Unit quiz 3 Flashcards
Which statement describes the Supreme Court’s decision in the case of Jones v. Alfred H. Mayer Company?
A)Sales by individual residential homeowners are exempted, provided the owners do not use real estate professionals.
B)Persons with disabilities are a protected class.
C)Laws against discrimination apply only to federally related transactions.
D)Racial discrimination is prohibited by any party in the sale or rental of real estate.
D)Racial discrimination is prohibited by any party in the sale or rental of real estate.
The Jones v. Mayer decision held that the Civil Rights Act of 1866, banning all limitation on property rights on the basis of race, is the law of the land
Complaints relating to the Civil Rights Act of 1866
A)are handled by HUD.
B)are no longer reviewed in the courts.
C)are handled by state enforcement agencies.
D)must be taken directly to federal courts.
D)must be taken directly to federal courts.
Which agency, upon receiving a complaint regarding a Fair Housing Act violation, investigates?
A)DOJ
B)ADA
C)HUD
D)HOPA
C)HUD
A real estate professional said to a homeowner, “I hear they’re moving in. There goes the neighborhood! Better put your house on the market before values drop!” This is an example of what illegal practice?
blockbusting
To do this for financial gain is a violation of the federal Fair Housing Act.
Failure of the real estate professional to comply with fair housing laws is
A)a criminal violation but not grounds for disciplinary action against the real estate professional.
B)both a civil and a criminal violation and grounds for disciplinary action.
C)only a violation of real estate licensing law in most states.
D)a civil violation, which must be pursued in court by the victim.
B) both a civil and a criminal violation and grounds for disciplinary action.
It is illegal for a lending institution to refuse to make a residential real estate loan in a particular area based on the
A)applicant not being of legal age.
B)ethnicity of the residents of the area.
C)deteriorated condition of the premises.
D)applicant’s questionable economic situation.
B)ethnicity of the residents of the area.
literally drawing a line around a particular area and refusing to make loans in that area because of the ethnicity of the residents, rather than looking at the economic qualifications of the applicant.
redlining
The following ad appeared in the newspaper: “For sale: 4 BR brick home; Redwood School District; excellent Elm Street location; short walk to St. John’s Church; and right on the bus line. Move-in condition; priced to sell.” Which statement is TRUE?
A)The ad should state that the property is available to families with children.
B)The ad describes the property for sale and is very appropriate.
C)The ad should not mention St. John’s Church.
D)The fair housing laws do not apply to newspaper advertising.
C)The ad should not mention St. John’s Church.
Reference to a nearby church implies religious preference. This violates HUD advertising regulations designed to enforce the Federal Fair Housing Act.
It is illegal for a lending institution to refuse to make a residential real estate loan in a particular area only because of the
A)deteriorated condition of the premises.
B)physical location of the property.
C)applicant not being of legal age.
D)questionable economic situation of the applicant.
B)physical location of the property.
(Redlining)
After a real estate professional takes a sale listing of a residence, the owners specify that they will not sell the home to any Asian family. The real estate professional should do which of the following?
A)Explain to the owners that the instruction violates federal law and that the real estate professional cannot comply with it.
B)Require that the owners sign a separate legal document stating the additional instruction as an add-on to the listing agreement.
C)Advertise the property exclusively in Asian-language newspapers.
D)Abide by the owners’ directions despite the fact that they conflict with the fair housing laws.
A)Explain to the owners that the instruction violates federal law and that the real estate professional cannot comply with it.
If the owners are adamant, to avoid breaking the law, the real estate professional must terminate the representation.
The federal Fair Housing Act does NOT prohibit
A)discriminating on the basis of marital status.
B)redlining.
C)blockbusting.
D)discriminatory advertising.
A)discriminating on the basis of marital status.
Any aggrieved person who believes illegal discrimination has occurred may file a complaint with HUD
A)within one year of the alleged act.
B)no later than six months after the alleged act.
C)within two years of the alleged act.
D)within 18 months of the alleged act.
A)within one year of the alleged act.
The fine for a first violation of the federal Fair Housing Act could be as much as
A)$100,000.
B)$65,000.
C)$37,500.
D)$16,000.
D)$16,000.
Upon receiving a complaint, HUD initiates an investigation and makes a determination to bring charges or dismiss the complaint within
A)30 days of the filing of the complaint.
B)180 days of the filing of the complaint.
C)100 days of the filing of the complaint.
D)120 days of the filing of the complaint.
C)100 days of the filing of the complaint.
The legal framework that preserves the federal constitutional rights of citizens, including those that would be thwarted by discriminatory practices, has been created and protected by
A)the U.S. Congress and U.S. Supreme Court.
B)the actions of local jurisdictions, acting under the authority provided to the states.
C)state legislatures.
D)measures passed by the public in general elections.
A)the U.S. Congress and U.S. Supreme Court.
