valor efectivo de mercado

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3
Q

adjustable rate

A

tasa ajustable

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4
Q

Advanced Premium Tax Credit

A

Crédito fiscal anticipado para las primas

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5
Q

affinity fraud

A

fraude por afinidad

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6
Q

Aid paid pending

A

Ayuda pagada pendiente

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7
Q

annual percentage rate (APR)

A

tasa efectiva anual (APR)

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8
Q

annuities

A

anualidades (annuities)

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9
Q

appraisal

A

tasación, valoración de la vivienda

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10
Q

Arbitration

A

arbitraje

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11
Q

assisted living facility

A

centro de asistencia con la vida diaria (assisted living)

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12
Q

attorney-in-fact

A

abogado de hecho (attorney-in-fact)

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13
Q

automatic bill pay system

A

sistema automático de pago de facturas

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14
Q

Backdate

A

Antedatar

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15
Q

background check

A

verificación de antecedentes

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16
Q

balloon payment

A

pago global (balloon payment), cuota extraordinaria

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17
Q

bankruptcy

A

quiebra, bancarrota

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18
Q

bill (as in “to pay,” not legislation)

A

factura

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19
Q

Bill of sale

A

Escritura de venta

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20
Q

bonds

A

bonos

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21
Q

borrower

A

Prestatario, Duedor

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22
Q

broker

A

corredor

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23
Q

business days

A

días laborales

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24
Q

card provider

A

emisor de tarjetas

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25
Q

cardholder agreement

A

acuerdo del titular de tarjeta

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26
Q

case number (for complaints)

A

número de queja

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27
Q

cash

A

dinero en efectivo

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28
Q

charges (preferred)

A

cargos

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29
Q

charity appeals

A

solicitudes de caridad

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30
Q

checkbook

A

chequera

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31
Q

checking account

A

cuenta de cheques

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32
Q

class-action lawsuit

A

pleitos de acción de clase

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33
Q

Close of market

A

Cierre de mercado

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34
Q

cognitive decline

A

deterioro mental

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35
Q

Collateral

A

Garantía subsidiaria

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36
Q

company

A

compañía

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37
Q

company response (to complaint)

A

respuesta de la empresa

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38
Q

complaint

A

queja

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39
Q

computer and internet scams

A

fraudes por computadora e Internet

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40
Q

consumer

A

consumidor

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41
Q

costs

A

costos

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42
Q

credit card

A

tarjeta de crédito

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43
Q

credit history

A

historial crediticio or historial de crédito

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44
Q

credit report

A

informe de crédito

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45
Q

credit report dispute

A

impugnación de un informe de crédito

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46
Q

credit reporting agency

A

agencia de informe de crédito

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47
Q

credit score

A

puntaje de crédito

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48
Q

credit union

A

cooperativa de crédito

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49
Q

Creditor

A

Acreedor

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50
Q

debt collection

A

cobro de deudas

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51
Q

debt collector

A

cobrador de deudas

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52
Q

debt relief

A

alivio de deuda

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53
Q

debt settlement

A

negociación de deuda

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54
Q

debt settlement company

A

compañía de negociación de deudas

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55
Q

deed

A

escritura

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56
Q

Deferment

A

Aplazamiento

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57
Q

direct deposit

A

depósito directo

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58
Q

door-to-door salespersons

A

vendedores de puerta a puerta

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59
Q

drug plan

A

planes de medicamentos

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60
Q

durable power of attorney

A

poder legal duradero

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61
Q

escrow

A

depósito para impuestos y seguros de la vivienda

62
Q

escrow deposit account

A

cuenta de depósito en garantía

63
Q

Fair Debt Collection Practices Act

A

Ley de Prácticas Justas en el Cobro de Deudas (FDCPA)

64
Q

federal consumer protection law

A

ley federal para la protección del consumidor

65
Q

federal student loan

A

préstamo estudiantil federal

66
Q

fiduciary

A

fiduciario

67
Q

fiduciary duties

A

deberes fiduciarios

68
Q

final payment (in projected payments)

A

pago final pactado

69
Q

financial aid office

A

oficina de asistencia económica

70
Q

financial institutions

A

instituciones financieras

71
Q

fixed rate

A

tasa fija

72
Q

food stamps (Supplemental Nutrition Assistance Program or SNAP)

A

estampillas / cupones de alimentos (Programa de Asistencia de Nutrición Suplementaria o SNAP)

