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Book Unit 11: Business and Finance > Unit 11: Terms in Business, Finance, and Money > Flashcards

Unit 11: Terms in Business, Finance, and Money Flashcards

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1
Q

adakan

A

organize, hold, conduct, arrange

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2
Q

mengadakan perdagangan

A

to carry on trade

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3
Q

agunan

A

collateral

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4
Q

alih fungsi hutan

A

forest conversion

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5
Q

ambil

A

take, pick, get

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6
Q

mengambil uang (dari ATM)

A

to withdraw money (from an ATM)

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7
Q

asupan kalori

A

calorie intake

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8
Q

alih daya

A

outsourcing

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9
Q

balak

A

bad luck,” “misfortune,” or “adversity.” It refers to an unfortunate or challenging situation, often used to describe a negative turn of events or circumstances that are unfavorable.

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10
Q

membalak

A

“to log” or “to harvest timber.” It refers to the activity of cutting down trees for the purpose of obtaining timber, often in a commercial context.

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11
Q

pembalakan (liar)

A

to log - (illegal logging)

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12
Q

liar

A

wild

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13
Q

barang jadi

A

finished goods

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14
Q

barang-barang keperluan

A

consumer goods

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15
Q

batas

A

border

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16
Q

membatasi

A

to limit

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17
Q

pembatasan impor

A

to restrict imports, an import restriction

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18
Q

bea masuk

A

import duty

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19
Q

bebas

A

free

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20
Q

pembebasan pajak

A

tax exempt, exemption

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21
Q

biaya/ongkos tambahan (kalau mencicil)

A

a carrying charge

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22
Q

bunga majemuk/bunga berbunga

A

compound interest

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23
Q

bursa saham

A

stock exchange

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24
Q

buru

A

hunt

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25
Q

memburu

A

to hunt

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26
Q

perburuan (liar)

A

to poach, (illegal) poaching (for wild animals)

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27
Q

cadangan visa

A

foreign exchange reserves

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28
Q

cagar alam

A

wildlife sanctuary

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29
Q

dana/uang yang diparkir di luar negri

A

money that is placed in foreign banks

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30
Q

daya

A

power

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31
Q

berdaya

A

to have power

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32
Q

memberdayakan

A

to empower

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33
Q

pemberayaan usaha kecil

A

empowerment of small businesses

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34
Q

dewan direktur

A

board of director

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35
Q

direktur pelaksana

A

managing direktor

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36
Q

daur

A

recycle

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37
Q

mendaur ulang

A

to recycle; reuseable

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38
Q

dongkrak

A

boost, lift

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39
Q

mendongkrak ekonomi

A

to boost economy

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40
Q

eceran

A

retail

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41
Q

emisi gas rumah kaca

A

greenhouse gas emission

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42
Q

energi terbarukan

A

renewable energi

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43
Q

gadai

A

pawn

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44
Q

menggadaikan

A

to pawn

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45
Q

pegadaian

A

pawn shop

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46
Q

gagal bayar

A

default

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47
Q

ganti rugi

A

compensation

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48
Q

ceruk pasar

A

niche market

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49
Q

garis batang

A

barcode

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50
Q

gelap

A

dark, gloomy

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51
Q

menggelapkan

A

to embezzle

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52
Q

penggelapan (uang)

A

embezzlement

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53
Q

gelontor

A

pour, spill

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54
Q

menggelontorkan

A

to discburse

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55
Q

penggelontoran

A

disbursement

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56
Q

gerai

A

stand

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57
Q

hak cipta

A

copyright

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58
Q

hambatan tarif dan non-tarif

A

tariff and non-tariff barriers

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59
Q

hipotek

A

mortgage

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60
Q

industri hulu dan industri hilir

A

upstream and downstream industries

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61
Q

industri otomotif

A

automobile industry

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62
Q

jagawana

A

park ranger

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63
Q

jalur pelayaran

A

shipping line

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64
Q

jatuh tempo

A

due date

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65
Q

jumlah uang beredar

A

money supply/stock

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66
Q

grosiran

A

wholesale

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67
Q

gundul

A

bald, bare

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68
Q

menggunduli

A

to deforest

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69
Q

penggundulan hutan

A

deforestation

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70
Q

hak paten

A

patent

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71
Q

hutan gambut

A

peat forest

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72
Q

hutan bakau

A

mangrove forest

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73
Q

hutan lindung

A

protected forests

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74
Q

hibah

A

grant

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75
Q

hutan tropis

A

rainforest

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76
Q

kaji

A

study/review

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77
Q

mengkaji

A

to study/to review

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78
Q

kajian (ulang)

