Review Questions Flashcards
list 3 groups who receive lower, on average, employment incomes (explain why)
- underemployed part-time workers: due to difficulties finding work such as too many applicants for available jobs, no vacancies in line of work and insufficient work experience (60% were female in 2017)
- women: in 2018 women in full-time paid work earned on average 15.3% less than men (1mil less over lifetime) - due to a highly gender segregated workforce, howard government’s work choice laws caused the pay gap to widen as thousands of women lost penalty rates/ other important job conditions & minimum wages were cut in real terms
list 5 groups who receive lower, on average, employment incomes (explain why)
- underemployed part-time workers
- women
- Indigenous
- Migrants
- disabled
explain 2 major changes in the nature and makeup of the workforce over the last 30 years
- participation rate of women in australia has increased from 43.5% to 61%
explain 2 major changes in the nature and makeup of the workforce over the last 30 years
- participation rate of women in australia has increased from 43.5% to 61%/ women now more likely than men to have tertiary qualification
- greater labour market deregulation
- means reducing restrictions on businesses and their employment decisions
- greater efficiency and responsiveness to market conditions (wages go up and down, freedom to hire and fire)
- outcomes: reduces wages in non-powerful positions (low skilled; low demand; low collectivity)
explain why underemployed part-time workers are disadvantaged in the workforce
- 60% are female which is a disadvantaged group
- there are too many applicants for available jobs (competition)
- no vacancies in line of work
- insufficient work experience
explain why women are disadvantaged in the workforce
- full-time women earn 15.3% less than men
- howard gov. work choices law saw pay gap widen as thousands of women lost penalty rates/ other important job conditions/ minimum wages were cut
- gender wage pay gap in aus is above OECD average
- may be due to history deeming women as unskilled underclass in labour market
- women occupy more part-time positions (69%) which helps to explain inferior labour market position (linked to caring responsibilities)
explain why indigenous people are disadvantaged in the workforce
- unemployment rates 3 times the national average
- lack of education, skills
- limits of location
- discrimination
explain why migrants are disadvantaged in the workforce?
- sweat shops thriving (immigrant women exploited)
- basic rights violated (no/ minimal entitlements like holidays/sick leave)
- work long hours to meet unrealistic deadlines
- illegal migrant workers
what is meant by the term regressive in relation to taxation systems?
- more resources available for those in higher income quintile
- people in lowest tax band get the least
- those whose income is so low that its not liable for tax get no benefit at all
list 3 tax benefits which high income earners most benefit from
- tax rebates (amounts that reduce tax like family tax benefit, child care offset)
- negative gearing
- superannuation
define mixed economy of welfare
- Provision of social welfare services come from different sectors
1. government (public/state) sector [federal, state, local]
2. for profit sector ‘private’/ market
3. non-gov organisations/ not for profit/ voluntary sector
4. personal/ private/ household/ family/ individual volunteer
how is housing an example of mixed economy of welfare
gov: public housing
market: private rental
not for profit: community housing
self: purchase
what is the difference between formal and informal welfare services
formal: formal carer from a service
informal: spouse/child
what is social housing?
- non-privately owned/managed rental housing
how have australian homelessness programs changed over the past decade?
- specialist homelessness services (joint commonwealth-state program)
main forms of social housing?
- public rental housing
- longer term community housing
what is social insurance
people pay amount into publicly run social insurance fund
-also augmented by employer contributions
why are social insurance schemes considered universal
not means-tested
are social insurance schemes self funded?
they are meant to be but in practice they rarely are and the state has to contribute
what kind of welfare is the Community Development Employment Program (CDEP)
community based welfare
who does the CDEP service/ what does it achieve?
initiative by aus gov for employment of Aboriginal and Torres Strait Islander people
what does it mean when a payment/service is described as universal?
- not means-tested on income
- everyone is entitled
- assistance isn’t considered as income