Chapter 3 - Human Rights and Fair Housing

Question 1

Americans with Disabilities Act (ADA)

Answer 1

Prohibits discrimination against people with disabilities in employment, transportation, public accommodation, communications, and governmental activities. The ADA also establishes requirements for telecommunications relay services.

Question 2

Blockbusting

Answer 2

The illegal practice of inducing owners to sell their homes (often at a deflated price) by suggesting the ethnic or racial composition of the neighborhood is changing, with the implication that property values will decline as a result

Question 3

Civil Rights

Answer 3

Fundamental rights guaranteed to all persons by the law. The term is primarily used in reference to constitutional and statutory protections against discrimination based on race, religion, sex or national origin

Question 4

Civil Rights Act of 1866

Answer 4

The first major legislation to directly affect equal rights to ownership of real property

Question 5

Civil Union

Answer 5

A legal relationship between two persons, either of the same or opposite sex

Question 6

Department of Housing and Urban Development (HUD)

Answer 6

Government agency that deals with housing related issues and is responsible for administration and enforcement of the federal Fair Housing Act

Question 7

Disability

Answer 7

A physical or mental impairment that substantially limits or curtails one or more major life activities.

Question 8

Discrimination

Answer 8

Treating people unequally because of their race, religion, sex, national origin, age, or some other characteristic of a protected class, in violation of civil rights laws

Question 9

Fair Housing Act of 1968

Answer 9

A law that prohibits discrimination in all facets of the homebuying process on the basis of race, color, national origin, religion, sex, familial status or disability.

Question 10

Familial Status

Answer 10

A protected group under the federal Fair Housing Act and the Illinois Human Rights Act which make it illegal to discriminate against a person because he or she is the parent or guardian of a child less than 18 years of age

Question 11

Order of Protection Status

Answer 11

A person’s status as being protected under an order of protection issued pursuant to the Illinois Domestic Violence Act of 1986 or an order of protection issued by court of an-other state

Question 12

Public Accommodation

Answer 12

An establishment that is intended to be available to everyone, either as a place of business or commerce or for federal, state or local government business. It includes hotels, redcurrants, retail, gas stations, theaters, museums

Question 13

Reasonable Accommodation

Answer 13

In housing, a change in rules, policies, practices, or services so that a person with a disability will have an equal opportunity to use and enjoy a dwelling unit or common space

Question 14

Reasonable Modification

Answer 14

A structural modification that is made to allow persons with disabilities the full enjoyment of the housing and related facilities

Question 15

Redlining

Answer 15

When a lender refuses to make loans secured by property in a certain neighborhood because of the racial or ethnic composition of the neighborhood

Question 16

Sexual Orientation

Answer 16

Actual or perceived heterosexuality, homosexuality, bisexuality, or gender related identity, whether or not traditionally associated with the person’s designated sex at birth. “Sexual orientation” does not include a physical or sexual attraction to a minor by adult

Question 17

Steering

Answer 17

Channeling prospective buyers or tenants to particular neighborhoods based on their race, religion, national origin, or ancestry.

Question 18

Testers

Answer 18

Person who poses as a customer or client attempting to secure real estate services to ensure fair housing is practiced.