A

a review

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79
Q

keanekaragaman hayati

A

biodiversity

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80
Q

kemplang

A

evade

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81
Q

mengemplang

A

to evade

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82
Q

kemplangan (pajak)

A

(tax) evasion

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83
Q

kelangkaan pangan

A

food scaricty

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84
Q

kerja

A

work

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85
Q

bekerja

A

to work, to do a side job

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86
Q

pekerjaan sampingan

A

a side job

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87
Q

keringanan pajak

A

tax break

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88
Q

kesenjangan pendapatan

A

income disparity

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89
Q

ketahanan pangan

A

food security

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90
Q

kongkalingkong

A

collusion

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91
Q

konsumen dan produsen

A

consumer and producer

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92
Q

kredit bermasalah

A

non-performing loan

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93
Q

kredit rumah berisiko tinggi

A

sub-prime mortgage

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94
Q

laik

A

worthy, suitable

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95
Q

kelaikan terbang

A

airworthy, airworthiness

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96
Q

laporan bank

A

bank statement

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97
Q

limbah kimia

A

chemical waste

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98
Q

lowongan kerja

A

job vacancy

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99
Q

maskapai (penerbangan)

A

airline

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100
Q

(minyak) solar

A

diesel

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101
Q

musim paceklik

A

famine

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102
Q

neraca pembayaran

A

balance of payments

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103
Q

neraca transaksi berjalan

A

current account balance

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104
Q

obligasi

A

bond

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105
Q

organisasi nirlaba

A

non-profit organization

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106
Q

pagu utang

A

debt ceiling

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107
Q

pakan ternak

A

animal feed

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108
Q

pangsa pasar

A

market share

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109
Q

pasar valas (valuta asing)

A

forex (foreign exchange) market

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110
Q

pasok

A

supply

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111
Q

memasok

A

to supply

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112
Q

pasokan

A

supply

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113
Q

pemasokan

A

procurement, a supply

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114
Q

patok

A

peg, stake

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115
Q

mematok

A

to peg

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116
Q

pematokan nilai mata uang

A

pegging (a monetary term)

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117
Q

pialang saham

A

stock broker

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118
Q

pindai

A

scan

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119
Q

memindai

A

to scan

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120
Q

pemindai

A

a scanner

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121
Q

piranti lunak

A

software

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122
Q

prianti keras

A

hardware

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123
Q

pelaku usaha

A

businesses

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124
Q

pelabuhan persinggahan

A

port of call

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125
Q

pembangunan berkelanjutan

A

sustainable development

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126
Q

pembebasan pajak untuk waktu tertentu

A

tax holiday

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127
Q

pembukuan ganda

A

cooking the book

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128
Q

pengangguran terselubung

A

hidden unemployment

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129
Q

penilaian kemampuan dan kepatutan

A

fit and proper test

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130
Q

pengelolaan gas-gas rumah kaca

A

cap and trade system

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131
Q

penyuluhan pertanian

A

agricultural extension

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132
Q

perdagangan manusia

A

human trafficking

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133
Q

pesangon

A

severance

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134
Q

proyek titipan (politik gentong babi)

A

earmark (pork barrel)

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135
Q

ramah lingkungan

A

environmentally friendly

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136
Q

rasio kecukupan modal

A

capital adequacy ration (CAR)

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137
Q

reboisasi

A

reforestation

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138
Q

rejeki nomplok

A

windfall

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139
Q

rekening bank

A

bank account

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140
Q

reksadana

A

mutual fund

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141
Q

rompak

A

plunder, rob

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142
Q

merompak

A

to pirate

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143
Q

perompak

A

a pirate

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144
Q

perompakan laut

A

piracy at sea

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145
Q

rumah tangga

A

household (economic term)

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146
Q

(rupiah) menjadi rendah nilainya

A

(rupiah) was undervalued (monetary term)

