Explaining Other Policies

Question 1

If Modified Explain:

Answer 1

If you should die from an accidental death, it pays immediately from day one. If you should die of natural causes, it pays 110% of all premiums paid in the first 24 months and then full benefit thereafter.

Question 2

If Easy Issue or Guarantee Issue Explain:

Answer 2

If you should die from an accidental death, it pays immediately from day one. If you should die of natural causes, it pays 110% of all premiums paid in the first 36 months, and the full benefit thereafter.

Question 3

If Joint 1st to Die Explain:

Answer 3

For natural death benefit it pays Full Immediate benefit for the first to die. Then the survivor has the option to extend the policy within 60 days of the death of the first person at their new age, regardless of health condition.