Unit 6 Risk Flashcards

1
Q

calculated

A

computed

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2
Q

an agreed amount of mobey you pay

A

insurance premium

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3
Q

using borrowed money by company

A

leverage

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4
Q

financial protection

A

coverage

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5
Q

sb who calculates how likely accidents are to happen

A

actuary

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6
Q

sb who owns insurance for car/home

A

policyholder

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7
Q

possible to make people obey

A

enforceable

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8
Q

make known to the public

A

disclose

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9
Q

number of payments

A

installment

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10
Q

in one single payment

A

lump sum payment

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11
Q

insures insurance companies

A

reinsurer

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12
Q

strictly give

A

stipulated

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13
Q

not having enough money

A

insolvent

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14
Q

sb who is embracing change, constantly learning and has high expectations

A

risk optimist

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15
Q

shortage of money

A

credit crunch

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16
Q

seisure of what belongs to politicians

A

confiscation of assets

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17
Q

balance

A

trade-off

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18
Q

money you gain from business

A

payback

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19
Q

happy with your achievements, samoľúbosť

A

complacency

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20
Q

people want to return what they purchased because it´s not right

A

product recall

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21
Q

fraud

A

deception

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22
Q

likely to change

A

volatile

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23
Q

violence, threats

A

abducting

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24
Q

inevitably, enternally

A

inherently

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25
Q

to make sth less harmful

A

mitigate

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26
Q

that you have to pay yourself

A

out-of pocket

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27
Q

can be taken away from a total

A

deductible to

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28
Q

what company gets from selling shares

A

equity financing

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29
Q

to make known publically

A

disclose

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30
Q

money paid to family when the insured person dies

A

death benefit

31
Q

experience sth unpleasant as a result of your action

A

incurred

32
Q

to pay back money to sb who has spent it for you

A

reimburse

33
Q

to persuade sb by offering sth pleasant

A

entice

34
Q

amount of money person earns

A

paycheck

35
Q

fixed cost for insurance

A

co-pay

36
Q

Completely, immediately

A

outright

37
Q

control

A

oversee

38
Q

directing sb to a different place

A

referral

39
Q

to try to find out about sb’s private affairs

A

snoop

40
Q

period when economy is not successful

A

recession

41
Q

to happen as a result

A

ensue

42
Q

uncontrolled/excited behaviour that might be violent

A

home-buying frenzy

43
Q

made to borrowers with lower credit scores

A

subprime loans

44
Q

interest rates can change throughout

A

adjustable-rate loans

45
Q

to put sb in a difficult situation they have to deal with

A

saddled with

46
Q

to rise very quickly

A

soar

47
Q

to fail to pay debt

A

default

48
Q

bank reposeeing the home from borrower

A

foreclose

49
Q

finančná výpomoc

A

take out a bailout

50
Q

negative effect

A

repercussion

51
Q

sale of unwanted investment for low price

A

sell-off

52
Q

complete failure

A

subprime meltdown

53
Q

buy and sell

A

mortgage brokers

54
Q

take in large amounts

A

devour

55
Q

obnos peňazí

A

bundle of money

56
Q

focuses only on gains, overlooks risks

A

risk-neutral

57
Q

to exchange investment for cash

A

cash in

58
Q

conservative investrors

A

risk-averse investors

59
Q

goods that can be sold to pay debt

A

liquidity

60
Q

think of

A

swing up to mind

61
Q

an amount of that has been saved for a special purpose

A

nest egg

62
Q

profits made by selling property

A

capital gains

63
Q

investment with a high level of risk/loss

A

speculative assets

64
Q

the act of using borrowed money to buy a company

A

leverage

65
Q

to make sure

A

ascertain

66
Q

time when the prices of most shares are rising

A

bull markets

67
Q

to try to persuade gently

A

coax into

68
Q

express quality through the way you look

A

emanate from

69
Q

a building where supplies are kept

A

depot

70
Q

ťarcha

A

brunt

71
Q

a public meeting where land/buildings are sold to who offers more

A

auction

72
Q

to know sth is going to happen

A

foresee

73
Q

taking action in order to prevent sth from happening

A

counter-measure

74
Q

to judge how people feel about sth, measure, calculate

A

gauge