73
Q

foreclosure

A

ejecución hipotecaria

74
Q

foreign citizens

A

ciudadanos extranjeros

75
Q

free authorized housing counselor

A

asesor gratuito y autorizado de vivienda

76
Q

full faith and credit

A

plena fe y el crédito

77
Q

grace period

A

período de gracia

78
Q

guaranteed asset protection (GAP) insurance

A

seguro de protección de bienes financiados (GAP)

79
Q

guardians of property or conservators

A

guardianes, tutores de propiedad

80
Q

health care power of attorney

A

poder legal para la atención médica

81
Q

home equity

A

valor liquido, capital de su vivienda

82
Q

housing counseling agency

A

agencia de asesoría de vivienda

83
Q

HUD-approved housing counselor

A

asesor de vivienda aprobado por el HUD

84
Q

identity theft

A

robo de identidad

85
Q

individual taxpayer identification number

A

número de identificación personal de contribuyente del servicio de impuestos internos (ITIN)

86
Q

insurance policies

A

pólizas de seguros

87
Q

Insurance proceeds

A

Beneficios de seguro

88
Q

interest

A

interés

89
Q

interest rate

A

tasa de interés

90
Q

investor(s)

A

inversionista(s)

91
Q

Issue (verb - a check)

A

Emitir

92
Q

late payment

A

pago atrasado, pago tarde

93
Q

lender

A

prestamista

94
Q

Lienholder

A

Acreedor prendario

95
Q

loan modification

A

modificación de préstamo hipotecario

96
Q

long-term care

A

cuidado a largo plazo

97
Q

lump-sum

A

suma total

98
Q

Medicare summary notices (MSN)

A

avisos de resumen de Medicare (MSN)

99
Q

money order

A

giro postal

100
Q

money transfer

A

transferencias de dinero

101
Q

Mortgage

A

Hipoteca

102
Q

Mortgage broker

A

corredor hipotecario

103
Q

mortgage credit

A

crédito hipotecario

104
Q

mortgage loan

A

préstamo hipotecario

105
Q

National Do Not Call Registry

A

Registro Nacional No Llame

106
Q

origination charges

A

gastos por tramitación

107
Q

overdraft (noun)

A

sobregiro

108
Q

overdrawn

A

sobregirada

109
Q

Pay stubs

A

Comprobantes de pago

110
Q

Payday

A

Día de pago

111
Q

payment plan

A

plan de pago

112
Q

Payment recovery

A

Recuperación de pagos

113
Q

Payroll

A

Nómina (salarial / de sueldos / de pago)

114
Q

personal identification numbers

A

números de identificación personal (PIN)

115
Q

Ponzi schemes

A

esquemas Ponzi

116
Q

power of attorney

A

poder legal

117
Q

pre-approved

A

pre-aprobado

118
Q

pre-qualified

A

pre-calificado

119
Q

premium (insurance premium)

A

prima de seguro

120
Q

prepaid card

A

tarjeta prepagada

121
Q

Pro-rate

A

Prorratear

122
Q

promissory note

A

pagarés

123
Q

real estate

A

propiedad inmobiliaria

124
Q

Repayment ability

A

Capacidad de repago

125
Q

representative payee

A

representantes de beneficiarios

126
Q

retirees

A

jubilados / pensionados

127
Q

retirement

A

jubilación

128
Q

reverse mortgage

A

hipoteca inversa

129
Q

scam artists

A

estafadores

130
Q

Shares

A

Acciones

131
Q

social security number (SSN)

A

número de Seguro Social

132
Q

stagnation

A

estancamiento

133
Q

student loan

A

préstamo estudiantil

134
Q

Subsidize

A

Subsidiar / subvencionar

135
Q

supplemental security income (SSI)

A

Seguro de Ingreso Suplementario (SSI)

136
Q

sweepstakes

A

sorteos

137
Q

Tax bracket

A

Categoría impositiva

138
Q

Tax return

A

Declaración fiscal

139
Q

taxable investment accounts

A

cuentas de inversiones sujetas a impuestos

140
Q

taxpayer identification number

A

número de identificación tributaria

141
Q

title

A

título

142
Q

title service fees

A

costos por el servicio del título de propiedad

143
Q

to refer

A

remitir

144
Q

Trust fund

A

Fondo fiduciaro

145
Q

trustees

A

fideicomisarios

146
Q

U.S. Treasury

A

Departamento del Tesoro Estadounidense

147
Q

unjust practice

A

práctica injusta

148
Q

VA fiduciary

A

fiduciario del VA

149
Q

vehicle (or auto) loan

A

préstamo para vehículo

150
Q

winnings

A

ganancias