4. Alternative Accommodation

Question 1

Who are the stakeholders in AA?

Answer 1

• PH
• Insurer
• Insurance Broker
• PH’s family that resides at property
• PH’s family & friends that provide AA or support
• Estate Agents
• Hotel Properties
• Restoration or Repairs companies engaged at the property

Question 2

Where do you find information on AA?

Answer 2

The policy, always read policy as it varies

Question 3

When is a property inhabitable? 1 CHOICE

Answer 3

1. Building structurally unsafe
2. Serious health hazards - effluent, asbestos etc.
3. No restoring power (gas & electricity)
4. Unsafe for anyone except trained contractors/supervisors
5. No bathroom facilities

Question 4

When is a property inhabitable? 2 CHOICES

Answer 4

1. Normal sleeping accommodation not available
2. No food preparation facilities
3. Normal daytime living accommodation unavailable

Question 5

What other factors should be considered when looking at AA?

Answer 5

1. Children
2. Infirm or disabled persons
3. Cost effectiveness of contractors having to work around a family still in residence