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147
Q

sabuk gempa

A

ring of rie

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148
Q

saham

A

stock

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149
Q

sawah puso

A

parched rice field

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150
Q

simpan

A

store, save

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151
Q

menyimpan uang (di Bank Amerika)

A

to bank (in Bank of America)

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152
Q

sita

A

fine, seize, consfiscate

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153
Q

menyita

A

to foreclse

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154
Q

penyitaan rumah

A

aforeclosure

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155
Q

studi kelayakan

A

feasibility study

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156
Q

suaka margasatwa

A

wildlife preserve

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157
Q

suku bunga antar bank

A

inter bank exchange rate

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158
Q

suku cadang

A

spare parts

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159
Q

surat promes

A

primaryly notes, letters

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160
Q

surat sanggup bayar

A

promissory notes (financial term)

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161
Q

swamsembada pangan

A

food self-sufficiency

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162
Q

taksir

A

estimate, assess

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163
Q

menaskir

A

to estimate

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164
Q

taksiran

A

estimates

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165
Q

talang

A

drain, gutter

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166
Q

menalangi

A

to cover, to finance, to bail out

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167
Q

talangan

A

bailout

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168
Q

tanam

A

plant, invest

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169
Q

menanam

A

to invest

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170
Q

penanaman modal

A

investment

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171
Q

tata buku

A

bookkeeping

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172
Q

tatanan ekonomi

A

economic order

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173
Q

tebang pilih

A

high grading (forestry term)

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174
Q

tekor

A

to be short of money

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175
Q

tenaga panas bumi

A

geothermal, solar energi

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176
Q

surya

A

sun, solar

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177
Q

tenggat

A

deadline

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178
Q

tenggang waktu

A

grace period

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179
Q

(dolar menjadi) terlalu mahal

A

the dollar was overvalued

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180
Q

terumbu karang

A

coral reef

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181
Q

tombok

A

make up the difference

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182
Q

menombok

A

to add a sum of money to

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183
Q

tunjangan

A

benefit

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184
Q

uang giral

A

demand deposits

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185
Q

uang kartal

A

Currency

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186
Q

uang logam/receh

A

coins

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187
Q

uang santunan

A

compensation payment (insurance term)

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188
Q

undang-undang antipakat/persaingan/antimonopoli

A

antitrust law

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189
Q

utang negara

A

sovereign debt

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190
Q

wajib pajak

A

taxpayer

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191
Q

waralaba

A

franchise

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192
Q

wesel

A

money order

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193
Q

wiraswasta

A

entrepreneur

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194
Q

kewiraswastaan

A

entrepreneurship

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195
Q

banting

A

slam, throw

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196
Q

membanting tulang

A

to work hard

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197
Q

berurat akar

A

entrenched

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198
Q

cuci gudang

A

stock clearance

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199
Q

gulung tikar

A

out of business, bankrupt, insolvent

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200
Q

harga mati

A

fixed price

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201
Q

kantong kering

A

broke

202
Q

kerja serabutan

A

odd-job

203
Q

lintah darat

A

loan shark

204
Q

uang muka

A

down payment

205
Q

makan gaji buta

A

to get a sinecure

206
Q

APBN (Anggaran Pendapatan Belanja Negara)

A

National Budget

207
Q

AMDAL (Analisis Dampak Lingkungan)

A

Environment Impact Assessment

208
Q

HAKI (Hak Atas Kekayaan Intelektual)

A

IPR (Intellectual Property Rights)

209
Q

HTI (Hutan Tanaman Industri)

A

Industrial Forests

210
Q

HTR (Hutan Tanaman Rakyat)

A

Community Planted Forests

211
Q

NPWP (Nomor Pokok Wajib Pajak)

A

TIN (Tax indentifiation Number)

212
Q

KADIN (Kamar Dagang dan INdustri)

A

Chamber of Commerce and Industry

213
Q

KPR (Kredit Pemilikan Rumah)

A

Home Mortgage Loan

214
Q

PDB (Produk Domestik Bruto)

A

GDP

215
Q

memperdagangkan

A

to trade something

216
Q

larangan

A

ban

217
Q

menghina

A

despise, contemptible, degrade

218
Q

penghinaan

A

insult

219
Q

dipertimbangkan

A

consideration

220
Q

duka cita

A

mourning, deep sorrow, grief

221
Q

berduka cita

A

mourning

222
Q

suka cita

A

joy

223
Q

bersuka cita

A

rejoice

224
Q

cita-cita

A

future goals

225
Q

bercita-cita

A

aspire

226
Q

susah

A

difficult

227
Q

terpasang

A

installed

228
Q

pekerti

A

character

229
Q

pekerti yang luhur

A

noble character

230
Q

nampaknya

A

seemingly

231
Q

mengesampingkan

A

rule out

232
Q

dinas

A

service

233
Q

pendanaan

A

funding

234
Q

seingat saya….

