Mortuary Administration: Exam 3 Material

Question 0

No provisions for funding or Pre payment is ____.

Answer 0

Pre planned

Question 1

Funeral arrangements made in advance of need is a ____.

Answer 1

Pre need

Question 2

Includes provisions for funding or prepayment is ____.

Answer 2

Pre funded

Question 3

Makes individual wishes known to family, makes intelligent and informed decisions with less emotion, relieves survivors of financial burden are the reasons for a ____

Answer 3

Pre need

Question 4

The reduction of personal assets for Medicaid eligibility, includes Pre funded arrangements, exempt from personal assets is known as ____.

Answer 4

Spend down

Question 5

Revocable
Irrevocable
Guaranteed
Non Guaranteed

Answer 5

Types of contracts

Question 6

Contract which may be terminated by purchaser at any time prior to death of the beneficiary with a refund of monies paid on the contract as prescribed by state law is a ____ contract.

Answer 6

Revocable

Question 7

Contract can not be terminated or canceled, prior to death of the beneficiary is a ____ contract.

Answer 7

Irrevocable

Question 8

Funeral home guarantees that services and merchandise will be provided at need for an amount not exceeding original contract amount plus any accruals (interests), regardless of cost of providing services and merchandise upon death is ____ contracts

Answer 8

Guaranteed

Question 9

Funeral home only agrees that amount prepaid plus any accruals (interest) will be credited to balance due, funeral price will be whatever current price is for services and merchandise at time of death is a ____ contract.

Answer 9

Non guaranteed

Question 10

Pre need arrangement conference can be at ____.

Answer 10

Home
Funeral Home
Other locations

Question 11

Presentation and discussion of service and merchandise; use of pictures, catalogs, and computers can be used for locations other than funeral home. State and federal regulations; licensing laws; funeral service licensee and licensed insurance agent is required for the ____.

Answer 11

Arrangement conference

Question 12

Minor changes in merchandise or services, no effect on guaranteed contract price….

Major changes; void a guaranteed contract.

Unavailability of services or merchandise, most allow substitution of similar or higher quality services or merchandise.

These are alterations of a ____ contract

Answer 12

Pre funded

Question 13

Legal effect of Pre funded contract once death has occurred, most states allow spouse or next of kin to change or cancel Pre funded contract, purchase merchandise and services of their choice is an example of ____.

Answer 13

Wishes of decedent VS. wishes of funeral planner

Question 14

Parents of a mentally impaired adult make Pre-funded arrangements for a traditional funeral service this is known as the effects of a ____ contract

Answer 14

Third party beneficiary

Question 15

____ is the mentally impaired adult.

Answer 15

Contract beneficiary

Question 16

An account established by one individual to be held for the benefit of another, creates a fiduciary responsibility is the definition of an ____.

Answer 16

Trust account

Question 17

As a method of payment of funeral expenses, money paid to a funeral home for future services is placed in an account with the funeral home as trustee for the benefit of another is a ____.

Answer 17

Trust account

Question 18

Separate account for each Pre- funded funeral arrangement is an ____ account

Answer 18

Individual trust

Question 19

Monies from all prefunded arrangements places in one account; individual record for each account; provides higher return on investment (investment) as allowed by law is a ____ account

Answer 19

Master trust

Question 20

Similar to purchasing automobile or life insurance policy; policy can be paid in full, or monthly premiums may be allowed until the contract price is paid in full is an ____.

Answer 20

Insurance policy

Question 21

Similar to a trust account ____ accounts monies from all prefunded arrangements places in on account; account draws interest; interest pays inflationary increases in funeral prices.

Answer 21

Savings/passbook

Question 22

Reduction of a dead human body to inorganic bone fragments by intense heat in a specially designed retort or chamber is ____.

Answer 22

Cremation

Question 23

Furnace or retort for cremating dead human bodies is___.

Answer 23

Crematory

Question 24

The building that houses your retort is ____.

Answer 24

Crematorium

Question 25

Burning chamber in a crematory is the ____.

Answer 25

Retort

Question 26

OLD Cremation statistics

Answer 26

National average is over 30%
Increases each year
Highest rate in coastal states and Florida

Question 27

Reasons for growth of cremation

Answer 27

Public acceptance
Higher level of education
Relocation of elderly to the “sunbelt” states
Immigrants who prefer cremation

Question 28

Arranging for cremation

Answer 28

Considerations
Forms
Cremation containers

Question 29

Considerations for cremation

Answer 29

Removal of medical devices (may explode and destroy the retort)
Electric pacemakers
Radioactive implants
Adhere to family wishes
Items to be removed or cremated “jewelry”
Sign form listing items

Question 30

Positive identification of remains is recommended!

Answer 30

By family member
Signed affidavit
Prior to transporting to crematory

Question 31

The irreversible process of reducing human remains to nine fragments through extreme heat and evaporation is ____.

Answer 31

Cremation

Question 32

The bone fragments remaining after the cremation process are ____

Answer 32

Cremated remains

Question 33

The facility which houses the cremation chamber is ____.

Answer 33

Crematory/Crematorium

Question 34

The mechanical device used to perform the actual cremation cremation process is ____.

Answer 34

Cremation chamber

Question 35

The container required to transport the human remains to the crematory. It could be the casket used at the funeral or a special rigid, leak resistant, combustible box designed for cremation. The ____ will be destroyed during the cremation process.

Answer 35

Cremation container

Question 36

The final resting place for the cremated remains is ____.

Answer 36

Final disposition

Question 37

The body of the deceased is ____.

Answer 37

Human remains

Question 38

Placing the remains in an urn or other container in preparation for final disposition; placing the urn/container in its final resting place is ____.

Answer 38

Inturnment

Question 39

The reduction of the cremated remains to an unidentifiable consistency to facilitate inturnment and/or to make the cremated remains acceptable for scattering. Depending on the pulverization device uses, very small bone fragments may or may not remain after processing is the definition of the ____.

Answer 39

Pulverization process

Question 40

In Texas the law states that the Funeral Home can hold the remains for ____ days. After the ____ day the funeral home can dispose of the remains in any legal way.

Answer 40

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