HCES/ LEADS/ASER/NAFIS etc. Flashcards
The average MPCE in rural and urban India in 2023-24 has been estimated to be Rs.____ & Rs. ____, resp without taking into account the values of items received free of cost through social welfare programmes
Rural = Rs. 4122
Urban = Rs. 6996
Acc to HCES 2023-24, Rural poverty declined to ___% and urban poverty to ___%
Rural = 4.9%
Urban = 4.1%
Acc to SBI, National level poverty dropped from 21.5% in 2011 to ___
5% in 2023-24
Which committee post independence, recommended moving away from calorie based poverty estimation to a broader consumption basket?
Tendukar Committee (2009)
Redefined by Rangarajan Committee - rejected
Avg MPCE incr by ___% in rural areas & ___% in urban areas
rural = 9%
urban = 8%
Rural urban gap in consumption has come down to?
70%
Sustained momentum in growth of rural india
Top 3 states that have spent the highest on rural conveyance?
Kerala, Goa, TN
Top 3 states that have spent the highest on Urban conveyance?
Manipur, TN, Goa
Gini Coeff has declined to ___ in rural areas and ___ in urban areas
Rural = 0.23
Urban = 0.28
Avg MPCE increased the most (22% -19%) for?
The bottom 5-10% in both urban & rural areas
Among states MPCE, rural & urban is highest for?
Sikkim
Rural – Rs. 9,377 and Urban – Rs. 13,927
Among states MPCE, rural & urban is lowest for?
Chattisgarh
Rural – Rs. 2,739 and Urban – Rs. 4,927
Among the UTs, MPCE is the highest in?
Chandigarh
Rural – Rs. 8,857 and Urban – Rs. 13,425 (lower than Sikkim)
Among the UTs, MPCE is the lowest in?
Rural = Daman Diu, Dadra & Nagar Haveli
Urban = J&K
DDDN = Rs. 4311, J&K = Rs. 6325
Rural-urban difference in MPCE among the states is the highest in?
- Meghalaya
- Jharkhand
- Chhattisgarh
3 dimensions of HDR?
- Life Expectancy
- Education
- Standard of Living
How many indicators are there in HDR? what are they?
4 indicators:
- Life expectancy at birth
- Expected yrs of schooling
- Mean yrs of schooling
- GNI
What are the SDGs, wrt to the indicators of the HDR?
- Life expectancy at birth (SDG 3)
- Expected yrs of schooling (SDG 4.3)
- Mean yrs of schooling (SDG 4.4)
- GNI (SDG 8)
SDG 3, 4 & 8?
3 - Good Health
4 - Education
8 - Decent work & economic growth
India is in ____ Human development category
medium
Who released the 6th “Logistics Ease Acress Different States (LEADS)” Report?
Min of Commerce & Industry
Promote inter-state competitiveness in logistics
LEADS Report by Min of Commerce was conceived on the lines of?
Logistics Performance Index of World Bank
in 2018
LPI is based on how many pillars & what are they?
4 pillars:
- Logistics Infrastructure
- Logistics Services
- Operating & Regulatory Env
- Sustainable Logistics
Sustainable Logistics - introduced in 2024. SIOS
In LEADS Report 2024, what are the 5 states in Achiever category in coastal areas?
Guj
Karnataka
Maha
Odisha
TN
In LEADS Report 2024, which states are classified as Fast Movers in coastal areas?
Andhra & Goa
In LEADS Report 2024, which states are classified as Achievers in landlocked areas?
Haryana, Telangana, UP Uttarakhand
Chandigarh, Delhi - Achievers in UTs
In LEADS Report 2024, which states are classified as Achievers in NER?
Assam
Arunachal
Manipur - Aspirer
Who releases World Economic Situation & Prospects Report?
UN DESA + UN CTAD
+ 5 regional UN commissions
Acc to World Economic Situation & Prospects Report, India’s economy is expected to inc by __% in 2025 and __% in 2026
6.6% in 2025
6.7% in 2026
Acc to World Economic Situation & Prospects Report, the South Asia region is projected to grow at ___% in 2025 and __% in 2026
5.7% in 2025
6% in 2026
Acc to NABARD’s Rural Economic Conditions & Sentiments Survey, __% rural households reported an inc in consumption expenditure?
78.5%
6.7% yoy rural consumption growth
Who releases Global Cybersecurity Outlook report?
