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Levanter > BANKING/ FINANCE 2 > Flashcards

BANKING/ FINANCE 2 Flashcards

1
Q

Cuenta

A

Account

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2
Q

Estado de cuenta

A

Account Statement

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3
Q

Intereses acumulados

A

Accrued interests

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4
Q

Cámara de compensación automatizada

A

ACH-Automated clearing house

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5
Q

Ajuste

A

Adjustment

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6
Q

Asesor

A

Advisor

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7
Q

Declaración jurada

A

Affidavit

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8
Q

Amortización (calendarización de pagos)

A

Amortization

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9
Q

Monto/ cantidad

A

Amount

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10
Q

Tasa anual equivalente

A

APR (Annual Percentage Rate)

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11
Q

Cajero automático

A

ATM

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12
Q

Subasta

A

Auction

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13
Q

Saldo

A

Balance

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14
Q

Hipoteca de pago global/ globo

A

Balloon Mortgage

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15
Q

Factura

A

Bill

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16
Q

Departamento de facturación

A

Billing department

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17
Q

Prestatario

A

Borrower

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18
Q

Cooperativa de ahorro y crédito

A

Credit Union

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19
Q

Sucursal

A

Branch

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20
Q

Cobrar o canjear un cheque

A

Cash a check

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21
Q

Anticipo de efectivo

A

Cash advance

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22
Q

Cargar/ cobrar

A

Charge

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23
Q

Cuenta incobrable

A

Charge off account

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24
Q

Cuena de cheques/ cuenta corriente

A

Checking account

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25
Q

Gastos de cierre

A

Closing costs

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26
Q

Aval/ Co-firmante

A

Co-signer

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27
Q

Garantía (hipotecaria)

A

Collateral

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28
Q

Departamento de cobros

A

Collection department

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29
Q

Consolidar

A

Consolidate

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30
Q

Oficina de crédito (Hn. Central de riesgo)

A

Credit bureau

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31
Q

Tarjeta de crédito/ débito

A

Credit card/ Debit card

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32
Q

Historial Crediticio

A

Credit record

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33
Q

Puntaje crediticio

A

Credit Score

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34
Q

Deuda

A

Debt

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35
Q

Escritura de fideicomiso

A

Deed of trust

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36
Q

Prorroga

A

Deferment/ Deferral

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37
Q

Pago diferido

A

Deferred Payment

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38
Q

Morosidad/ incumplimiento

A

Delinquency/ Default

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39
Q

Moroso

A

Deliquent/ Outstanding

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40
Q

Rebaja

A

Discount/ Rebate

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41
Q

Disputar/ debatir

A

Dispute

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42
Q

Dividendos/ utilidades

A

Dividends/ earnings

43
Q

Pago inicial (Mex. Enganche)

A

Down payment

44
Q

Fecha de pago

A

Due date

45
Q

Respaldar/ endosar (un cheque)

A

Endorse

46
Q

Cuenta de reserva

A

Escrow account

47
Q

Análisis cuenta de reserva

A

Escrow analysis

48
Q

Fecha de vencimiento

A

Expiration date

49
Q

Cargo/ recargo

A

Fee

50
Q

Administración federal de vivienda

A

FHA- Federal Housing administration

51
Q

Aplazamiento

A

Forbearance

52
Q

Juicio Hipotecario

A

Foreclosure

53
Q

Presupuesto de buena fe

A

Good faith estimate

54
Q

Periodo de gracia

A

Grace Period

55
Q

Garante, fiador, responsable

A

Guarantor

56
Q

Préstamo con garantía hipotecaria

A

Home equity Loan

57
Q

Confiscar, retener

A

Impound/ confiscate

58
Q

Atrasado

A

In arrears

59
Q

Cuota/ abono (payment arrangement)

A

Installment

60
Q

Fondos insuficientes

A

Insufficient funds

61
Q

Tasa de interés

A

Interest Rate

62
Q

Servicio de rentas internas

A

IRS- Internal Revenue Service

63
Q

Cargo por mora/ Cargo por retraso

A

Late fee

64
Q

Perfil crediticio del consumidor

A

Consumer´s credit profile

65
Q

Prestamista

A

Lender

66
Q

Acreedor

A

Lienholder

67
Q

Línea de crédito

A

Line of credit

68
Q

Modificación de préstamo

A

Loan modification

69
Q

Mitigación de pérdidas

A

Loss mitigation

70
Q

Suma o cantidad global

A

Lump Sum

71
Q

Agencia principal/ sede

A

Main branch

72
Q

Vencimiento

A

Maturity

73
Q

Giro postal

A

Money order

74
Q

Programa de originacion de hipotecas

A

MOP- Mortgage Origination Program

75
Q

Préstamo hipotecario

A

Mortgage Loan

76
Q

Sobregiro

A

Overdraft

77
Q

Atrasado

A

Overdue

78
Q

Saldo vencido

A

Past due balance

79
Q

Arreglo de pago

A

Payment Arrangement

80
Q

Pendiente

A

Pending

81
Q

Phishing

A

Phishing

82
Q

Cheque posfechado

A

Post dated check

83
Q

Pagaré/ letra de cambio

A

Promissory note

84
Q

Bienes ráices

A

Real estate

85
Q

Refinanciar

A

Refinance

86
Q

Reembolso

A

Reimbursement/ Refund

87
Q

Plan de pago

A

Repayment Plan

88
Q

Numero de identificación bancaria

A

Routing number

89
Q

Cuenta de ahorros

A

Savings account

90
Q

Saldar/ liquidar (pagar todo)

A

Settle/ pay off

91
Q

Valor del arreglo

A

Settlement Cost

92
Q

Accionista

A

Shareholder

93
Q

Deficit ( on escrow account)

A

Shortage

94
Q

Revisión de crédito sin afectar el puntaje crediticio

A

Soft credit check

95
Q

Embargar/ embargar

A

Confiscate/ Seizure

96
Q

Modificación de préstamo simplificada

A

Streamline loan modification

97
Q

Plazo (de un préstamo)

A

Term

98
Q

Fideicomiso bancario

A

Trust fund/ bank trust

99
Q

Evaluador de riesgos crediticios

A

Underwriter

100
Q

Evaluación de riesgos crediticios.

A

Underwriting

101
Q

Retirar

A

Withdraw/ draft

102
Q

Retener

A

Withhold

103
Q

Retiro (de dinero)

A

Withdrawal

104
Q

Anulación/ Exoneración/ condonación

A

Write off (waive)

Levanter (16 decks)

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