Vehicle insurance 15

Question 1

1. TORTFEASOR

Answer 1

One who commits a tort

Question 2

2. TOWING AND LABOR COVERAGE

Answer 2

Provides insurance if your auto needs to be towed or requires roadside assistance.

Question 3

3. UMBRELLA INSURANCE

Answer 3

Provides high limits of additional liability coverage above the limits of your homeowner’s and auto policy. In additon, it provides coverage that may be excluded by other liability policies.

Question 4

4. UNDERWRITING

Answer 4

The process an insurer goes through to determine whether or not it will provide coverage for an applicant.

Question 5

5. UNINSURED MOTORIST COVERAGE

Answer 5

In some circumstances, may pay for your injuries or property damage caused by an uninsured motors or, in some states, an unidentified driver. In some cases, it also includes coverage for underinsured motorists and at-fault drivers with insufficient insurance to pay for your claim. This coverage is subject to he terms, limits and conditions of your policy contract.

Question 6

6. WARRANTY

Answer 6

A written guarantee of the integrity of the product and of the manufacturer’s responsibility for the repair or replacement of defective parts.