WEF
Global Economic Prospects Report is by?
WB
Global Economic PRospects Report by WB shows that global economy may witness ___ performance by the end of 2024
poor performance
the slowest half-decade of GDP growth in 30 yrs
Frequency of Global Economic Prospects Report by WB?
Twice a year
(Jan - June)
Global economy is projected to experience slowest half-decade of GDP growth in 3 decades with growth rate at?
2.4% in 2024
medium term (5yr) outlook has worsened for developing economies
Growth rate of Developing economies acc to Global economic prospects report?
3.9%
India at 6.7 for FY26 and 7% for FY25 Acc to WB
Report ‘Global Investment Trends Monitor Report’ has been released by?
UNCTAD (1964)
Completed 60th Anniversary in 2024
Global Investment Trends Monitor Report by UNCTAD, globally FDI has declined to?
8%
protectionism & isolatism on the rise - threatens SDGs & infra
Future of Jobs Report is by?
WEF
every 2 yrs
ASER is released by?
Annual Status of Education Report
NGO Pratham
for rural household survey of children’s education
Basic ASER measures enrolment for children aged ____ & reading and arithmeti for children aged ____
3-16
5-16
Acc to ASER govt school enrolment during the pandemic rose from 65.6% to?
72.9%
The number is back to 66.8%
Digital Payments Index by RBI was launched in?
2021
index to measure spread of digital payments across the country
Base year of Digital Payments index is?
2018
has 5 parameters
Acc to NITI Aayog, States with highest education funding?
Maha, Bihar, TN
Acc to NITI Aayog, Female Enrolment is highest in states?
Kerala, Chhattisgarh, HP
Acc to NITI Aayog, national avg of university density is ___ where ____ has the highest density of 10.3
0.8
Sikkim has highest density
Followed by Arunachal, Ladakh
Acc to Economic Outlook 2025 report, india will become the world’s 4th largest economy by ___
2026
Surpassing Japan
Acc to PHDCCIs Economic Outlook 2025 report, India’s GDP will grow at 6.8% in FY25 and ___% in FY 26
7.7%
Acc to NABARD’s NAFIS report, ___% of households own a tractor and ___% own a Micro irrigation equipment
Tractor: 9.1%
Micro irrigation: 6.9%
Significant dependence on manual methods of farming 7 low mechanisation
Acc to NAFIS report, ___% of households own a milch animal & ___% own small ruminants
Milch: 61.3%
Small ruminants: 21.9%
Larget livestock population in the world
Acc to NABARD NAFIS Report, Poultry birds are owned by ___% of households
17.9%
Acc to NAFIS report, only about ___% of rural households invested in financial assets
4%
Acc to NAFIS report, in ___% of rural households at least 1 woman in a family saved in an institution
42%
Avg of about Rs. 20,000 in an agricultural yr (1st Jul-Jun 30th)
Acc to NAFIS report, ___% of agri-households have an outstanding debt
55%
more than non-agri households
Acc to NABARD NAFIS report, ___% of rural households & ___% of agri-households had at least 1 member with an insurance
80%
86%
Acc to NAFIS report, ___% of agri-households took a loan, where ___% were from institutional sources
50%
75% - institutional
23% non-institutional
Among agri-households, ___% have a crop insurance and __% have an animal insurance
10% - crop
2% - animal
Acc to NAFIS report, ___% households report membership with SHGs and ___% with JLGs
26%
1.8%
1.3% in FPOs
Top 3 durable assets owned by rural india acc to the NABARD Nafis report?
Mobile (98%) > TV (66%) > Refridgerator (33%)
AC lowest
Acc to NAFIS report, in rural India, ___% of female workers attended domestic duties only
54%
10% attending educational institutes
Acc to NAFIS report, share of male workers in rural India who are self employed or work as farmers?
28%
followed by casual wage/MGNRENA or regular salaries: 19% each
Acc to NAFIS report, merely ____% of members reported to have received any training
14%
imminent need of skill building. about 10% expressed need to learn
Acc to NAFIS Report, huge regional disparity was seen in household income. Where Avg household income was highest for?
Punjab & Haryana @ Rs. 21,700 approx.
Lowest: Bihar, Odisha, Jharkhand at Rs. 8,800. All India Avg: Rs. 12.5k
Acc to NABARD NAFIS Report, Agri households with more than 2 ha of land earned close to ___ amt by smaller farmers
2 times the amt of small landlondings
Households with lower land size tended to diversify their income.
