Lec 5: Gov't Entitlement Programs: Medicare Flashcards
___% of everything the US spends goes to Medicare
15%
CMS stands for
Center for Medicare and Medicaid Services
CMS was formerly known as ____?
HCFA, government agency under dept. of health and human services
What is the federal agency that managed Medicare?
CMS
Interpret the laws through…
Regulations
Medicare promulgates what?
Regulations
Medicare’s program management is by who?
Contractors (MACs)
4 Medicare “Rules”
Law
Regulations
Coverage determinations: National and Local
MedPAC
Who makes the laws?
Congress
National coverage determinations are by:
CMS
Local coverage determinations are by:
MAC or contractor
MedPAC is the _______ to congress and they have no _________
Advisory group
NO direct power
What does MedPAC do?
Will look at access, quality and payment to care and will make recommendations back
PDF handouts: Medicare (1965) is for people over the age of _____.
65
PDF handouts: If you are under the age of 65, you may be covered if you are… (3 things)
Permanently disabled
ESRD
ALS
PDF handouts: Medicare A is what?
Hospital coverage
PDF handouts: Medicare Part B is what?
OP/Ambulatory
PDF handouts: What is the difference between Medicare Part A and B?
A is the one where people pay into it over working life
B is paid for by general revenue (tax payers) and beneficiaries
PDF handouts: What is Medicare C?
Newer type of Medicare (Medicare Advantage) –> Medicare HMO
PDF handouts: What are the advantages to Medicare C?
Plans are less expensive
PDF handouts: What are the disadvantages to Medicare C?
More restrictive
PDF handouts: Medicare D is for?
Drugs
PDF handouts: Which medicare is optional?
B, you can choose to enroll there
(Can also choose Medicare Advantage C, instead of A and B
PDF handouts: What is the health status of Medicare population?
Older and sicker
Almost half have 4+ chronic conditions
PDF handouts: Most medicare beneficiaries live where?
AT HOME! Only 5% live in LTC
PDF handouts: Medicare has ______ cost-sharing requirements
HIGH
PDF handouts: Is there an annual OOP spending limit in Medicare?
NO
PDF handouts: Medicare A typically has a _______ for hospitalization after a certain about of time
Co-insurance
PDF handouts: Medicare B has a _______ _______ that people have to pay. They will also have a _____ and 20% __________
Monthly premium
Deductible
Co-insurance
PDF handouts: Medicare C and D require what?
Premiums
PDF handouts: When you have Medicare, you have high _____ spending
Out of pocket
Because you are paying premium up front and then OOP for most of services
PDF handouts: A lot of Medicare Spending/Financing goes to _______
Hospitals
PDF handouts: There is NOT a linear relationship between beneficiaries and how much you spend on them, T/F?
True
Public document for providers
CMS.gov
Public document for beneficiaries
Medicare.gov
Payment is prohibited by law for claims that what?
Lack necessary info to process the claim
Payment is made only for those services that are considered medically ______ and _______
reasonable and necessary
About ____ of Medicare spending is traditional Medicare. About ____ to private plans (Medicare C and D)
2/3 traditional
1/3 private
If you do not have to send the documentation in, how do they get it?
THEY DO AUDITS, you must present your documentation on demand if you get audited
Medicare is required to _____________ a base payment rate for a given unit of service
Pre-determine
Medicare adjusts its payment for each unit of service provided based on variables such as what?
Provider’s geographic location
Complexity of patient receiving the service
Examples of Medicare Providers?
Hospitals Physicians SNFs Home Health Agencies IRF Hospice Agencies LTC Hospitals OP Dialysis Facilities Ambulatory Surgical Centers Inpatient Psychiatric Facilities DME suppliers Ambulance providers Labs
Acute Care Hospitals: Paid hospitals per beneficiary discharge using the ______
Inpatient Prospective Payment System
Acute Care Hospitals: Base rate for each ________: __________; further adjusted for patient ________
Discharge
Diagnosis Related Groups
Severity
Acute Care Hospitals: Higher payment for DRGs that are likely to incur more ______ levels of care and/or _____ lengths of stay
Intense
Longer
Acute Care Hospitals: Also account for a portion of hospitals’ _______ and _________
capital
operating expenses
Acute Care Hospitals: Some ________ hospitals or those with higher shares of ________ beneficiaries receive added payments
Teaching
Low-income
Acute Care Hospitals: You get paid by _______
Diagnosis
Medicare IRF: Rates based on _____ _______ _____ which is the relative resource intensity that would be associated with each patient’s clinical condition as identified through resident assessment process (_______)
Patient case mix
IRF-PAI
Medicare IRF: Cases grouped into ____ ______ ______
Rehab Impairment Categories
Medicare IRF: Also includes facility level adjustments, T/F?
True
The CMS 60% Rule that’s that IRFs are paid at _______ rate than other rehab setting
HIGHER
CMS 60% Rule: Provide intensive rehab services to patients who cannot be service in what kind of environments?
Less intensive
CMS 60% rule: What do patients need to have for admission?
Qualifying conditions
According to the CMS 60% rule, facility must prove that at least ____ of admissions meet qualifying conditions
60%
Examples of CMS IRF Qualifying Conditions
Stroke SCI Congenital deformity Amputation Major multiple trauma Fracture of femur Brain injury Neuro disorders Burns Arthritis related medical conditions -3 (complex) Knee or hip joint replacement (complex)
Skilled Nursing Facilities: Freestanding or hospital based facilities that provide what kind of services?
Postacute inpatient nursing
And/or
Rehab services
Skilled Nursing Facilities: Medicare pays SNFs one of ____ pre-determined daily rates (categorized as ______) for each patient, based on patients’ expected level of nursing and therapy needs
66
Resource Utilization Groups (RUGs)
Skilled Nursing Facilities: SNF payments incorporate ______ and _____ costs for providing care to Medicare patients
Operating
Capital
Skilled Nursing Facilities: there is an added family payment from medicare for care provided to beneficiaries with _____
AIDS