Chapter 17

Question 0

White collar crime is a “non violent crime for financial gain committed by means of deception by persons while occupational status is ________________ and utilizing their social occupational skills and opportunities”

Answer 0

entrepreneurial, professional, or semi professional

Question 1

Edwin Sutherland ,”a crime committed by a person of respectability and high social status in the course of his occupation”

Answer 1

White collar crime

Question 2

Some of the most notable white collar crimes are insider trading money laundering confidence games and _________.

Answer 2

computer crime

Question 3

Corporate crime is a form of white collar crime whereby trusted executives working within a company mishandle funds or otherwise ___________ of customers or other consumers

Answer 3

betray the trust

Question 4

Motivations include ___________ or realizing personal wealth through mishandling funds.

Answer 4

gaining or increasing power

Question 5

The process of making illegally obtained funds appear legitimate. By which criminals evade paying taxes on illegal income by concealing the source and amount of profit, tax evasion in progress

Answer 5

Money laundering

Question 6

Each _____ goes to different banks and purchases cashiers check in denomination of less than 10,000 checks are turned over to second person who facilitate their deposit into domestic or overseas banks

Answer 6

smurf

Question 7

Company orders merchandise from a foreign subsidiary at an inflated price. The subsidiary deposits the difference between the inflated and actual price in a special off shore account

Answer 7

Double invoicing

Question 8

“The destruction, theft or unauthorized use modification or copying of information ,programs services ,equipment or communication networks

Answer 8

Cybercrime

Question 9

Process of one person assuming the identity of an authorized computer user by acquiring items, knowledge or characteristics

Answer 9

Masquerading

Question 10

automated form of Trojan horse method where small amounts of assets are taken from specified accounts or sources and where the whole appears to be unaffected

Answer 10

Salami techniques

Question 11

Are crimes that betray the trust of the victim

Answer 11

confidence games

Question 12

In this scam a lot of losers pay few winners. Key is powerful acting between cons, makes victim feel left out unless they abide by conditions of the agreement

Answer 12

pigeon drop

Question 13

The treasurey department implemented the ___ requiring banks to export cash transactions of 10,000 or more

Answer 13

CTR

Question 14

An entire ________ to transform small denominations of currency to businesses, money market, deposits or real estate may take as little as 48 hours

Answer 14

“Wash cycle”

Question 15

Money laundering techniques include bank methods,smurfing ,currency exchanges ,double invoicing and _______________.

Answer 15

acquisition of financial institutions

Question 16

Established in 1990 is a multiagency support unit that analyzes intelligence information that develops suspects in money laundering schemes

Answer 16

FinCEN

Question 17

Traffickers take their cash to a bank and conduct several transactions that usually involve trading currency of small denominations for larger ones. Common for cash to be exchanged for treasury bills, bank drafts ,letters of credit ,travelers checks or other monetary instruments

Answer 17

Bank methods

Question 18

There is no requirement to report bank method transactions because the BSA reporting requirements don’t pertain to __________.

Answer 18

interbank transfers

Question 19

Violations of criminal law that require knowledge of computers for their perpetration

Answer 19

Computer crimes

Question 20

Trojan horse ,logic bombs, and trap doors indicate different programming techniques designed to carry out the ___________.

Answer 20

unauthorized functions

Question 21

Computer crimes are largely investigative in nature using an estimated 90 percent traditional police work and _____ technical skill

Answer 21

10 percent

Question 22

In 1986 Reagan outlawing illegal use of computers. Prohibits eavesdropping on electronic mail conversations on cell video conference calls computer to computer transactions

Answer 22

Electronic communications privacy act

Question 23

A compulsive computer programmer who explores tests and pushes the computer to its limits regardless of its consequences

Answer 23

Computer hacker

Question 24

It involves changing data before or during their input to computers

Answer 24

Data diddling

Question 25

Process of presenting sequentially changing information to an automated system to identify those items receiving a positive response

Answer 25

Scanning

Question 26

Set of computer instructions that reproduces itself in computer programs when they are executed within unauthorized programs

Answer 26

Computer virus

Question 27

Set of instructions inserted Ina computer program that looks for specific errors Ina computers normal functioning

Answer 27

Logic bombs

Question 28

Programmers insert debugging aids that break security codes in the computer and then insert additional code of their own

Answer 28

Trap doors

Question 29

Confuses the computer system making it unable to differentiate one job from another

Answer 29

Asynchronous attacks

Question 30

This “Get Rich Quick” scheme can continue indefinitely but it actually “bubbles” and soon collapses because of sheer numbers involved

Answer 30

Pyramid scheme

Question 31

In October 1986 with the passage of the ___________ organized crime members and many others have been charged and convicted of both tax evasion and money laundering

Answer 31

Money Laundering Control Act

Question 32

The us secret service, us postal service, and _____ are among the principal federal enforcement agencies that share jurisdiction for investigation of these crimes

Answer 32

FBI

Question 33

Confidence games include: The Pigeon Drop, the Bank examiner Scheme, pyramid scheme, travel scam, home repair scam, contest cons and _________.

Answer 33

Magazine subscription scam

Question 34

Part of the problem the US has regarding money laundering activities is that US drug users are primarily ________ rather than producers of drugs

Answer 34

consumers

Question 35

Money laundering process can take many forms including 1. Merging illicit money with a legitimate cash source which usually uses a business that generates large amounts of cash and _____________

Answer 35

using sophisticated international money laundering techniques

Question 36

Money laundering techniques include bank methods, smurfing, currency exchanges, double invoicing, and _____________

Answer 36

Acquisition of financial institutions

Question 37

The most common method for laundering money is called __________.

Answer 37

bank methods

Question 38

Masquerading is the __________ activity of computer system intruders and one of the most difficult to prove after the case goes to trial

Answer 38

most common

Question 39

False data entry(data diddling) is usually the simplest, ______ and most commonly used method

Answer 39

Safest

Question 40

The Trojan horse method is the ___________ of computer instructions so that the computer will tell a second computer how to perform illegal functions

Answer 40

secret placement or alteration

Question 41

The Trojan horse technique can be prevented in two ways: send line or block mode types of commands and _________can be placed in the computer to prevent all control character commands from being sent in terminal to terminal messages

Answer 41

logic filter

Question 42

Computer crime perpetrators rationalize that they were only harming a computer and not causing any loss to people or organizations

Answer 42

Robin Hood syndrome