BANKING/ FINANCE 2 Flashcards

1
Q

Cuenta

A

Account

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2
Q

Estado de cuenta

A

Account Statement

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3
Q

Intereses acumulados

A

Accrued interests

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4
Q

Cámara de compensación automatizada

A

ACH-Automated clearing house

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5
Q

Ajuste

A

Adjustment

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6
Q

Asesor

A

Advisor

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7
Q

Declaración jurada

A

Affidavit

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8
Q

Amortización (calendarización de pagos)

A

Amortization

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9
Q

Monto/ cantidad

A

Amount

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10
Q

Tasa anual equivalente

A

APR (Annual Percentage Rate)

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11
Q

Cajero automático

A

ATM

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12
Q

Subasta

A

Auction

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13
Q

Saldo

A

Balance

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14
Q

Hipoteca de pago global/ globo

A

Balloon Mortgage

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15
Q

Factura

A

Bill

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16
Q

Departamento de facturación

A

Billing department

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17
Q

Prestatario

A

Borrower

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18
Q

Cooperativa de ahorro y crédito

A

Credit Union

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19
Q

Sucursal

A

Branch

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20
Q

Cobrar o canjear un cheque

A

Cash a check

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21
Q

Anticipo de efectivo

A

Cash advance

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22
Q

Cargar/ cobrar

A

Charge

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23
Q

Cuenta incobrable

A

Charge off account

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24
Q

Cuena de cheques/ cuenta corriente

A

Checking account

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25
Gastos de cierre
Closing costs
26
Aval/ Co-firmante
Co-signer
27
Garantía (hipotecaria)
Collateral
28
Departamento de cobros
Collection department
29
Consolidar
Consolidate
30
Oficina de crédito (Hn. Central de riesgo)
Credit bureau
31
Tarjeta de crédito/ débito
Credit card/ Debit card
32
Historial Crediticio
Credit record
33
Puntaje crediticio
Credit Score
34
Deuda
Debt
35
Escritura de fideicomiso
Deed of trust
36
Prorroga
Deferment/ Deferral
37
Pago diferido
Deferred Payment
38
Morosidad/ incumplimiento
Delinquency/ Default
39
Moroso
Deliquent/ Outstanding
40
Rebaja
Discount/ Rebate
41
Disputar/ debatir
Dispute
42
Dividendos/ utilidades
Dividends/ earnings
43
Pago inicial (Mex. Enganche)
Down payment
44
Fecha de pago
Due date
45
Respaldar/ endosar (un cheque)
Endorse
46
Cuenta de reserva
Escrow account
47
Análisis cuenta de reserva
Escrow analysis
48
Fecha de vencimiento
Expiration date
49
Cargo/ recargo
Fee
50
Administración federal de vivienda
FHA- Federal Housing administration
51
Aplazamiento
Forbearance
52
Juicio Hipotecario
Foreclosure
53
Presupuesto de buena fe
Good faith estimate
54
Periodo de gracia
Grace Period
55
Garante, fiador, responsable
Guarantor
56
Préstamo con garantía hipotecaria
Home equity Loan
57
Confiscar, retener
Impound/ confiscate
58
Atrasado
In arrears
59
Cuota/ abono (payment arrangement)
Installment
60
Fondos insuficientes
Insufficient funds
61
Tasa de interés
Interest Rate
62
Servicio de rentas internas
IRS- Internal Revenue Service
63
Cargo por mora/ Cargo por retraso
Late fee
64
Perfil crediticio del consumidor
Consumer´s credit profile
65
Prestamista
Lender
66
Acreedor
Lienholder
67
Línea de crédito
Line of credit
68
Modificación de préstamo
Loan modification
69
Mitigación de pérdidas
Loss mitigation
70
Suma o cantidad global
Lump Sum
71
Agencia principal/ sede
Main branch
72
Vencimiento
Maturity
73
Giro postal
Money order
74
Programa de originacion de hipotecas
MOP- Mortgage Origination Program
75
Préstamo hipotecario
Mortgage Loan
76
Sobregiro
Overdraft
77
Atrasado
Overdue
78
Saldo vencido
Past due balance
79
Arreglo de pago
Payment Arrangement
80
Pendiente
Pending
81
Phishing
Phishing
82
Cheque posfechado
Post dated check
83
Pagaré/ letra de cambio
Promissory note
84
Bienes ráices
Real estate
85
Refinanciar
Refinance
86
Reembolso
Reimbursement/ Refund
87
Plan de pago
Repayment Plan
88
Numero de identificación bancaria
Routing number
89
Cuenta de ahorros
Savings account
90
Saldar/ liquidar (pagar todo)
Settle/ pay off
91
Valor del arreglo
Settlement Cost
92
Accionista
Shareholder
93
Deficit ( on escrow account)
Shortage
94
Revisión de crédito sin afectar el puntaje crediticio
Soft credit check
95
Embargar/ embargar
Confiscate/ Seizure
96
Modificación de préstamo simplificada
Streamline loan modification
97
Plazo (de un préstamo)
Term
98
Fideicomiso bancario
Trust fund/ bank trust
99
Evaluador de riesgos crediticios
Underwriter
100
Evaluación de riesgos crediticios.
Underwriting
101
Retirar
Withdraw/ draft
102
Retener
Withhold
103
Retiro (de dinero)
Withdrawal
104
Anulación/ Exoneración/ condonación
Write off (waive)