Our culture Flashcards
personal culture includes
long term plan
financial security
job satisfaction
interview expectations
work-life balance
what is included in financial security
pay and benifits
finacial planning
employment laws
fair labor standards Act includes what
minimum wage
overtime
hours worked
record keeping
child labor
at will employment means?
either party can be terminated at any point
not under contract
parttime hours
less than 30/35 hours
does overtime need to be approved by supervisor for a non-exempt worker
no
non-exempt
must be paid overtime
-works hourly
exempt
does not get paid overtime
-salaried
debt levels
excellent less than 30%
ok 30-36%
borderline 37-40%
red flag more than 41%
commitments
know how much you make
know how you spend and where
spend on yourself first by saving and investing
spend less than you make
good budget breakdown
50% essentials
30% non-essentials
20% savings
retirement is
defined contribution plan (employee risk)
pension is
defined benefit plan (employer risk)
what should you never include in your resume or cover letter?
a picture of yourself
two reasons you would get hired?
experience and skills
personal traits
experience and skills are shown where versus personal traits are shown where
resume; interview
with negotiations be __ and ___
cautious and likable
know paradigms
justify desire (be ready for tough questions)
professional liability protects againts….
financial loss due to malpractice, errors, or negligince.
actual cash value property insurance
cost minus depreciation
replacement cost
cost of repair or replacement at same or equal value
commercial general liability claims-made
covers claims made while policy is active
commercial general liability occurence
covers claims during a set period (will cover claims for that period even if cancelled later)
lie insurance purpose
replaces your income when you die
term life insurance
coverage for a set period of time (no cash value)