The financial environment Flashcards

1
Q

the Treasury

A

Le Trésor, le ministère des Finances

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2
Q

the Chancellor of the Exchequer

A

le chancelier de l’Echiquier, le ministre des Finances (GB)

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3
Q

the Bank of England

A

la Banque d’Angleterre

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4
Q

a central bank

A

une banque centrale

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5
Q

The Old Lady of Threadneedle Street

A

la Vieille Dame de Threadneedle Street (surnon affectueux donné à la Banque d’Angleterre)

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6
Q

money supply

A

masse monétaire

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7
Q

lender of last resort

A

prêteur en dernier recours

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8
Q

Financial Services Authority (FSA)

A

organe de contrôle des services financiers (GB, jusqu’en 2013)

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9
Q

Financial Conduct Authority (FCA)

A

organe de contrôle des services financiers (GB, à partir de 2013)

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10
Q

Prudential Regulation Authority (PRA)

A

organe de contrôle du secteur bancaire (GB, à partir de 2013, adossé à la Banque d’Angleterre)

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11
Q

self-regulation

A

auto-réglementation

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12
Q

a currency

A

une devise

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13
Q

shadow banking, shadow financial sector

A

banque de l’ombre, finance fantôme

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14
Q

hedge fund

A

fonds spéculatif

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15
Q

tax haven, offshore financial centre

A

paradis fiscal, centre financier offshore

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16
Q

tax evasion

A

évasion fiscale

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17
Q

money laundering

A

blanchiment/recyclage d’argent sale

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18
Q

shell company

A

société écran

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19
Q

the Federal Reserve, the Fed

A

la Réserve fédérale, la Fed

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20
Q

Fort Knox

A

Fort Knox (réserve d’or des USA)

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21
Q

Open Market Committee (FOMC)

A

Commission chargée de l’émission des bons du Trésor

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22
Q

the chairman of the Fed

A

le président de la Fed

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23
Q

the Federal Reserve Board

A

le conseil de direction de la Fed

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24
Q

soft landing

A

atterrissage en douceur (de l’économie après une période de surchauffe)

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25
Q

hard landing

A

atterrissage brutal

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26
Q

the Securities and Exchange Commission (SEC)

A

la SEC (commission de surveillance des marchés)

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27
Q

a stock market watchdog

A

un gendarme de la bourse

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28
Q

to prosecute

A

poursuivre en justice

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29
Q

Ponzi scheme

A

pyramide Ponzi

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30
Q

public limited company, PLC (GB, IRL)

A

équivalent d’une SA en Grande-Bretagne et en Irlande

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31
Q

Alternative Investment Market (AIM)

A

second marché de la Bourse de Londres (GB)

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32
Q

listing requirements

A

formalités d’admission à la cote

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33
Q

private limited company, Ltd (GB)

A

équivalent d’une Sàrl

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34
Q

stock market

A

marché boursier (terme général)

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35
Q

stock exchange

A

bourse

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36
Q

equity market

A

marché d’actions

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37
Q

partneship

A

société de personnes

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38
Q

unlimited liability

A

responsabilité illimitée

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39
Q

limited liability partnership (LLP)

A

société de personnes à responsabilité limitée

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40
Q

corporation (US)

A

équivalent d’une SA aux USA

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41
Q

mergers and acquisitions (M&A)

A

fusions et acquisitions

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42
Q

security

A

valeur négociable, titre

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43
Q

securities market

A

bourse de valeurs

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44
Q

parent company

A

société-mère

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45
Q

subsidiary

A

filiale

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46
Q

fully-owned subsidiary

A

filiale à 100%

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47
Q

associated company

A

filiale à intérêts minoritaires

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48
Q

minority interests

A

intérêts minoritaires

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49
Q

a hands-on policy

A

politique autoritaire, politique interventionniste

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50
Q

a hands-off policy

A

politique non-interventionniste

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51
Q

a multinational

A

une multinationale

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52
Q

a conglomerate

A

un conglomérat

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53
Q

blue chip

A

société de premier ordre, société de premier plan

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54
Q

Lombard Street

A

la rue des banquiers dans la City de Londres

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55
Q

universal bank

A

banque universelle

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56
Q

commercial/retail bank

A

banque commerciale

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57
Q

high-street bank (GB)

A

grande banque commerciale (implantée partout)

58
Q

a merchant bank (GB)

A

une banque d’affaires

59
Q

a building society

A

une caisse d’épargne à l’immobilier

60
Q

clearing bank (GB)

