Brainscape's Knowledge GenomeTM

Browse over 1 million classes created by top students, professors, publishers, and experts.


See full index

BE2 > 5 - Personal Finance > Flashcards

5 - Personal Finance Flashcards

1
Q

credit

A

borrowed money or asset

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

borrowed money or asset

A

credit

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

term loan

A

money borrowed that will be repaid in agreed upon time frame and in regular payments

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

money borrowed that will be repaid in agreed upon time frame and in regular payments

A

term loan

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

line of credit

A

borrowed money that can be repaid and borrowed again easily and flexibly

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

borrowed money that can be repaid and borrowed again easily and flexibly

A

line of credit

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

interest rate

A

the fee charged on borrowed money. usually expressed in APR (annual percentage rate)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

the fee charged on borrowed money usually expressed in APR (annual percentage rate)

A

interest rate

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

credit score

A

a statistical display of personal creditworthiness, e.g. FICO and SCHUFA

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

a statistical display of personal creditworthiness, e.g. FICO and SCHUFA

A

credit score

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

principal

A

the original amount of money borrowed

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

the original amount of money borrowed

A

principal

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

down payment

A

a partial cash payment at the start of a financed asset, usually between 5 and 20%

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

a partial cash payment at the start of a financed asset, usually between 5 and 20%

A

down payment

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

stock

A

Shares in a single corporation

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

Shares in a single corporation

A

stock

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
17
Q

mutual fund

A

an investment vehicle that is made up of actively selected stocks and bonds

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
18
Q

an investment verhicle that is made up of actively selected stocks and bonds

A

mutual fund

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
19
Q

index fund

A

a fund that is designed to track a large segment of a market

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
20
Q

a fund that is designed to track a large segment of a market

A

index fund

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
21
Q

S&P-500

A

an index of the top 500 corporations in the USA

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
22
Q

an index of the top 500 corporations in the USA

A

S&P-500

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
23
Q

bond

A

a loan to corporation of government that will be repaid with interest

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
24
Q

a loan to corporation of government that will be repaid with interest

A

bond

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
25
Q

ETF

A

a diverse investment that trades like an individual stock

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
26
Q

a diverse investment that trades like an individual stock

A

ETF

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
27
Q

credit

A

Kredit

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
28
Q

Kredit

A

credit

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
29
Q

term loan / installment credit

A

Darlehen

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
30
Q

Darlehen

A

term loan / installment credit

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
31
Q

line-of-credit

A

Dispo-Kredit

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
32
Q

Dispo-Kredit

A

line-of-credit

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
33
Q

interest rate

A

Zinsfuß

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
34
Q

Zinsfuß

A

interest rate

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
35
Q

principal

A

Grundkapital

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
36
Q

Grundkapital

A

principal

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
37
Q

down payment

A

Anzahlung

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
38
Q

Anzahlung

A

down payment

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
39
Q

Minimum payment

A

Mindestzahlung

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
40
Q

Mindestzahlung

A

Minimum payment

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
41
Q

balance

A

Bilanz / Restbetrag

42
Q

Bilanz / Restbetrag

A

balance

43
Q

Floating interest rate

A

variabler Zinssatz

44
Q

variabler Zinssatz

A

Floating interest rate

45
Q

collateral

A

Pfand

46
Q

Pfand

A

collateral

47
Q

home equity

A

Eigenkapital

48
Q

Eigenkapital

A

home equity

49
Q

cash flow

A

Zahlungsmittel

50
Q

Zahlungsmittel

A

cash flow

51
Q

bond

A

Verbindlichkeit

52
Q

Verbindlichkeit

A

bond

53
Q

to deduct fees

A

Gebühren abziehen

54
Q

Gebühren abziehen

A

to deduct fees

55
Q

to keep track of something

A

etwas im Auge behalten

56
Q

to cover your costs

A

Kosten decken

57
Q

etwas im Auge behalten

A

to keep track of something

58
Q

Kosten decken

A

to cover your costs

59
Q

Gebühr berechnen / liquidieren

A

to charge a flat fee

60
Q

to charge a flat fee

A

Gebühr berechnen / liquidieren

61
Q

sich mit dem Durchschnitt zufrieden geben

A

to settle for average

62
Q

to settle for average

A

sich mit dem Durchschnitt zufrieden geben

63
Q

to provide the lender with collateral

A

dem Verleiher Pfand geben

64
Q

dem Verleiher Pfand geben

A

to provide the lender with collateral

65
Q

flexibler Rückzahlungsplan

A

a flexible repayment schedule

66
Q

Zinsen anfallen

A

to accrue interest

67
Q

a flexible repayment schedule

A

flexibler Rückzahlungsplan

68
Q

to accrue interest

A

Zinsen anfallen

69
Q

Nichteinhaltung / Versäumnisse vermeiden

A

to avoid default

70
Q

to avoid default

A

Nichteinhaltung / Versäumnisse vermeiden

71
Q

einen Teil des Grundkapitals zurück zahlen

A

to pay back part of the principal

72
Q

to pay back part of the principal

A

einen Teil des Grundkapitals zurück zahlen

73
Q

to secure a lower interest rate / a loan with collateral

A

?

74
Q

?

A

to secure a lower interest rate / a loan with collateral

75
Q

to borrow against

A

?

76
Q

?

A

to borrow against

77
Q

to take out / pay off a loan

A

?

78
Q

?

A

to take out / pay off a loan

79
Q

depreciating housing market

A

sinkender Wert des Wohnungsmarkts

80
Q

sinkender Wert des Wohnungsmarkts

A

depreciating housing market

81
Q

stock

A

Aktie

82
Q

Aktie

A

stock

83
Q

mutual fund

A

Investmentfond

84
Q

Investmentfond

A

mutual fund

85
Q

index fund

A

Indexfond

86
Q

Indexfond

A

index fund

87
Q

to strive to save

A

danach streben zu sparen

88
Q

danach streben zu sparen

A

to strive to save

89
Q

to slash spending

A

Ausgaben drastisch reduzieren

90
Q

Ausgaben drastisch reduzieren

A

to slash spending

91
Q

to pay your balance in full

A

den Restbetrag komplett abbezahlen

92
Q

den Restbetrag komplett abbezahlen

A

to pay your balance in full

93
Q

to max out your savings

A

Ersparnisse ausreizen

94
Q

Ersparnisse ausreizen

A

to max out your savings

95
Q

to diversify your portfolio

A

Bestand abwechslungsreicher gestalten

96
Q

Bestand abwechslungsreicher gestalten

A

to diversify your portfolio

97
Q

to pick good stocks

A

gute Aktien auswählen

98
Q

gute Aktien auswählen

A

to pick good stocks

99
Q

to pay off your debt

A

Schulden zurückzahlen

100
Q

Schulden zurückzahlen

A

to pay off your debt

BE2 (6 decks)

Brainscape helps you reach your goals faster, through stronger study habits.
© 2024 Bold Learning Solutions. Terms and Conditions