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Writer's Inc. > Writer's Inc (Simple Cards #7) > Flashcards

Writer's Inc (Simple Cards #7) Flashcards

1
Q

in lieu

A

a phrase which means “instead” or “instead of”

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2
Q

accept vs except

A

The verb accept means “to receive” or “to believe”; the preposition except means “other than”

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3
Q

affect vs effect

A

The verb affect means “to influence”; the verb effect means “to produce, accomplish, complete”

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4
Q

allusion vs illusion

A

Allusion is an indirect reference to someone or something; illusion is a false picture or idea.

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5
Q

already vs all ready

A

Already is an adverb meaning “before this time” or “by this time.” All ready is an adjective meaning “fully prepared.”

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6
Q

altogether vs all together

A

Altogether means “entirely.” The phrase all together means “in a group” or “all at once.”

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7
Q

among vs between

A

Among is used when speaking of more than two persons or things. Between is used when speaking of only two.

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8
Q

perennial

A

lasting or existing for a long or apparently infinite time; enduring or continually recurring (not to be confused with biennial, meaning every two years)

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9
Q

assent

A

to agree to something after consideration

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10
Q

beside vs besides

A

Beside means “by the side of.” Besides means “in addition to”.

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11
Q

can vs may

A

Can suggests ability while may suggests permission.

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12
Q

capital vs capitol

A

The noun capital refers to a city or to money. The adjective capital means “major or important.” Capitol refers to a building.

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13
Q

serial

A

something in a series

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14
Q

chord

A

(1) an emotion

(2) a combination of musical tones sounded at the same time

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15
Q

coarse

A

rough or crude

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16
Q

complement vs compliment

A

Complement refers to that which completes or fulfills. Compliment is an expression of admiration or praise.

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17
Q

counsel vs council

A

When used as a noun, counsel means “advice”; when used as a verb, it means “to advise.” Council refers to a group that advises.

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18
Q

desert vs dessert

A

The noun desert refers to barren wilderness. Dessert is sweet food served at the end of a meal.

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19
Q

different from vs different than

A

Use different from in a comparison of two things. Different than should be used only when followed by a clause.

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20
Q

farther vs further

A

Farther refers to a physical distance; further refers to additional time, quantity, or degree.

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21
Q

flair vs flare

A

Flair refers to style or natural talent; flare means “to light up quickly” or “burst out” (or an object that does so)

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22
Q

healthful vs healthy

A

Healthful means “causing or improving health”; healthy means “possessing health”.

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23
Q

immigrate vs emigrate

A

Immigrate means “to come into a new country or environment”. Emigrate means “to go out of one country to live in another.” (e.g. He immigrated to this country. He emigrated from Germany.)

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24
Q

later vs latter

A

Later means “after a period of time.” Latter refers to the second of two things mentioned.

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25
Q

like vs as

A

When like is used as a preposition meaning “similar to,” it can be followed only by a noun, pronoun, or noun phrase; when as is used as a subordinating conjunction ,it introduces a subordinate clause.

26
Q

moral vs morale

A

A moral is a lesson drawn from a story; as an adjective, it relates to the principles of right and wrong. Morale refers to someone’s attitude.

27
Q

peak vs peek vs pique

A

A peak is a high point. Peek means “brief look” (or “look briefly”). Pique, as a verb, means “to excite by challenging”; as a noun, it is a feel of resentment.

28
Q

principal vs principle

A

as an adjective, principal means “primary”; as a noun, it can mean “a school administrator” or “a sum of money.” Principle means “idea or doctrine.”

29
Q

quite

A

completely or entirely

30
Q

wright vs rite

A

A wright is a person who makes or builds something. Rite refers to a ritual or ceremonial act.

31
Q

ring vs wring

A

Ring means “encircle” or “to sound by striking.” Wring means “to squeeze or twist.”

32
Q

seam

A

(1) a line along which two pieces of fabric are sewn together in a garment or other article
(2) an underground layer, as of ore or coal

33
Q

stationary vs stationery

A

Stationary means “not movable”; stationery refers to the paper and envelopes used to write letters.

34
Q

than vs then

A

Than is used in a comparison; then tells when.

35
Q

their vs there vs they’re

A

Their is a possessive personal pronoun. There is an adverb used to point out location. They’re is the contraction for “they are”

36
Q

to vs too

A

To is a preposition that can mean “in the direction of”. To is also used to form an infinitive. Too means “also” or “very”.

