Medicaid/Medical care Flashcards

1
Q

Medicaid Overview

A

Health care assistance program

Covers medical costs of low- to no-income families and their children

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2
Q

Medicare Overview

A

Health insurance program
Covers seniors ages 65 and older and disabled individuals who qualify for Social Security
Covers those with endstage renal disease (any age)

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3
Q

How is Medicaid funded?

A

Jointly funded by both the federal government and states

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4
Q

How is Medicare funded?

A

Federally funded

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5
Q

Medicaid’s Eligibility Requirements

A

Strict income requirements related to Federal Poverty Level (FPL)

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6
Q

Medicare’s Eligibility Requirements

A

Anyone 65 and older can enroll in Medicare, so long as they paid for Medicare / Social Security Funds, regardless of income
People of any age with severe disabilities and endstage renal disease

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7
Q

Medicaid: Services covered

A
Routine medical and emergency care
Family planning
Hospice
Some substance and smoking cessation programs
Limited dental and vision
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8
Q

Medicare: Services covered

A

Part A: Hospital insurance
Part B: Medical insurance and eligible home health services
Part C (Advantage Plans): Additional benefits: vision, dental and hearing
Part D: prescription drug coverage

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9
Q

Medicaid: Cost to enrollees

A

Varies by state, with some imposing deductibles. Usually low, but much may depend on what little income the person has.

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10
Q

Medicare: Cost to enrollees

A

Part A: No cost for those who pay Medicare for 10 years or more, or had a spouse who did
Part B, C, D: Vary in costs

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