Acc to NAFIS Report, households with >2 ha of land reported drawing ____% of their income from cultivation
61%
livestock showed dec contribution to income with inc class size
NABARD considers Financial ____ & ____ as a pre-requisite for empowerment, employment, economic growth, poverty reduction & social cohesion.
Financial widening and financial deepening
The expansion of financial services and growth of financial institutions is known as?
Financial Widening
An increase in per capita amt of financial services & institutions or an inc in ratio of financial assets to income is
Financial deepening
Acc to ____ the progression of financial access, growth & income dynamics of different generations are closely related
World Bank
Who headed the Committee on Financial Inclusion?
Dr. C Rangarajan
2008
The process of ensuring access to financial services and timely, adequate credit, where needed, by vulnerable groups such as weaker sections and low-income groups, at an affordable cost is known as?
Financial Inclusion
Acc to Rangarajan Committee on Financial Inclusion
Acc to NABARD NAFIS report, World Bank reported, that 53% adults had a bank account in India which increased to ___% in 2021
77% in 2021
About 55% JDY accounts are by women
To promote sustainable and balanced agri and rural dev, thru participativ financial & non-fin interventions, promoting innovations, technology adoption, & institutional development for enhanced rural prosperity.
Mission of NABARD
Acc to NAFIS report, which state had the largest reported land ownership/household?
Nagaland > Rajasthan
Ladakh, Bihar % Uttarakhand had the smalled land holdings
Acc to NAFIS Report, __% households had land of 2ha+, while __% has less than 0.4 ha of land
8%
44%
Acc to NAFIS report, avg landholding size?
0.74 ha / agri-household
Maha > Naga, highest land size/ agri household Ladakh lowest
Acc to NABARD’s Microfinance report, what is the largest microfinance programme in the world? with how many households and how many SHGs?
SHG-BLP
17.8 crore households through 144 L SHGs
Which region of India has the highest share in no. of savings linked SHGs
Eastern Region 30.2%
Followed by southern 29.7%. Lowest in Northen 5.6%
Acc to the Microfinance report, of the 144.2 L SHGs, how many are by women?
83.5%
Acc to the Microfinance Report, which states have the highest no. of savings linked - SHGs
Maha > WB > Bihar > TN
% growth highest in Tripura
Acc to Microfinance report, overall avg /SHG savings at all-India level increased by?
14%
Acc to Microfinance Report, supply side challenges are:
- perception of SHGs as ____ borrowers
- absence of ___ networks
High risk borrowers
Absence of BC networks
Acc to Microfinance Report, Demand side issues are a lack of adequate ____ and business ___ among SHG members for availing higher credit, skill gaps for income generation
financial literacy & business acumen
States with highest credit-linked SHGs?
Andhra > Karnataka > Telangana > WB
top performing in loan disbursement in 2023-24
Acc to the Microfinance report, Top banks in terms of loan disbursement to SHGs?
Commercial (61%) > RRBs (35%)
psb: SBI >UBI, pvt: ICICI >HDFC
In which region do RRBs dominate over commercial banks in loan disbursement
NER
Rest: Commercial
Which region had the highest incidence of NPAs, acc to microfin report
Northern > Central
Eastern > Southern lowest
The 1st Micro Finance Institute was established in?
1996
Eg: NBFC-MFI
Financing of JLGs was introduced in ____ by NABARD
2004-05
grant to banks and others for formation of JLGs
m-Suvidha is an initiative by?
NABARD
microenterprises thru skill upgradation for women - end to end intervent
A project by NABARD that aims to build capacities and enable asset generation by the ultra-poor women and graduate them to access formal financial services
GRIP (Graduated Rural Income Generation Project)
GRIP by NABARD will be implemented in which 5 states?
MP, Maha, Odisha, Jharkhand & Meghalaya
Which states have the highest incidence of indebtedness acc to NAFIS rep
Telangana, Andhra, Karnataka, TN
Mizoram, Sikkim Lowest
Acc to NAFIS report about ___% of rural households availed loans for household expenditure - highest reason of borrowing, followed by ___ which is ____% of Agri households
29% of rural households
Followed by Capital expenditure on Farms at 21%
Acc to NAFIS report, ___% households have availed KCC (1998)
44%
77.7 cr acc to Eco Survey 2025
