Vehicle Insurance 23. MOTO INSURANCE GEICO

Question 1

1. What is UNINSURED MOTORIST (UM)?

Answer 1

It pays out to me and my passengers. It includes payment for:
a. certain medical expenses
b. Lost Wages
c. Pain and Suffering
It is subject to the limitations of the policy

Question 2

2. What is my coverage for UNINSURED MOTORIST (UM) under the motorcycle policy?

Answer 2

$10K per person / $20K per occurrence

Question 3

3. How much do I pay for UNINSURED MOTORIST (UM) per year?

Answer 3

$110

Question 4

4. What does COMPREHENSIVE COVERAGE cover?

Answer 4

It pays for damage to MY vehicle NOT caused by collision, such as:

a. Theft
b. Flood
c. Vandalism
d. Explosion
e. Fire

Question 5

5. What is my deductible for the COMPREHENSIVE coverage?

Answer 5

$500

Question 6

6. How much do I pay for COMPREHENSIVE COVERAGE?

Answer 6

$29 per year

Question 7

7. What is COLLISION coverage?

Answer 7

It pays for damages to my vehicle caused by a collision or when it overturns.

Question 8

8. What is my deductible for the motorcycle COLLISION coverage?

Answer 8

$500

Question 9

9. How much do I pay for COLLISION coverage?

Answer 9

$99 per year

Question 10

10. What is the TOWING coverage?

Answer 10

TOWING reimbursement occurs when the insured motorcycle will not operate. The amount paid out depends on my policy contract.

Question 11

11. What does TOWING coverage cover?

Answer 11

It covers labor costs at place of disablement or transportation to repair facility.
Covers up to one hour of labor at the place of breakdown or if it will not run, towing to the nearest repair facility.

Question 12

12. What is my deductible for TOWING coverage?

Answer 12

Cost for coverage is $10 per year

NO DEDUCTIBLE.