Vehicle insurance 09

Question 1

1. LIMITS OF LIABILITY

Answer 1

The amount specified in your policy up to which the insurance company will protect you.

Question 2

2. LOSS

Answer 2

Any measurable dollar cost of damage and/or injury suffered by a person

Question 3

3. MALICIOUS MISCHIEF

Answer 3

Intentional damage of personal property with malice of forethought.

Question 4

4. MATERIAL DAMAGE

Answer 4

All property related damage losses covered by the policy. This include the following:

a. Property damage (PD)
b. Comprehensive Damage (COMP)
c. Collision Damage (COLL)
d. Fire/Theft Combined Additional Coverage (FTCA)
e. Rental Reimbursement (RR)
f. Uninsured Motorist Property Damage (UMPD)

Question 5

5. MECHANICAL BREAKDOWN INSURANCE

Answer 5

Covers repairs to all mechanical parts of the car, protecting you from expensive repair bills.

Question 6

6. MEDICAL CLAIM EXAMINER

Answer 6

is responsible for reviewing all medical bills, replacement/essential services, and lost wages submitted to the company fir injuries sustained by you and/or the passengers in your vehicle.

Question 7

7. MEDICAL PAYMENTS COVERAGE

Answer 7

Pays medical expenses related an automobile accident. This coverage in subject to the terms, limits and conditions of your policy contract.