Housing Planning

Question 1

Housing Act of 1937

Answer 1

established public housing as a national housing goal

Question 2

Housing Act of 1949

Answer 2

identified a national housing policy as necessary for the general welfare; established a biennial housing census; established slum clearance and urban development as federal priorities

Question 3

Housing Act of 1954

Answer 3

broadened slum clearance and urban renewal from the Housing Act of 1949 and expanded the number of public housing units

Question 4

Housing Act of 1956

Answer 4

expanded public housing for the elderly and provided funds for relocating people displaced by urban renewal

Question 5

Housing Act of 1959

Answer 5

provided direct loans for construction of low-income housing for the elderly

Question 6

HUD Act of 1965

Answer 6

provided an increase in public housing

Question 7

Fair Housing Act of 1968

Answer 7

part of the 1968 Civil Rights legislation; prohibited discrimination in the sale, rental, and financing of housing

Question 8

Housing and Community Development of 1974

Answer 8

created the Community Development Block Grant program and section 8 housing program

Question 9

Housing Act of 1993

Answer 9

established the HOPE VI program; supported public housing revitalization grants for local governments to replace high-rise public housing with low-rise, mixed-income housing

Question 10

Housing market analysis

Answer 10

Examines existing housing stock, housing demand, and an area’s socioeconomic characteristics. The US Department of Housing and Urban Development often conducts a comprehensive analysis of metro areas to guide federal assistance

Question 11

cost-burdened

Answer 11

an individual or household that spends at least 30% if their monthly income on housing, either as a rent or mortgage payment. At least 50% on rent is severely cost-burdened. Percentages determined by HUD. Percentages are universal, but cost-burden has a different context in LA than Columbus

Question 12

Affordable housing

Answer 12

Differs depending on location. Incorporates a non-market rate component, such as subsidies, public-owned housing, vouchers, tax credits. etc. Government uses median household income of an area to establish affordability criteria

Question 13

Workforce housing

Answer 13

Housing available for nearby workers. Usually near schools, hospitals, and offices. Often is reserved for people who make 80-120% of the area median income

Question 14

Missing middle housing

Answer 14

Any type of housing other than a single-family home or high-rise. Gets its name from the fact that most zoning codes prohibit these types of residential units so cities lack housing options for someone who doesn’t want to live in a house or a tall building.

Question 15

Accessory Dwelling Units (ADUs)

Answer 15

Small homes located on the same property as an existing residence. They can be attached to the main residence, inside the main residence, or a stand-alone building. Regulated through local codes, like the zoning code

Question 16

Fair Housing Act

Answer 16

bans discrimination on the basis of race, color, religion, sex, familial status, national origin, and disability. Applies to housing-related transactions, including the sale, rental, and financing of residential units

Question 17

Redlining

Answer 17

a Federal Housing Administration policy that identified areas not eligible for an FHA-backed mortgage. The FHA physically drew a red line around the areas that were not eligible for FHA assistance. These areas, often neighborhoods with a majority black Americans or other minority populations, were thought to provide inadequate collateral for government-backed loans.

Question 18

Universal design

Answer 18

An approach to ensure that all aspects of the built environment - buildings and public infrastructure - can be used by any person regardless of their age or ability.

Question 19

Cohousing

Answer 19

Refers to a set of homes designed around shared spaces. Often a communal kitchen or playground equipment. Considered intentional in nature and differ from traditional subdivisions or condominium complexes.

Question 20

Micro-housing

Answer 20

A residential unit smaller than 350 square feet. Often part of larger buildings within an apartment complex, which offers access to communal facilities. Also tiny-house or tiny-home