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2025 NABARD CA > Union Budget 2025 > Flashcards

Union Budget 2025 Flashcards

1
Q

Nirmala Sitharaman presented her __th consecutive Budget this yr

A

8th

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2
Q

The Budget is to be presented mandatorily acc to Art ___ & ___ Act

A

Art 112 of the Constitution
FRBM Act 2002

Fiscal Responsibility & Budget Management

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3
Q

This was the ___th Budget of the Union of India, with theme ___

A

95th
Sabka Vikas

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4
Q

This was the ___th paperless budget presented

A

5th

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5
Q

Acc to union budget, new KCC limit is?

A

Rs. 5L

from current Rs. 3L

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6
Q

NPAs in Agri have only increased from 25.4% in 2023 to?

A

28.4% in 2024

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7
Q

The increase in limit of KCC from Rs. 3L to Rs. 5L will apply only to? How many accounts are they?

A

Accounts with good repayment track record
8 mn of 77.7 mn

No burden on banks

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8
Q

KCC Fisheries introduced in yr ___ has a collateral free loan limit of ___

A

2018-19
Rs. 1.6L

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9
Q

Interest rate in KCC

A

7%
3% rebate for timely repayment

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10
Q

Share of accounts in KCC that are to be impacted by the recent Budget?

A

About 10.3% of holders

about 8mn people

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11
Q

Dhan Dhanya Krishi Yojana aims to benefit ___ crore farmers in ___ districts

A

1.7 crore
100 districts

To ensure migration is an option not a necessity

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12
Q

The 100 districts in Dhan Dhanya Krishi Yojana will be?

A
  • Low productivity
  • moderate crop intensity
  • below avg credit districts
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13
Q

Acc to Union Budget, The Makhana Board & Nat Institute of Food Tech, Processing and Innovation will be set up in?

A

Bihar

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14
Q

What agri called in the union budget?

A

The 1st engine of development

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15
Q

Aatmanirbharta in pulses is set to run for?

A

6 yrs

Reduce dependency on rice -wheat in punjab haryana

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16
Q

Pulses targeted in aatmanirbharta in pulses?

A

Tur (pigeon pea)
Masoor (lentil)
Urad (black gram)

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17
Q

Tur, masoor, urad scientific name?

pigeon pea, lentil, black gram

A

Pigeon pea: Cajanus cajan
Lentil: lens culinaris
Black gram: Vigna mungo

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18
Q

In Mission for Aatmanirbharta in Pulses, procurement agency for the next 4 yrs?

A

NAFED & NCCF

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19
Q

In terms of money allocation, DoA&FW saw a dec of?

A

3%

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20
Q

India’s msme employ __ mn people & contributes ___% to our manufacturing output

A

75 mn people
36%

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21
Q

The msme sector received an allocation of ₹____ a hike of __% from 2024

A

₹23,168 crore
4.6% hike

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22
Q

Allocation for healthcare sector is ₹___ a whooping __% hike

A

₹1 Lakh crore
11% hike

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23
Q

Acc to union budget, govt intends to open ___ cancer day care centre in govt hospitals

A

200 new cancer day care centres by 2025-26

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24
Q

Rs. ___ core was allocated to AB PM-JAY a ___% inc

A

₹ 9406 crore
28.8 increase

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25
Q

Union budget aims to inc medical seats by ____ in the next 5 yrs

A

75,000

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26
Q

Jal jeevan mission (JJM) has been extended till the yr ____ with an allocation of ₹ ___

A

2028
₹67,000 crore allocation

From 2019. 195% higher

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27
Q

SBM-G allocation in the union budget is?

A

₹ 7,192 crore

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28
Q

Under Union budget 2025 CGTMSE credit limit has been enhanced to Rs. ___ & and additional credit of Rs. ___ for the next 5 yrs

A

Rs. 10 crore
Rs. 1.5 crore

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29
Q

Under Union Budget 2025, credit guarantees for term loans will be upto Rs. ___ for MSEs

A

₹20 crore

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30
Q

Credit guarantee for startups incr from Rs. 10 crore to Rs. ____ with a reduced guarantee fee of __% for loans in 27 focus sectors

A
  • to Rs. 20 crore
  • guarantee fee of 1%
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31
Q

For ___ enterprises, a custom credit card of Rs. 5L limit will be introduced in the 1st yr with ___ such cards being issued

A

Micro enterprises
10L cards

Those registered on Udyam Portal

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32
Q

New Fund of Funds worth Rs. ____ crore to be set up to support startups

A

Rs. 10,000 crore FFS

Existing AIFs have received Rs. 91,000 crore from FFS

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33
Q

Special scheme will be launched to support ___ (no. of) women and SC/ST first-time entrepreneurs. It will offer term loans up to Rs. ___ over the next 5yrs

