RC Flashcards
employer’s contribution
0.75 % of the wage
employer’s contribution
3.25%
of the wages paid/payable
Employees in receipt of a daily average wage up to……………..
are exempted from payment of contribution
Rs.176/-
Employers will however contribute their own share in respect of these employees.
THE EMPLOYEES’ STATE INSURANCE ACT
1948
insured worker required to contribute to get sickness benefit …..day contribute in contribution 6 months
78 days
extended sickness benefit up to 2 years
90% wages
funeral expenses
10000
When did The Employees State Insurance Act 1948, come into force
19th April 1948
Expand ESIC
Employee’s State Insurance Corporation
ESIC is a statuary body which works under
Ministry of Labour and Employment
The employees state insurance act does not apply
Less that 10 persons are employed
Where is the head office of Employee’s State Insurance Corporation?
New Delhi
ESIC is a ___ establishment?
Central government
The employees state Insurance act do not apply to:
Seasonal workers
Main objective of employees state insurance Act?
to provide medical and financial aid to registered employees
What is the content of the Schedule I of the ESI Act, 1948?
List of occupational diseases.
What is the wage limit for employees to be covered under the Employee State Insurance Act as per the latest amendment?
Rs. 21,000 per month
‘Sickness Benefit’
for a period not exceeding 91 days in two consecutive benefit periods (say one year)@ 70% of standard benefit rate, subject to payment of contribution for not less than 78 days in the
corresponding contribution periods
Extended Sickness Benefits
An insured person who has completed two years of insurable employment and
contributed for not less than 156 days during this period is entitled to extended sickness benefit for a
period of 309 days for the 34 specified long term diseases. This period can be extended up to 730
days or till the insured person attains the age of 60 years whichever is earlier. The insured person and
his family are also entitled to Medical Benefit during this extended period. The daily rate of extended
sickness benefit shall be equal to eighty percent of the standard benefit rate.
‘Enhanced Sickness Benefit’?
To promote small family norms, this cash benefit is paid to the insured person for undergoing
vasectomy / tubectomy operation. This is paid for a period of 7 days for vasectomy operation and for
14 days for tubectomy operation. This period can be extended in case of any post operative
complications. The daily rate of enhanced sickness benefit shall be equal to the standard benefit rate
Occupational Disease
Contracting any disease, while in employment for a specified period in any of the industries listed in
Part A, B, or C of Schedule II
Occupational health hazards
two main types
Short term and high dose with acute on set, synonymous with acute
poisoning, included by large dose of a toxic substance in an industrial environment.
chronic on set, which is the result of repeated or continuous exposure of small doses of substances
‘Temporary Disablement Benefit’
t is a periodical payment to an insured person suffering from Disablement as a result of ‘Employment
injury’ for the period of abstention from work duly certified by an Authorized Medical Officer.
This is paid @ 90% of standard benefit rate till the temporary disability lasts and the employee is able to resume his normal duties.
Maternity benefit is payable for
26 weeks to the IW up to two surviving children and 12 weeks
for a subsequent surviving child, subject to payment of contribution for not less than 70 days in the immediately preceding one or two contribution period
Maternity benefit is payable for miscarriage
for a period of 6 weeks (42
days) from the date
Standard Benefit Rate means
average daily wages obtained by dividing the total wages paid during
the contribution period by the number of day for which these wages were paid.