A

banque chargée du traitement des chèques

61
Q

cheque book

A

chéquier

62
Q

current account

A

compte courant

63
Q

deposit account

A

compte de dépôt

64
Q

savings account

A

compte épargne

65
Q

savings bank

A

caisse d’épargne

66
Q

credit card

A

carte de crédit

67
Q

cash card

A

carte de paiement

68
Q

bank/account statement

A

relevé bancaire/de compte

69
Q

balance

A

solde

70
Q

overdraft

A

découvert

71
Q

giro, money transfer

A

virement

72
Q

cash dispenser, cash machine, automatic teller machine (ATM)

A

distributeur de billets

73
Q

loan

A

prêt

74
Q

mortgage loan

A

prêt hypothécaire

75
Q

prudential ration

A

ratio prudentiel

76
Q

run on the bank

A

ruée sur les banques, panique financière

77
Q

too big to fail bank

A

banque trop importante pour faillir

78
Q

taxpayers’ money

A

l’argent du contribuable

79
Q

cashier, clerk

A

caissier, employé de banque

80
Q

rogue trader

A

trader voyou

81
Q

a credit squeeze

A

resserrement du crédit

82
Q

a commercial bank

A

une banque commerciale

83
Q

an investment bank

A

une banque d’affaires

84
Q

a branch

A

une agence

85
Q

giro system

A

système de traitement des chèques

86
Q

check (US)

A

chèque

87
Q

Savings and Loans (S&L)

A

caisse d’épargne (pour l’immobilier)

88
Q

thrifts

A

surnom des S&L

89
Q

mortgage loan

A

prêt hypothécaire

90
Q

a securities house

A

maison des titres

91
Q

to securise, securisation

A

titriser, titrisation (transformer un actif en valeur négociable)

92
Q

subprime debt

A

dette à haut risque

93
Q

mortgage-backed security (MBS)

A

crédit hypothécaire titrisé

94
Q

collateralised debt obligations (CDO)

A

obligation adossée à des actifs

95
Q

off balance sheet (operation)

A

(opération) hors bilan

96
Q

brokerage firm

A

firme de courtage

97
Q

quantitative easing (QE)

A

aide publique financière aux établissements en difficulté (rachat de dettes risquées et offre de liquidités)

98
Q

Dodd-Frank Act

A

Loi Dodd-Frank (encadrement des activités financières)

99
Q

to fail

A

faire faillite

100
Q

to bail out

A

renflouer

101
Q

tu plummet

A

chuter à pic

102
Q

meltdown

A

effondrement (du système financier)

103
Q

tax haven

A

(paradis fiscal) abris fiscal

104
Q

offshore financial centre

A

centre financier extra-territorial

105
Q

offshore fund

A

fonds d’investissement extra-territorial

106
Q

banking secrecy

A

secret bancaire

107
Q

insider trading

A

délit d’initié

108
Q

hedge fund

A

fonds spéculatif

109
Q

PO box

A

boîte postale

110
Q

the Channel Islands

A

les Îles anglo-normandes

111
Q

capital gains tax (CGT)

A

impôt sur le revenu

112
Q

VAT (value-added tax)

A

TVA

113
Q

an expatriate

A

un non-résident

114
Q

tax evasion

A

évasion fiscale

115
Q

money laundering

A

blanchiment/recyclage d’argent sale

116
Q

black list

A

liste noire

117
Q

motto

A

devise

118
Q

My word is my bond

A

Ma parole me lie, Ma parole est ma garantie

119
Q

code of conduct

A

code de conduite

120
Q

wheeler-dealer

A

affairiste, brasseur d’affaires

121
Q

crook

A

escroc, malfrat

122
Q

fraudster

A

fraudeur

123
Q

conman (confidence man)

A

escroc (qui abuse de la confiance des gens)

124
Q

black sheep

A

brebis galeuse

125
Q

bankruptcy

A

banqueroute

126
Q

default, defaulter

A

faillite, failli

127
Q

lame duck

A

canard boiteux

128
Q

mission statement

A

déclaration de mission, définition de mission

129
Q

corporate social responsability (CSR)

A

responsabilité sociale d’entreprise (RSE)

130
Q

best practice

A

meilleures pratiques, engagement sur les moyens mis en oeuvre

131
Q

disclosure

A

révélation, mise à jour

132
Q

conflict of interest

A

conflits d’intérêts

133
Q

insider trading

A

délit d’initié

134
Q

greed, greedy

A

cupidité, cupide

135
Q

a villain

A

un méchant

136
Q

auditor

A

commissaire aux comptes

137
Q

scam

A

escroquerie, arnaque, magouille

138
Q

downfall

A

chut, décadence

139
Q

sin

A

péché

140
Q

Libor (London interbank offered rate)

A

le Libor (taux interbancaire pratiqué à Londres)

141
Q

ethos

A

éthos, ensemble de valeurs formant une culture morale

142
Q

to plague

A

pourrir, empoisonner, hanter