Chapter 5 - Easements and Liens Flashcards

1
Q

Adverse Possession

A

Title by prescription - similar to easement by prescription, but actual title is required. Requires 10 years of open and hostile, notorious and hostile continuous use. Court must make decision to transfer title.

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2
Q

Dominant Tenement

A

Person, company or land benefitting from an easement.

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3
Q

Easement

A

Right to use another person’s property for a particular purpose

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4
Q

Easement Appurtenant

A

Involves two separate parcels of land owned by different parcels of land where one is burdened for the benefit of another. Affirmative (allows someone to do something, like cross property to reach own property with no road access) or negative (prevents someone from doing something like damming a stream). Right goes with the land ownership.

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5
Q

Easement by Condemnation

A

Government’s power of eminent domain - impose easements for future roadways, utilities, rights of way, etc. for just compensation to servient tenement.

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6
Q

Easement by Express Grant

A

Deed language so seller retains easement across former land.

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7
Q

Easement by Implication

A

Create by law when land is divided, long-standing apparent use necessary for enjoyment. Landowner sells portion of land that contains driveway to house on the portion of land they retain.

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8
Q

Easement by Necessity

A

Special easement if land would be completely useless without easement. EX: landlocked property.

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9
Q

Easement by Prescription

A

Created by open and notorious, hostile and adverse use of another person’s land. 10 years by NY State Law - does not convey title.

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10
Q

Easement for Light and Air

A

Negative appurtenant easement - dominant tenement can prevent servient tenement from doing something because it impacts access to view and/or light. Generally not recognized by NY State law.

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11
Q

Easement in Gross

A

Involves specific parcel of land and benefits a person or company, not a piece of land. Most common for commercial purposes by government and public utilities (power lines, sewers). Belong to company and can be assigned.

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12
Q

Encroachment

A

Physical object intruding into a neighbor’s property.

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13
Q

Encumbrance

A

Burdens real property owner’s title - easements and liens.

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14
Q

General Lien

A

Lien attached to all property, personal and real

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15
Q

Involuntary Lien

A

Placed to protect a landowner’s creditors without their consent.

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16
Q

License

A

Temporary, revocable, non assignable permission to enter another’s land for a particular purpose. Unlike an easement, it doesn’t create an interest in property and is not an encumbrance - temporary, can be oral, revocable, cannot be assigned.

17
Q

Lis Pendens

A

Notice of pending suit/foreclosure.

18
Q

Mechanic’s Lien/Materialman’s Lien

A

Placed by people who worked on real property and weren’t paid - mechanic’s lien is for labor, material man’s is for materials.

19
Q

Mortgage

A

Written instruments that use real property to secure payment of a debt - title transfers to mortgagee in event of default.

20
Q

Nonpossessory Interest

A

Interest in property that does not include right to possess and occupy property - easements and liens!

21
Q

Party Wall Easement

A

Wall shared between two connected properties - ownership is split, and each has appurtenant easement over the other half of the law. Expressed in writing, each owner shares interest in building and maintenance of wall.

22
Q

Right of Way

A

Easement that grants access to a property

23
Q

Servient Tenement

A

Burdened land in an easement.

24
Q

Specific Lien

A

Attaches only to specific property.

25
Q

Subordination Agreement

A

Lender voluntarily puts its lien in a lower order of priority - done if they’re sure the property is worth enough to pay off mortgage and additional liens.

26
Q

Tax Lien

A

Secure payment of taxes. Property tax liens are superior to all others, and IRS Federal Tax Lien may be able to jump ahead of all others except Property Tax Lien.

27
Q

Voluntary Lien

A

Placed with consent of owner - mortgage.

28
Q

Judgment Lien

A

Liens through court action (lawsuit).

29
Q

Attachment Lien

A

Prevent transfer of property pending out coming of litigation - defendant could sell all property, making judgment/liens worthless because there’s no property left.