A

5 Lakh women & SC/ST
Rs. 2 crore

Inspired by Stand Up India Scheme

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34
Q

Acc to Union Budget 2025, Rs. ___ has been allocated for irrigation & rural infrastructure

A

Rs. 1.5 lakh crore

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35
Q

Acc to the Union Budget, A urea plant is to be set up in ____ with an annual capacity of 12.7L Metric Tonnes

A

Namrup Assam

3 dormant plants in eastern india - reopened

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36
Q

Cuts in Food & Fertilizer subsity has reduced them to?

A

Food = Rs. 1.97 L crore
Fertilizer = Rs. 1.67 L crore

high costs, low farmer incom: MSP dsn’t cvr input cost rise

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37
Q

Irrigation and flood control allocation reduced from Rs. 350 crore to?

A

Rs. 325 crore

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38
Q

Capex of crops, AH, dairying and fisheries has reduced from Rs. 119 crore to?

A

Rs. 84.3 crore

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39
Q

Rs. ___ allocated to NMNF despite concerns of ___% yield reduction.

A

Rs. 459 crore
25-30% yield reduction

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40
Q

Core Objectives of Dhan Dhanya Krishi scheme

A
  • Enhance Agricultural Productivity
  • Promote Crop Diversification & Sustainable Practices
  • Strengthen Post-Harvest Infrastructure at panchayat and block levels
  • Improve Irrigation Facilities
  • Ensure Access to Credit (both long-term and short-term)
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41
Q

Union budget announced Grameen Credit Score Framework for assisting ____ no. of rural ____ members access to credit at an individual level

A

100 million rural SHG members

Individual credit score based on SHG credit performance

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42
Q

The rural development ministry has partnered with _____ to spur sale of products by SHGs

A

The Government e-Marketplace (GeM)

E-commerce like Amazon& meesho too

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43
Q

3 objectives the budget tries to accomplish that don’t usually go together?

A
  1. Reduce taxes
  2. Reduce fiscal deficit
  3. Stimulate growth
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44
Q

Capex has grown from ₹3 tn in 2019 to?

A

> ₹11 tn in 2024

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45
Q

Can tax cuts stimulate growth in economy?

A

Previous experience suggests otherwise
2019 corporate tax cuts resulted in ₹1.85 trillion loss in revenue
But investments did not trickle in as only 0.1% companies invested anew

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46
Q

Union budget increased FDI cap in insurance from 74% to?

A

100%

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47
Q

The increase in FDI limit in insurance will apply to companies that?

A

invest their entire premium in India

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48
Q

What percentage of foreign employees’ salaries in electronics manufacturing in India will be taxed under the new presumptive tax regime introduced in the 2025 Budget

A

25%

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49
Q

India’s electronics manufacturing sector is expected to double to over ___ in the next 3-4 years

A

$200 billion

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50
Q

What is the projected increase in the income tax collection for the government as per the 2025 Budget?

A

14.4%

Higher than expected GDP growth of 10%

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51
Q

4 engines of growth acc to union budget?

A
  1. Agri
  2. Msme
  3. Investment
  4. Export
52
Q

Acc to Union Budget 2025, The Makhana Board in Bihar will have an allocation of?

A

Rs. 100 crore

focus on training farmers and making them export ready

53
Q

Fiscal deficit target for FY ending March 2025? Fiscal deficit for FY26?

A

4.8%
FY26: 4.4%

Diff btw total expendit & sum of rev receipts and non-debt capital recei

54
Q

Budget plans to bring debt-to-GDP ratio down to?

A

< 50% by 2031

plan to reduce national debt

55
Q

Union Budget Allocation for Smart Cities & Urban Development?

A

Rs. 50,000 crore

56
Q

The High Yield Crop Program is set to benefit ____ farmers

A

17 million farmers

57
Q

Budget allocation for education?

A

Rs. 1.3 L crore

58
Q

Acc to Budget, ____ new schools are to be upgraded with digi classrooms

59
Q

Budget allocation for Women Empowerment Programs

A

Rs. 1.2 L crore

60
Q

India’s 1st Nuclear energy mission launched with target?

A

100 GW Nuclear Power by 2047

61
Q

Mission aimed at strengthening research & commercial availability of over 100 new HYV, climate resistant seed.

A

National Mission on High Yielding Seeds

62
Q

The Mission for Cotton PRoductivity is set to run for?

63
Q

The 5F vision of Mission of Cotton Productivity?