A

I recall…

235
Q

menyerahkan

A

submit

236
Q

amanat

A

mandate

237
Q

berhasil tidaknya

A

success or failure

238
Q

sajikan

A

serve

239
Q

sengaja

A

deliberate, intentional

240
Q

bersifat

A

is

241
Q

andaikan

A

if

242
Q

andaikan saya orang presiden…

A

supposing, if (imagine)

243
Q

mencuplik

A

ro capture

244
Q

cuplikan

A

capture

245
Q

cuplikan

A

exceprt, snippet

246
Q

curang

A

fraudulent

247
Q

memancing

A

provoke, fish

248
Q

cerdas

A

intelligent

249
Q

asal-asalan

A

careless, slapdash

250
Q

jangan asal….

A

carelessly, do not be careless, do not be haphazard

251
Q

ingkar

A

refuse

252
Q

ingkar janji

A

broken promise

253
Q

kawal

A

escort

254
Q

pengawal president

A

bodyguard

255
Q

perijinan

A

licensing

256
Q

proses perijinan mudah dan cepat

A

easy adn fast permitting process

257
Q

pertama-tama

A

first of all

258
Q

diduga

A

suspected, allegedly

259
Q

dicurigai

A

suspected

260
Q

perjanjian perdagangan

A

trade agreement

261
Q

menghimbau

A

urges

262
Q

menuntut

A

demand

263
Q

suku bunga

A

interest rate

264
Q

persyaratan

A

terms (as in terms and conditions)

265
Q

ketertiban masyarakat

A

order

266
Q

agar

A

supaya

267
Q

begitulah

A

oh well, that’s the way it is

268
Q

perlakukan

A

treatment

269
Q

berlaku

A

valid

270
Q

kelakuan

A

behaviour

271
Q

sengkuni

A

person who gives bad information

272
Q

pemasukkan

A

entry, income

273
Q

menjalani ujian

A

undergo a test

274
Q

menjalani hukuman

A

undergo punishment

275
Q

pertambangan

A

mining

276
Q

secara bertahap

A

gradually, tidak langsung

277
Q

peringatan

A

warning

278
Q

ketegangan

A

tension

279
Q

santunan

A

assistance, compensation

280
Q

santunan asuransi

A

insurance compensation

281
Q

diganti oleh asuransi

A

compensation

282
Q

mencerminkan

A

reflect

283
Q

unsur

A

element

284
Q

secara tulus

A

sincere

285
Q

ketulusan

A

sincerity

286
Q

lebih manjur

A

effective, efficient

287
Q

ampuh

A

kuat sekali, potent

288
Q

tutur

A

said

289
Q

pembangunan berkelanjutan

A

Sustainable development

290
Q

keberlanjutan program

A

Program sustainability

291
Q

program ini harus belanjut

A

This program must continue

292
Q

program ini harus dilanjutkan

A

This program must continue

293
Q

daya beli

A

purchasing power

294
Q

tarif hidup

A

cost of living

295
Q

budaya kuno

A

ancient culture

296
Q

persaingan

A

competition

297
Q

mata pencaharian

A

livelihood

298
Q

memandang

A

view

299
Q

sisi

A

side

300
Q

wakil

A

representative

301
Q

pemasok

A

suppliers

302
Q

peluang

A

chance

303
Q

kerakusan

A

to greed

304
Q

ketamakan

A

greed

305
Q

pencapaian

A

achievement

306
Q

swasembada

A

self-supporting

307
Q

menabrak

A

to hit

308
Q

tabrakan

A

collision, accident

309
Q

meliput

A

to cover

310
Q

rombongan

A

entourage

311
Q

bergabung

A

to join

312
Q

pemurnian

A

smelter

313
Q

kilang

A

refinery

314
Q

peziarah

A

pilgrimage

315
Q

pelarangan

A

restriction

316
Q

kadar

A

level, tingkat

317
Q

pelepasan

A

release, discharge

318
Q

mempersulit

A

make more difficult

319
Q

sumur minyak

A

oil well

320
Q

pencemaran

A

pollution

321
Q

menunda

A

delay

322
Q

balai kota

A

town hall

323
Q

memayungi (payung)

