6. Building Elements

Question 1

What is corrosion?

Answer 1

Natural process that converts a refined metal into a more chemically sable oxide

Question 2

Common damage - fire?

Answer 2

• Direct damage as result of flames
• Damage from sooting & water damage from firefighters
• Rainwater - mitigation

Question 3

What are materials that combust?

Answer 3

1. Plastic
2. Timber
3. Bituminous materials
4. Roof & tile slates (combustible materials)

Question 4

Fire - surveyor/structural engineer involvement?

Answer 4

Partial demolition/SO of damaged materials may be required first to allow proper schedule for works to be done

Question 5

Common damage - wet perils?

Answer 5

• Wear & tear or accident

Question 6

Wet perils - is cost of repairing pipework or appliance that failed covered?

Answer 6

Generally not, policy to be checked.

Question 7

Common damage - storm?

Answer 7

• Wind causes structural damage
• Roof structures can be blown off in high winds, rainfall etc

Question 8

Common damage - impact?

Answer 8

Normally requires surveyor involvement