Industry Overviews - original Flashcards
Types of banks
4 banking revenue drivers
- interest on loans
- fixed or variaable fees
- trading commissions
- M&A
- asset management
- transaction fees
- currency exchange
- premiums — credit card APRs
- locker rent
5 banking cost drivers
• Personnel Costs
• Technology and IT Infrastructure
• Regulatory and Compliance Costs
• Real Estate and Facility Management
• Marketing and Customer Acquisition
5 important considerations/trends in banking and financial services
5 main types of players in retail
• Manufacturers/Producers
• Wholesalers/Distributors
• Retailers
• Private Label Retailers
• E-commerce Platforms
5 revenue drivers for retail
Product assortment;
Pricing strategy;
Customer experience;
Marketing & Promotions;
Sales Channel Expansion.
Retail
5 cost drivers
COGS
Labor
Overhead (Rent + Utilities)
Marketing/Advertising
Supply Chain/Logistics
CPG revenue drivers
- DTC sales
- sales to distributors/retailers
- shelf placement
- packaging and bundling (i.e costco)
- acquisitions
6 CPG cost drivers
- COGS
- manufacturing / co-packing
- 3PL
- R&D
- trade spend
- marketing
- sales teams
3 CPG considerations and trends
- discounts and promotions have lowered margins (due to pricing pressure)
- increased demand for social / environmentally friendly companies
- in store trial/experience increases DTC
- shift towards private label
- Revenue drivers for tech raiz
- ads
- subscriptions
- hardware
- software licenses and SaaS
8 key tech terms
important tech trends
4 revenue drivers for healthcare providers (hospitals, nursing homes)
- per capita disposable income (3%)
- federal funding for medicare and medicaid (3.7%)
- number of adults aged 65+ (2.9%)
4.