Health care reform

Question 1

What is the goal of reform?

Answer 1

expanded coverage
income based subsidies
protection on pre-existing conditions
no annual limit
improve drugs

Question 2

What led to the health care reform?

Answer 2

cost of insurance
access b/c of pre-existing conditions
lifetime limit on benefits

Question 3

What are concerns of HC reform?

Answer 3

complexity
cost
mandate

Question 4

How is coverage increased?

Answer 4

individual mandate
employer requirements
premium and cost-sharing subsidies to individuals
cost sharing reduction for payers

Question 5

package of benefits that assure health plans offer in state.

Answer 5

essential health benefits

Question 6

what is purpose of health insurance market?

Answer 6

competition in insurance and provide choices.

Question 7

what is individual mandate?

Answer 7

require ppl to maintain minimum level of health insurance coverage in each month

Question 8

individual mandate can be satisfied through

Answer 8

employer-based coverage
individual coverage
health exhanges
medicare/caid

Question 9

what is medicaid expansion?

Answer 9

allowed expansionn to be optional.

Question 10

Federal funding of medicaid?

Answer 10

fed will cover 100% of states’ cost of expansion 2014-16, then decrease to 90%

Question 11

What happens if states don’t want medicaid expansion?

Answer 11

only ACA medicaid expansion funds will be withheld.