Week 3 Flashcards
NPP aka HIPAA form
Notice of privacy practices
Describes how the facility is going to use. Protect your health care info. It has to be displayed at desk.
What is always verified at the time an appointment is made?
Insurance (effective date and eligibility), DOB, Full name, benefits under their insurance plan
Gatekeeper
The primary care provider (PCP), who is in charge of a patient’s treatment. .
What are responsibilities of a gatekeeper
Additional treatment, such as referrals to a specialist, must be approved by the gatekeeper
Who pays after Medicaid?
State and federal government, after Medicaid, the remaining cost of the bill is written off. (AKA NOBODY PAYS)
What are other managed healthcare plans besides Hmo?
A preferred provider organization (PPO) & An exclusive provider organization (EPO)
Health insurance exchange
An online marketplace where you can compare and buy individual health insurance plans. State health insurance exchanges were established as part of the Affordable Care Act.
What are QMB’s?
Qualified Medicare beneficiaries (QMBs) Low-income Medicare patients who qualify for Medicaid for their secondary insurance.
Long term care insurance
is a relatively new type of insurance that covers a broad range of maintenance and health services for chronically ill, disabled, or developmentally delayed individuals. Medical services may be provided on an inpatient basis (e.g., at a rehabilitation facility, nursing home, or mental hospital), on an outpatient basis, or at home.
Precertification
The process of determining if a procedure or service is covered by the insurance plan and what the reimbursement is for that procedure or service. A notification is sent to the payer (e.g., insurance provider) regarding the service or treatment. The payer then responses indicating if the service is covered under the plan. (How much they are going to pay)
Preauthorization
A process that requires the provider to submit documentation to the payer to show the service or treatment is medically needed and the payer determines if the service or treatment is medically necessary and covered under the insurance plan. (If they are going to pay the procedure or not)
VA health care
The Veterans Health Administration (VHA) is the largest healthcare system in the US. Is for veterans
Obama care
New name Affordable Care Act or Healthcare reform!!
It wasn’t really Obama’s healthcare, He was just the president who signed that act but this type of healthcare was being planned before he became president
Insurance
Protects against financial loss or harm from specified circumstances
Policy
A written agreement between two parties, in which one party (the insurance company) agrees to pay another party (the patient) if certain specified circumstances occur.
Premium
The periodic (monthly, quarterly, or annual) payment of a specific sum of money to an insurance company, for which the insurer in return agrees to provide certain benefits. (Keeps inc active)
co-insurance
The percentage of costs of a covered healthcare service the policyholder pays after the deductible has been paid. The insurance company pays its portion, and the policyholder pays the remaining amount. A typical split is 80/20 – the insurance company pays 80%, and the policyholder pays 20%.
co-pay
A set dollar amount (small fee ) that the policyholder must pay for each office visit.