RC

Question 1

employer’s contribution

Answer 1

0.75 % of the wage

Question 2

employer’s contribution

Answer 2

3.25%

of the wages paid/payable

Question 3

Employees in receipt of a daily average wage up to……………..

are exempted from payment of contribution

Answer 3

Rs.176/-

Employers will however contribute their own share in respect of these employees.

Question 4

THE EMPLOYEES’ STATE INSURANCE ACT

Answer 4

1948

Question 5

insured worker required to contribute to get sickness benefit …..day contribute in contribution 6 months

Answer 5

78 days

Question 6

extended sickness benefit up to 2 years

Answer 6

90% wages

Question 7

funeral expenses

Answer 7

10000

Question 8

When did The Employees State Insurance Act 1948, come into force

Answer 8

19th April 1948

Question 9

Expand ESIC

Answer 9

Employee’s State Insurance Corporation

Question 10

ESIC is a statuary body which works under

Answer 10

Ministry of Labour and Employment

Question 11

The employees state insurance act does not apply

Answer 11

Less that 10 persons are employed

Question 12

Where is the head office of Employee’s State Insurance Corporation?

Answer 12

New Delhi

Question 13

ESIC is a ___ establishment?

Answer 13

Central government

Question 14

The employees state Insurance act do not apply to:

Answer 14

Seasonal workers

Question 15

Main objective of employees state insurance Act?

Answer 15

to provide medical and financial aid to registered employees

Question 16

What is the content of the Schedule I of the ESI Act, 1948?

Answer 16

List of occupational diseases.

Question 17

What is the wage limit for employees to be covered under the Employee State Insurance Act as per the latest amendment?

Answer 17

Rs. 21,000 per month

Question 18

‘Sickness Benefit’

Answer 18

for a period not exceeding 91 days in two consecutive benefit periods (say one year)@ 70% of standard benefit rate, subject to payment of contribution for not less than 78 days in the
corresponding contribution periods

Question 19

Extended Sickness Benefits

Answer 19

An insured person who has completed two years of insurable employment and
contributed for not less than 156 days during this period is entitled to extended sickness benefit for a
period of 309 days for the 34 specified long term diseases. This period can be extended up to 730
days or till the insured person attains the age of 60 years whichever is earlier. The insured person and
his family are also entitled to Medical Benefit during this extended period. The daily rate of extended
sickness benefit shall be equal to eighty percent of the standard benefit rate.

Question 20

‘Enhanced Sickness Benefit’?

Answer 20

To promote small family norms, this cash benefit is paid to the insured person for undergoing
vasectomy / tubectomy operation. This is paid for a period of 7 days for vasectomy operation and for
14 days for tubectomy operation. This period can be extended in case of any post operative
complications. The daily rate of enhanced sickness benefit shall be equal to the standard benefit rate

Question 21

Occupational Disease

Answer 21

Contracting any disease, while in employment for a specified period in any of the industries listed in
Part A, B, or C of Schedule II

Question 22

Occupational health hazards

two main types

Answer 22

Short term and high dose with acute on set, synonymous with acute
poisoning, included by large dose of a toxic substance in an industrial environment.
chronic on set, which is the result of repeated or continuous exposure of small doses of substances

Question 23

‘Temporary Disablement Benefit’

Answer 23

t is a periodical payment to an insured person suffering from Disablement as a result of ‘Employment
injury’ for the period of abstention from work duly certified by an Authorized Medical Officer.
This is paid @ 90% of standard benefit rate till the temporary disability lasts and the employee is able to resume his normal duties.

Question 24

Maternity benefit is payable for

Answer 24

26 weeks to the IW up to two surviving children and 12 weeks
for a subsequent surviving child, subject to payment of contribution for not less than 70 days in the immediately preceding one or two contribution period

Question 25

Maternity benefit is payable for miscarriage

Answer 25

for a period of 6 weeks (42

days) from the date

Question 26

Standard Benefit Rate means

Answer 26

average daily wages obtained by dividing the total wages paid during
the contribution period by the number of day for which these wages were paid.