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Levanter > BANKING/ FINANCE > Flashcards

BANKING/ FINANCE Flashcards

1
Q

Account

A

Cuenta

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2
Q

Account Statement

A

Estado de cuenta

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3
Q

Accrued interests

A

Intereses acumulados

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4
Q

ACH-Automated clearing house

A

Cámara de compensación automatizada

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5
Q

Adjustment

A

Ajuste

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6
Q

Advisor

A

Asesor

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7
Q

Affidavit

A

Declaración jurada

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8
Q

Amortization

A

Amortización (calendarización de pagos)

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9
Q

Amount

A

Monto/ cantidad

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10
Q

APR (Annual Percentage Rate)

A

Tasa anual equivalente

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11
Q

ATM

A

Cajero automático

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12
Q

Auction

A

Subasta

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13
Q

Balance

A

Saldo

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14
Q

Balloon Mortgage

A

Hipoteca de pago global/ globo

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15
Q

Bill

A

Factura

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16
Q

Billing department

A

Departamento de facturación

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17
Q

Borrower

A

Prestatario

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18
Q

Credit Union

A

Cooperativa de ahorro y crédito

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19
Q

Branch

A

Sucursal

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20
Q

Cash a check

A

Cobrar o canjear un cheque

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21
Q

Cash advance

A

Anticipo de efectivo

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22
Q

Charge

A

Cargar/ cobrar

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23
Q

Charge off account

A

Cuenta incobrable

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24
Q

Checking account

A

Cuena de cheques/ cuenta corriente

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25
Q

Closing costs

A

Gastos de cierre

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26
Q

Co-signer

A

Aval/ Co-firmante

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27
Q

Collateral

A

Garantía (hipotecaria)

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28
Q

Collection department

A

Departamento de cobros

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29
Q

Consolidate

A

Consolidar

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30
Q

Credit bureau

A

Oficina de crédito (Hn. Central de riesgo)

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31
Q

Credit card/ Debit card

A

Tarjeta de crédito/ débito

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32
Q

Credit record

A

Historial Crediticio

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33
Q

Credit Score

A

Puntaje crediticio

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34
Q

Debt

A

Deuda

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35
Q

Deed of trust

A

Escritura de fideicomiso

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36
Q

Deferment/ Deferral

A

Prorroga

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37
Q

Deferred Payment

A

Pago diferido

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38
Q

Delinquency/ Default

A

Morosidad/ incumplimiento

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39
Q

Deliquent/ Outstanding

A

Moroso

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40
Q

Discount/ Rebate

A

Rebaja

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41
Q

Dispute

A

Disputar/ debatir

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42
Q

Dividends/ earnings

A

Dividendos/ utilidades

43
Q

Down payment

A

Pago inicial (Mex. Enganche)

44
Q

Due date

A

Fecha de pago

45
Q

Endorse

A

Respaldar/ endosar (un cheque)

46
Q

Escrow account

A

Cuenta de reserva

47
Q

Escrow analysis

A

Análisis cuenta de reserva

48
Q

Expiration date

A

Fecha de vencimiento

49
Q

Fee

A

Cargo/ recargo

50
Q

FHA- Federal Housing administration

A

Administración federal de vivienda

51
Q

Forbearance

A

Aplazamiento

52
Q

Foreclosure

A

Juicio Hipotecario

53
Q

Good faith estimate

A

Presupuesto de buena fe

54
Q

Grace Period

A

Periodo de gracia

55
Q

Guarantor

A

Garante, fiador, responsable

56
Q

Home equity Loan

A

Préstamo con garantía hipotecaria

57
Q

Impound/ confiscate

A

Confiscar, retener

58
Q

In arrears

A

Atrasado

59
Q

Installment

A

Cuota/ abono (payment arrangement)

60
Q

Insufficient funds

A

Fondos insuficientes

61
Q

Interest Rate

A

Tasa de interés

62
Q

IRS- Internal Revenue Service

A

Servicio de rentas internas

63
Q

Late fee

A

Cargo por mora/ Cargo por retraso

64
Q

Consumer´s credit profile

A

Perfil crediticio del consumidor

65
Q

Lender

A

Prestamista

66
Q

Lienholder

A

Acreedor

67
Q

Line of credit

A

Línea de crédito

68
Q

Loan modification

A

Modificación de préstamo

69
Q

Loss mitigation

A

Mitigación de pérdidas

70
Q

Lump Sum

A

Suma o cantidad global

71
Q

Main branch

A

Agencia principal/ sede

72
Q

Maturity

A

Vencimiento

73
Q

Money order

A

Giro postal

74
Q

MOP- Mortgage Origination Program

A

Programa de originacion de hipotecas

75
Q

Mortgage Loan

A

Préstamo hipotecario

76
Q

Overdraft

A

Sobregiro

77
Q

Overdue

A

Atrasado

78
Q

Past due balance

A

Saldo vencido

79
Q

Payment Arrangement

A

Arreglo de pago

80
Q

Pending

A

Pendiente

81
Q

Phishing

A

Phishing

82
Q

Post dated check

A

Cheque posfechado

83
Q

Promissory note

A

Pagaré/ letra de cambio

84
Q

Real estate

A

Bienes ráices

85
Q

Refinance

A

Refinanciar

86
Q

Reimbursement/ Refund

A

Reembolso

87
Q

Repayment Plan

A

Plan de pago

88
Q

Routing number

A

Numero de identificación bancaria

89
Q

Savings account

A

Cuenta de ahorros

90
Q

Settle/ pay off

A

Saldar/ liquidar (pagar todo)

91
Q

Settlement Cost

A

Valor del arreglo

92
Q

Shareholder

A

Accionista

93
Q

Shortage

A

Deficit ( on escrow account)

94
Q

Soft credit check

A

Revisión de crédito sin afectar el puntaje crediticio

95
Q

Confiscate/ Seizure

A

Embargar/ embargar

96
Q

Streamline loan modification

A

Modificación de préstamo simplificada

97
Q

Term

A

Plazo (de un préstamo=

98
Q

Trust fund/ bank trust

A

Fideicomiso bancario

99
Q

Underwriter

A

Evaluador de riesgos crediticios

100
Q

Underwriting

A

Evaluación de riesgos crediticios.

101
Q

Withdraw/ draft

A

Retirar

102
Q

Withhold

A

Retener

103
Q

Withdrawal

A

Retiro (de dinero)

104
Q

Write off (waive)

A

Anulación/ Exoneración/ condonación

Levanter (16 decks)

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