Midterm Terms

Question 1

AARP

Answer 1

American Association of Retired Persons

Question 2

Guardian

Answer 2

In the state of CA, a person with power of attorney over a minor

Question 3

DNR

Answer 3

Do Not resuscitate

Question 4

Springing POA

Answer 4

When power of attorney becomes active at a specific time, like when a person becomes incompetent
becomes a problem when someone tries to gain access to the clients bank accounts etc

Question 5

Comingle

Answer 5

To mix funds

BAD

Question 6

Accounting

Answer 6

A process that shows a court all financial records of the estate and the conservator for the past 2 years

Question 7

TANF

Answer 7

temporary assistance for needy families

Question 8

PIA

Answer 8

Primary Insurance Amount. Average of highest 35 years of earnings.What a workers retirement benefit is based on

Question 9

Dementia

Answer 9

loss of brain function caused by disease

Question 10

SNF

Answer 10

Skilled nursing facility

Question 11

Pro Per/Pro Se

Answer 11

For oneself or on one’s own behalf. To represent oneself legally

Question 12

Spend Down

Answer 12

What clients must do in order to have a net worth of $2,000 to be eligible for Medi-Cal and SNF insurance

Question 13

Conflict

Answer 13

for conflict on Interest. When a lawyer can not represent a client because he/she has represented a family member or opposing party

Question 14

Conservator

Answer 14

One who is responsible for and has power of attorney over a person who is a legal adult

Question 15

Agent

Answer 15

One who acts on behalf of the principal in health care situations

Question 16

Durable POA

Answer 16

POA that is valid despite incompetence of principal

Question 17

Sub Judgement

Answer 17

for a will or living trust, it is for the agent to conform to the best interest of the person they are being assigned to or acting in favor of

Question 18

Medicare

Answer 18

A federal health care system for those who are over 65, have certain disabilities, or are in renal failure.

Question 19

WEP

Answer 19

Windfall Elimination Provision. A worker who is eligible for governmental pension may have have social security benefits reduced, but not eliminated

Question 20

Psychosis

Answer 20

Loss of contact with reality, includes seeing and hearing things that are not present. Can be seen in Dementia and Delirium

Question 21

Part A

Answer 21

Hospital Insurance, often has a “gap” in what it will pay and high co-pays. Only covers skilled careq

Question 22

Part B

Answer 22

General medical insurance for doctors visits and preventive health care

Question 23

Part D

Answer 23

Prescription Drug Care coverage that subsidizes the cost of prescription drugs for medicare beneficiaries.

Question 24

Indigent

Answer 24

Poor, without funds

Question 25

Medicaid is…

Answer 25

A state-administered program, fully funded by the federal government available to certain individuals and families who meet certain guidelines relating to income assets and resources

Question 26

HIPPA

Answer 26

Health Insurance Portability and Accountability Act

Question 27

PIA

Answer 27

Percentage of the highest 35 years of earnings, a worker’s retirement income is based off of this

Question 28

OASDI

Answer 28

is a pay as you go system. Old Age, Survivors And Disability Insurance Program (OASDI)

Question 29

COLA

Answer 29

is based on the percentage increase in the consumer price index

Question 30

When should someone apply for SSA benefits

Answer 30

3 months prior to retirement

Question 31

How long is the look back period in California

Answer 31

30 months prior to the date of the application for medicaid or the date the individual was institutionalized, and looks for transfers of assets made during that period

Question 32

Who are more prone to fall related fractures among older adults

Answer 32

Women

Question 33

SSDi pays benefits to people under retirement age who cannot work because of a debilitating medical condition, however benefits will not be approved if…

Answer 33

the condition is expected to last less than 12 months