A

Farm -> Fibre > Factory > Fashion > Foreign

64
Q

India is the ___ largest producer of fish globally with Rs. ___ in seafood export

A

2nd largest producer
Rs. 60,000 crore

65
Q

Union Budget’s action on Genetic conservation?

A

2nd Gene Bank with 10L germplasm lines

for future of food & nutritional security

66
Q

A multi-sectoral initiative to reduce underemployment in agri & stimulate the rural economy focussing on skilling, investment, diversification of income sources, etc.?

A

Rural Prosperity & Resilience Programme

67
Q

Ph1 of Rural Prosperity & Resilience program will cover ___ agri-districts involving global & domestic best practices with support from multilateral ____

A

100 developing agri-districts
Development banks

68
Q

A revamped central KYC registry will be introduced by?

A

2025

reducing compliance burdens

69
Q

5 focus areas of National Manufacturing Mission?

A
  1. Ease & cost of DB
  2. Future ready workforce for High Demand jobs
  3. Strengthening MSMEs
  4. Tech availability & adoption
  5. Ensuring quality standards for products
70
Q

A dedicated export promotion mission will be set up by Ministry?

A
  • MoCI
  • MoF
  • MoMSME
71
Q

A Rs. ____ Urban Challenge Fund that support cities as growth hubs, creative redevelopment and for water & sanitation has been set up, with Rs. ____ allocated for FY25-26

A

Rs. 1 L crore
Rs. 10,000 crore

72
Q

Acc to Union Budget, new UPI-linked credit cards of Rs. ____ limit, will be disbursed to PM SVANidhi vendors

2020-2024 (loans to be repaid by 2028)

A

Rs. 30,000

higher loan amts and capacity building spport to be provided too

73
Q

____ houses have been completed with ____ more in 2025 under SWAMIH scheme

Special Window for Affordable & Mid-Income Housing

A

50,000 completed
40,000 more in 2025

74
Q

A Rs. ____ blended finance SWAMIH Fund 2 to be released to complete additional ____ housing units

A

Rs. 15,000 crore
additional 1L housing units

75
Q

____ new ATL labs in Govt schools over the next 5 yrs

Atal Tinkering Labs

A

50,000 ATL labs

76
Q

Scheme for digital Indian-language books for schools & higher to enhance understanding

A

Bharatiya Bhasha Pustak Scheme

77
Q

A Rs. ____ allocation made to states for 50 yr interest free loans

A

Rs. 1.5 L crore

78
Q

Asset Monetisation Plan to run from? with Allocation?

A

2025-30
Rs. 10 L crore

79
Q

JJM aims to achieve 100% coverage in rural households in the?

A

next 3 yrs

through Jan Bhagidari

80
Q

Nuclear Energy Mission investment? Aims to operationalise at least ___ indigenously developed SMRs by ___

A

Rs. 20,000 crore
at least 5 SMRs
by 2033

Small Modular Reactors

81
Q

public debt will continue to haunt at ____% of GDP

82
Q

Allocation of Dept of Science & Tech (DST) has increased 3 times to?

A

Rs. 28,000 crore

83
Q

FM has accounted for Rs. 23,000 crore in FY 25-26 Budget as net additional resources to be drawn from?

A

Dedicated reserve funds

OIDF, AIDF Universa Service Obligation Fund - will reduce fiscal deficit

84
Q

Fertiliser payments for:
* Urea
* P&K Fertilizers
* Additional reserve

A
  • Urea: Rs. 10,000 cr
  • P&K Fertilizers: Rs. 3000 cr
  • Additional: Rs. 11600 cr
85
Q

Investment & Turnover limit classification for MSMEs have been enhanced to? - Imp

A

Investment: x2.5
Turnover: x2 Times

help achieve higher efficiency of scale, tech & capital

86
Q

Current investment limits of msme?

A

Micro: 2.5 crore
Small: 25 crore
Medium: 125 crore

x2.5 times

87
Q

Revised turnover limit for msme?

A

Micro: 10
Small: 100
Medium: 500 crore

x2 times

88
Q

A scheme that supports make in India for clean tech manufacturing like PV cells, EVS, etc.

A

National Manufacturing Mission

89
Q

In the Bharatiya Bhasha Pustak Scheme, what is the fullform of ASMITA?

A

Augmenting Study Materials in Indian Language through Translation & Academic Writing

22,000 book to be developed

90
Q

Growth in Nominal GDP has been?