A

umbrella

324
Q

penafsiran (tafsir)

A

interpretation

325
Q

imbas

A

dampak

326
Q

menilai

A

consider

327
Q

penurunan

A

reduction

328
Q

cuma

A

hanya

329
Q

bagi hasil

A

profit/production sharing

330
Q

penerapan

A

application

331
Q

menerapkan

A

apply

332
Q

perpajangan

A

extension

333
Q

rela

A

willing

334
Q

tak rela

A

unwilling

335
Q

betapa

A

how

336
Q

alangkah

A

how

337
Q

alih teknologi

A

tech transfer

338
Q

berpegang teguh

A

to hold firmly

339
Q

menghantui

A

to give a scary situation

340
Q

induk usahanya

A

mother company

341
Q

pemasukan

A

income

342
Q

alot

A

tough

343
Q

penetapan

A

determination

344
Q

menyerap

A

absorb

345
Q

gabungan

A

combination

346
Q

sanggup

A

very able, having the ability

347
Q

diumumkan

A

announced

348
Q

tembaga

A

copper

349
Q

kelonggaran

A

leeway

350
Q

bijih

A

ore

351
Q

patut

A

deserving

352
Q

acungan

A

to show

353
Q

jempol

A

thumb

354
Q

nyali

A

courage

355
Q

sejatinya

A

sebenarnya

356
Q

jebakan

A

trap

357
Q

terlanjur

A

gone too far

358
Q

menimbun

A

stockpile

359
Q

dimurnikan

A

refined

360
Q

kemustahilan

A

impossibility

361
Q

cadang

A

reserve

362
Q

setara

A

equal

363
Q

potong

A

to cut

364
Q

pemotongan

A

cutting, a cut

365
Q

membela

A

defend, advocate

366
Q

mempertahankan

A

to defend

367
Q

merekayasa

A

to mastermind

368
Q

pangkalan militer

A

base

369
Q

menguntungkan

A

profitable

370
Q

pengeboran

A

drilling

371
Q

mutakhir

A

cutting edge

372
Q

meminta

A

to ask for

373
Q

tertentu

A

certain

374
Q

melaksanakan

A

To implement, to carry out

375
Q

dilaksanakan

A

implemented, carried out

376
Q

bersaing

A

Competing

377
Q

persaingan

A

competition

378
Q

pesaing

A

competitor

379
Q

laporan tahunan

A

annual report

380
Q

pengetahuan

A

knowledge

381
Q

kemajuan

A

progress

382
Q

menulis kembali

A

rewrite

383
Q

rindu

A

homesick

384
Q

bertepuk tangan

A

to clap

385
Q

usulan anggaran

A

proposed budget

386
Q

mengusulkan

A

to propose

387
Q

memberi usulan

A

to give a propose

388
Q

melamar

A

to propose, apply (marriage, visa)

