State Benefits Flashcards
Q: What is the main state benefit for those unable to work due to illness or disability?
A: Employment and Support Allowance (ESA).
Term: Statutory Sick Pay (SSP)
Definition: A legal minimum paid by employers to qualifying employees off work due to illness (up to 28 weeks).
Q: What are the current SSP eligibility conditions?
A: Employed, sick for 4+ days, earning at least £123/week (2024/25).
Term: Personal Independence Payment (PIP)
Definition: A tax-free benefit for people aged 16–66 with long-term disability or ill health.
Q: What benefit supports people past State Pension Age with care needs?
A: Attendance Allowance.
Term: Universal Credit
Definition: A means-tested benefit combining income support, housing benefit, tax credits, and others into one.
Q: What is the State Pension based on?
A: National Insurance (NI) contribution record.
Term: National Insurance Credits
Definition: Contributions awarded in certain circumstances (e.g., when claiming child benefit or caring for someone).
Q: What is the full new State Pension (2024/25)?
A: £221.20 per week.
Term: Means-Tested Benefits
Definition: Benefits based on a claimant’s income and capital, e.g., Universal Credit.