37
Q

vane

A

a flat piece of material set up to show which way the wind blows

38
Q

which vs that

A

Use which to refer to objects or animals in a nonrestrictive clause (set off with commas). Use that to refer to objects or animals in a restrictive clause.

39
Q

who vs whom

A

Use who to refer to people. Who is used as the subject of a verb in an independent clause or in a relative clause. Whom is used as the object of a preposition or as a direct object.

40
Q

who’s vs whose

A

Who’s is the contraction for “who is”. Whose is a pronoun that can show possession or ownership.

41
Q

your vs you’re

A

Your is a possessive pronoun. You’re is the contraction for “you are”.

42
Q

notice to quit

A

A formal notice given to a tenant by the landlord stating they intend to end the lease and begin eviction. It will often state some cause that can be corrected, such as paying back owed rent or removing an illegal boarder, by a certain date to resolve the violation.

43
Q

notice to vacate

A

A formal notice given to the landlord by a tenant stating they intend to end occupancy of the premises and not renew the lease. Your lease will usually state a window during which you can do this without penalty.

44
Q

boarder

A

A resident in your apartment that’s not on the lease and is not subletting, but is paying a stipend to dwell there. A boarder is usually not responsible for utilities and often has meals provided for them by the tenant.

45
Q

Individual Retirement Arrangement (IRA)

A

a plan that allows you to make tax-deferred investments to provide financial security when you retire

46
Q

Roth IRA

A

a special retirement account where you pay taxes on money going into your account, and then all future withdrawals are tax-free

47
Q

401(k)

A

a feature of a qualified profit-sharing plan that allows employees to contribute a portion of their wages to individual accounts

48
Q

403(b)

A

a retirement plan offered by public schools and certain tax-exempt organizations. Employees save for retirement by contributing to individual accounts. Employers can also contribute to employees’ accounts.

49
Q

SEP Plans (Simplified Employee Pension)

A

a retirement plan allowing employers to set aside money in retirement accounts for themselves and their employees. A SEP does not have the start-up and operating costs of a conventional retirement plan and allows for a contribution of up to 25 percent of each employee’s pay.

50
Q

Defined Benefit Plans

A

an employer-sponsored retirement plan where employee benefits are computed using a formula that considers several factors, such as length of employment and salary history. The company is responsible for managing the plan’s investments and risk and will usually hire an outside investment manager to do this. Typically an employee cannot just withdraw funds as with a 401(k) plan. Rather they become eligible to take their benefit as a lifetime annuity or in some cases as a lump-sum at an age defined by the plan’s rules.

51
Q

Employee Stock Ownership Plans (ESOPs)

A

a plan that grants employees company shares, often based on the duration of their employment

52
Q

Money Purchase Plans

A

A type of retirement plan in which an employer must add a certain percentage of an employee’s earnings every year. Employees may also be required to contribute as well. Yearly contributions cannot exceed a set amount each year

53
Q

457 Plans

A

a type of nonqualified, tax advantaged deferred-compensation retirement plan that is available for governmental and certain nongovernmental employers in the United States.

54
Q

Multiple Employer Plans

A

a plan maintained by two or more employers who are not related; it is designed to encourage smaller businesses to share the administrative burden of offering a tax-advantaged retirement savings plan to their employees.

55
Q

index fund

A

a portfolio of stocks or bonds designed to mimic the composition and performance of a financial market index

56
Q

mutual fund

A

a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt

57
Q

target date fund

A

a fund that makes aggressive and more risky investments early in the fund’s life and makes safer and more conservative investments when the fund is close to a target date

58
Q

annuity

A

a series of payments made at equal intervals

59
Q

institutional investor

A

a company or organization that invests money on behalf of clients or members. Hedge funds, mutual funds, and endowments are examples of institutional investors. Institutional investors are considered savvier than the average investor and are often subject to less regulatory oversight.

60
Q

traditional IRA

A

allows individuals to direct pre-tax income toward investments that can grow tax-deferred. The IRS assesses no capital gains or dividend income taxes until the beneficiary makes a withdrawal.

61
Q

qualified vs nonqualified plans (retirement)

A

In simple terms, a qualified retirement plan is one that meets Employee Retirement Income Security Act (ERISA) guidelines, while a nonqualified retirement plan falls outside of ERISA guidelines. Some examples:
Qualified plans include 401(k) plans, 403(b) plans, profit-sharing plans, and Keogh (HR-10) plans.
Nonqualified plans include deferred-compensation plans, executive bonus plans, and split-dollar life insurance plans.

Writer's Inc. (12 decks)

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