389
Q

nota kesepakatan

A

MOU

390
Q

itu kesalahan anda

A

it’s your fault

391
Q

mengeluh

A

to complain

392
Q

pelecehan seksual

A

sexual harassment

393
Q

menggarisbawahi

A

to underscore

394
Q

penerbit

A

publisher

395
Q

menerbitkan

A

to publish

396
Q

tenggat

A

deadline

397
Q

mengganggu

A

disturb

398
Q

kendaraan

A

vehicle

399
Q

memajaki

A

pay taxes

400
Q

mengenakan pajak

A

taxing

401
Q

melaksanakan peraturan

A

implement a regulation

402
Q

cabang

A

branch

403
Q

tunjangan

A

allowance, benefit

404
Q

perundingan

A

negotiation

405
Q

menjatuhkan sangsi

A

implement sanctions

406
Q

mencabut (membatalkan) sangsi

A

cancel sanctions

407
Q

keuntungan

A

profit, advantage

408
Q

kelebihan

A

advantage

409
Q

manfaat

A

advantage

410
Q

kerugian

A

detriment, loss

411
Q

kekurangan

A

disadvantage

412
Q

galak

A

fierce

413
Q

menggalakkan

A

to promote, to encourage

414
Q

merongrong

A

to undermine

415
Q

panutan

A

role model

416
Q

papar

A

explain

417
Q

memaparkan

A

to explain

418
Q

penemu

A

inventor

419
Q

mengolah

A

process

420
Q

kain

A

cloth, fabric

421
Q

menyalahkan

A

blame

422
Q

kesalahan

A

error

423
Q

perkebunan

A

plantation

424
Q

sejauh mata memadang

A

as far as i can see

425
Q

mata pencaharian

A

livelihood

426
Q

merakit

A

assemble

427
Q

menyedot

A

to suck

428
Q

sedotan

A

straw

429
Q

mengalihdayakan

A

outsource

430
Q

mempekerjakan

A

employ

431
Q

tercoreng

A

tarnished

432
Q

kekeliruan

A

kesalahan

433
Q

kekocakan

A

comical, hilarity

434
Q

berkecimpung

A

expert

435
Q

kecerobohan

A

messiness, carelessness

436
Q

cermat

A

careful

437
Q

anjlok

A

fall dramtically

438
Q

sesungguhnya

A

sebenarnya

439
Q

sorotan

A

spotlight

440
Q

terungkap

A

to uncover, to reveal

441
Q

kepatuhan

A

obedience

442
Q

mengusir

A

to get rid of

443
Q

hakikatnya

A

dasar, base, core

444
Q

menyusut

A

shrink

445
Q

jejak

A

trail

446
Q

jejak di atas kertas

A

paper trail

447
Q

penyelundupan

A

smuggling

448
Q

mematok

A

set the price

449
Q

menopang

A

support

450
Q

runtuh

A

collapse

451
Q

usang

A

out of date

452
Q

terobosan

A

break through

453
Q

awak

A

staff, crew

454
Q

dipadukan

A

integrated

455
Q

terpadu

A

to integrate

456
Q

penjatahan

A

allotment

457
Q

dibidik

A

targeted

458
Q

meritis

A

pioneer

459
Q

membumikan

A

to make active, materialize

460
Q

melepaskan

A

to release

461
Q

mementingkan

A

to prioritize

462
Q

mengutamakan

A

to prioritize

463
Q

tantangan

A

challenge

464
Q

terbiasa

A

accustomed

465
Q

memuji

A

to praise

466
Q

terkesan

A

be impressed

467
Q

mengesankan

A

to impress

468
Q

sangat mengesankan

A

impressive

469
Q

memberi kesan

A

impression

470
Q

putus sekolah

A

d.o.

471
Q

menafsirkan

A

to interept

472
Q

menekankan

A

to emphasize

473
Q

di bawah terkena

A

pressure

474
Q

pandangan

A

view

475
Q

proyek mercu suar

A

showcase project

476
Q

penghematan

A

austerity

477
Q

kinerja

A

performance

478
Q

menentang

A

against

479
Q

bertentangan

A

conflict

480
Q

pertentangan

A

opposition

481
Q

hikmah

A

wisdom

482
Q

kebijaksanaan

A

wisdom

483
Q

mengambil hikmah

A

what is the lesson learned?

484
Q

mempererat

A

to tighten, to strengthen

485
Q

rangka

A

framework

486
Q

dalam rangka

A

in order to

487
Q

pajak barang mewah

A

tax on luxury goods

488
Q

harapan

A

expectation

489
Q

biaya hidup

A

living cost

490
Q

jangka pendek

A

short term

491
Q

jangka panjang

A

long term

492
Q

mewarisi

A

inherit

493
Q

memperkirakan

A

to estimate

494
Q

lingkaran

A

cycle

495
Q

lingkaran setan

A

vicious cycle

496
Q

menyeimbangkan

A

to balance

497
Q

bertekad

A

to commit, to vow

498
Q

sentuh

A

touch

499
Q

menyentuh

A

to touch

500
Q

membantah

A

to deny

501
Q

mendistribusikan (membagi-bagi) keuntungan secara adil dan merata

A

distribute (or allocate) profits fairly and evenly

Book Unit 11: Business and Finance (16 decks)

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