Chapter 10 and 11

Question 1

What is Medicare

Answer 1

Australia’s universal health insurance scheme that gives all Australians, permanent residents and people from countries with reciprocal agreements access to affordable health care.

Question 2

What is Medicare Levy

Answer 2

2 percent tax for all Australian tax payers to fund medicare.

Question 3

What is Medicare Levy surcharge

Answer 3

An additional 1-1.5% tax on high income earners who do not have private health insurance.

Question 4

Pharmaceuticals Benefits Scheme (PBS)

Answer 4

Provides essential medicine to people who need them, regardless of their ability to pay.

Question 5

Private Health insurance

Answer 5

An insurance policy that helps pay for services not covered by Medicare.

Question 6

What does Medicare cover (out of hospital expenses)

Answer 6

• Consultation fees for doctors and specialists.
• Most surgical procedures performed by a G.P.
  -Tests and examinations needed to treat illness.

Question 7

Services not covered by Medicare

Answer 7

-Ambulance services,
-Home nursing care or treatment,
-Most dental examinations. -Treatment in priv hospital medicare will cover 75% of schedule fee for treatment

Question 8

Advantages of Medicare

Answer 8

• Choice of doctor for out of hospital services.
  -Available to all Australian citizens.
  -Reciprocal agreement between Australia and other countries allow Aus citizens to access free healthcare in selected countries.

Question 9

Disadvantages of Medicare

Answer 9

-Waiting lists for many treatments.
-Doesn’t cover alternative therapies.

Question 10

3 sources of funding for Medicare

Answer 10

-General income tax.
-Medicare Levy
-Medicare Levy surcharge.

Question 11

Advantages for PHI

Answer 11

-Enables access to private hospitals.
-Choice of doctor in private or public hospital.
-Shorter waiting times for some medical procedures such as elective surgery.

Question 12

Disadvantages of PHI

Answer 12

-Costly
-Sometimes patients have to pay a ‘gap’ for whatever insurance does not pay.
-Qualifying periods apply for some conditions before the individual can make a claim on their health insurance.

Question 13

4 PHI incentives.

Answer 13

-PHI rebate.
-Lifetime health cover.
-Medicare Levy surcharge.
-Age based discount.

Question 14

Community services or resources.

Answer 14

• Dentists, doctors, hospital.
  -Maternal and child health service.
  -Sport or recreational clubs.
  -Headspace.
  -Places of worship.
  -Volunteer organizations

Question 15

Doctors, dentists, hospitals (support dimension)

Answer 15

If a person is ill they can visit the G.P or emergency room to get treated in return be able to live free from illness and disease.

Question 16

Maternal and child health service (support dimension)

Answer 16

Parents who are accessing these services can see their child is developing normally, this can reduce feeling of stress and anxiety around the health and wellbeing of their child.

Question 17

What is health literacy

Answer 17

Is the degree to which individuals have the capacity to obtain, process and understand basic health info and services needed to make appropriate health decisions.

Question 17

Issues in health services

Answer 17

Nanotechnology.
Stem cells.
Artificial intelligence and robotics.
3D printing of body parts.
IVF.

Question 18

IVF (good and bad)

Answer 18

Good:
-Allows all types of people to have a baby.
-Freezes embryos for more babies.

Bad:
-Expensive
-Allow older mothers to have babies, may not live for long after baby.

Question 19

Stem cells (good and bad)

Answer 19

Good:
-Can treat multiple diseases.
-Reduces need for organ donors.

Bad:
-Expensive potential therapies.
-Using embryos for stem cells research and therapies is considered to be destroying human life.