Federal Fair Housing Laws Flashcards
Federal Fair Housing laws began with the _____ ______ ___ of ____ which was passed right after the Civil War. This act prohibits discrimination in the housing market based on race, _______ _________.
Civil Rights Act of 1866
without exception
This law prohibits any type of discrimination based on race. This act
and the Civil Rights Act of 1968, are especially important in the area of fair housing as it pertains to real estate.
Civil Rights Act of 1866
This order was issued by President Kennedy on November 20, 1962,
because of urging by the United States Commission on Civil Rights that housing was the only commodity in America which was not available on equal terms to anyone who could afford it. The order banned discrimination in all federal departments, for example, discrimination in housing funded by FHA or VA
loans.
Executive Order No. 11063
This law specified that discrimination against individuals based upon race, color, religion, sex or national origin were prohibited. It covered discrimination in public accommodations, facilities and education along with equal employment opportunity.
The Civil Rights Act of 1964
The ____ _______ ___ of ____: The 1968 Civil Rights Act, containing within its provisions the Federal Fair Housing Act, Title VIII, specifically inaugurated a national policy of fair housing. It forbade
discrimination in the sale, rental, and financing of housing, and in the provision of brokerage services, on
the basis of ____, _____, ________, or ___________.
The Fair Housing Act of 1968
race, color, religion, or nationality
____ _________ to The ____ _______ ___: Congress amended Title VIII to institute the use of an _____ ___________ ______, which is required to be displayed in all sales and rental offices in a conspicuous
location
1972 Amendment to the Fair Housing Act
equal opportunity poster
In ____, the Housing and Community Development Act adds ___ as a protected class.
1974
sex
____ Amendment to The Fair Housing Act: This amendment prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex/gender, handicap,or familial status including pregnant women; children under the age of 18 living with parents or legal custodians; and people securing custody of children under the age of 18.
1988 Amendment to the Fair Housing Act
________ ______is defined as one or more individuals who have not reached the age of 18 being domiciled with a parent or another person who has or is seeking legal custody. It also includes a person
who is pregnant. Unless the property meets the standards for exemption as “housing for older persons” all properties must be made available under the same terms and conditions as are available to all other persons.
Familial status
_______ for _____ _______:While the Fair Housing Act protects families with children, certain properties can be restricted for occupancy by the elderly. Housing occupied solely by persons age 62 or older or housing occupied by at least one person 55 years or older per unit is exempt from familial status protection.
Housing for older persons
________ or __________ is defined as a physical or mental impairment or having a history of such impairment that substantially limits one or more of a person’s major life activities. It does not include the current illegal use of or addiction to a controlled substance. However, a person in an addiction recovery program is protected. Individuals who have AIDS are protected under the handicap classification.A person who has a history of mental illness but is recovered, is still protected under the handicapped class.
Handicap
Disability
_______ to ______ ____ - ________
A tenant may make changes to their unit to accommodate their handicap. However, they must do so at their own expense and must put the unit back in its original condition when vacating
Changes to Rental Unit-Handicap
may be closely tied to national origin or religious discrimination. Licencees must apply non-discriminatory screening procedures to all persons regardless of immigration status.
Citizen Status
The Eight Protected Classes
HInt: FRESH CORN
Familial status
Race
Equal
Sex Gender/Sexual Preference
Handicapped
Color
Opportunity
Religion
National origin
Combine E & O for Equal Opportunity
This practice involves inducing panic selling for financial gain by insinuating that a minority group is moving into the area. It also called panic peddling, involves stating or insinuating that by minority-group invasion of the neighborhood, property values will fall.
Blockbusting