91
Q

Aim of reducing outstanding liabilities to 50% by _____, estimated to be ___% of GDP by 2025-26

A

March 2031
56.1%

92
Q

Receipts (excluding borrowings) in 25-26 are an increase of ___%

A

11.1%

Over the RE for 24-25

93
Q

Total expenditure in FY25: Approx Rs. 50,000 crore a ___% inc where
* cap expenditure is ___% inc
* rev expenditure is ___%

A

Total: 7.4%
Capex: 10.1%
Rev: 6.7%

94
Q

Expected growth in collection of corporate tax?

95
Q

In Pm SVANIDHI, UPI linked CC limit inc from Rs. 10k to

96
Q

Allocation for setting up Centre for Excellence in AI Education?

A

Rs. 500 crore

97
Q

A high level committee for regulatory reforms to be set up for a review of all?

A

Non-financial sector regulations, certifications, licenses & permissions

98
Q

limit for tax deduction on interest for senior citizens is?

A

Rs. 1 L

from 50,000 (doubled)

99
Q

In Budget 25-26, top 13 ministries in terms of allocation acc for ___% of total expenditure?

A

53% of total expenditure

100
Q

Min of Defence has the highest allocation of Rs. ____ or ___% of expenditure?

A

Rs. 6.81 L crore
or 13.4% of expenditure

6% increase

101
Q

Ministry of Road transport nd highways & Railways have the 2nd & 3rd highest allocation of?

A

Road: Rs. 2.87 L crore (5.7% of expen)
Railways: Rs. 2.55 L crore (5%)

102
Q

Allocation for MoRD in Union Budget?

A

Rs. 1.90 L crore
8.3% inc

103
Q

Highest share of expenditure is seen for which 2 sectors?

Also for pension?

A

States share: 22%
Interest Payment: 20%

Central sector scheme: 16% & Pension: 4%

104
Q

Income of rupee is majorly from which 2 sectors?

A

Borrowings: 24%
Income Tax: 22%

GST: 18%

105
Q

Allocation for PM KISAN is?

A

Rs. 63,500 crore

No change from last year

106
Q

PMAY-G allocation?

A

Rs. 54,800 crore

69% increase

107
Q

National Health Mission allocation?

A

Rs. 37,227 crore

3.4% increase

108
Q

MISS allocation?

Modified Interest Allocation Scheme

A

Rs. 22,600

0% increase

109
Q

Allocation for Saksham Anganwadi & POSHAN 2.0?

A

Rs. 21,960

9.4% increase

110
Q

Surya Ghar Muft Bijlee Yojana Allocation?

A

Rs. 20,000

80.2% increase

111
Q

Which sector has been allocated the highest capex in the Budget?

A

Infrastructure: Rs. 6.45 L crore

112
Q

Primary objective of the Gyan Bharat Mission launched on Feb 3 2025?

A

Surveying, documenting & conserving >1 cr manuscripts

digitally and creating a centralised reporsitory

113
Q

National Mission on Manuscripts to become autonomous with a funding of Rs. ____ till year ____

A

Rs. 492 crore
till 2031

114
Q

National Mission for Manuscripts was established in? By Ministry of?

A

2003
Ministry of Tourism

Till 2031

115
Q

A Mission that aims to cover 1 crore manuscripts for conservation?

through digitization and a centralized approach

A

Gyan Bharatam Mission

Unclear if it will merge with NMM

116
Q

Enhanced Budget of NMM to accomodate Gyan Bharat Mission?

A

Rs. 60 crore

Rs. 3.5 crore

117
Q

Procurement of tur will continue at ___% of state production till 2028 through ___ portal

A

100%
eSamridhhi Portal

118
Q

Budget allocation for MoAFW has increased to?

A

Rs. 1.37 L crore

119
Q

Food grain production has surged to ____ MT in 2023-24
While Kharif production for 2024-25 is ____ MT

A

Food grains: 3323 LMT
Kharif: 1647 LMT

Kharif acc to 1st AE

120
Q

Msp for paddy and wheat has grown to?

A

Paddy: Rs. 2300/q
Wheat: Rs. 2425/q

121
Q

Total area under foodgrain crops reached from 120 m ha in 2014-15 to ___ in 2023-24

122
Q

Growth rate of Agri sector and GVA

A

3.5% growth
About 30% by FY23

123
Q

Total paddy & wheat procurement from 2014-15 to 2203-24?

A

P = 6900 LMT
W = 3072 LMT

124
Q

Access to agri loans for S&M farmers inc to?

A

76% in 2023-24

125
Q

Budget allocation for Samagra Shiksha?

A

Rs. 41,250

11.5% increase

126
Q

PM FBY received an allocation of Rs. ____ crore in the Union Budget, a sharp reduction of ___% compared to 2024-25

A

Rs. 12,242 crore
23% reduction

2025 NABARD CA (13 decks)

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